다음 중 '대출'과 가장 관련이 있는 단어는 무엇입니까?
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정답: B. 금리
How to solve: This question tests basic vocabulary related to loans. Among the given choices, '금리' (interest rate) is most directly related to '대출' (loan).
Choice analysis (EN):
A — '상점' means store, which is unrelated to '대출'.
B — '금리' means interest rate, which is a key component of a '대출'. This is the correct answer.
C — '자동차' means car, which is unrelated to '대출' in a general sense, although a car loan exists. But '금리' is more fundamental.
D — '날씨' means weather, which is unrelated to '대출'.
금리를 더 낮추기 위해 기존 대출을 새로운 대출로 바꾸는 것을 무엇이라고 합니까?
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정답: C. 재융자
How to solve: The question describes the act of changing an existing loan to a new one to lower the interest rate, which is the definition of refinancing. '재융자' is the Korean term for refinancing.
Choice analysis (EN):
A — '저축' means saving money, not changing a loan.
B — '투자' means investment, which is about putting money into assets, not changing a loan.
C — '재융자' means refinancing, which perfectly matches the description in the stem. This is the correct answer.
D — '소비' means spending money, which is unrelated to changing a loan.
대출금 __________ 기간을 늘리면 월 상환액을 줄일 수 있습니다. (빈칸에 알맞은 단어는?)
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정답: C. 상환
How to solve: The sentence talks about extending a '기간' (period) to reduce monthly '상환액' (repayment amount). The blank should refer to the act of repaying the loan. '상환' (repayment) fits perfectly.
Choice analysis (EN):
A — '식사' means meal, which is unrelated.
B — '여행' means travel, which is unrelated.
C — '상환' means repayment. '대출금 상환 기간' (loan repayment period) is a common phrase and fits the context. This is the correct answer.
D — '운동' means exercise, which is unrelated.
높은 금리의 대출을 낮은 금리로 바꾸면 이자 __________ 을 줄일 수 있습니다. (빈칸에 알맞은 단어는?)
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정답: A. 부담
How to solve: The sentence describes changing to a lower interest rate loan to reduce something related to interest. '부담' (burden) fits the context of reducing a financial burden.
Choice analysis (EN):
A — '부담' means burden. Reducing '이자 부담' (interest burden) makes perfect sense in the context of lowering interest rates. This is the correct answer.
B — '선물' means gift, which is unrelated.
C — '기쁨' means joy, which is unrelated.
D — '자유' means freedom, which is unrelated.
대출을 _________ 위해서는 은행에 필요한 서류를 제출해야 합니다. (빈칸에 알맞은 단어는?)
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정답: C. 신청하기
How to solve: The sentence talks about submitting necessary documents to the bank for a loan. This action is '신청하다' (to apply). Therefore, '신청하기' (to apply) is the correct word.
Choice analysis (EN):
A — '먹기' (to eat) is unrelated.
B — '잠그기' (to lock) is unrelated.
C — '신청하기' (to apply) fits the context of submitting documents to the bank to get a loan. This is the correct answer.
D — '지우기' (to erase) is unrelated.
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