은행에서 집을 살 때 필요한 ( )을/를 받았다.
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정답: B. 대출
How to solve: The sentence describes an action taken at a bank when buying a house. Among the choices, '대출' (loan) is the most appropriate word for money received from a bank to buy a house.
Choice analysis (EN):
A — '시장' means market. It doesn't fit the context of receiving money from a bank for a house.
B — '대출' means loan. It correctly completes the sentence as one receives a loan from a bank to buy a house.
C — '환율' means exchange rate. It's unrelated to buying a house with a bank.
D — '주식' means stock. It's an investment, not something one receives from a bank to buy a house in this context.
요즘 ( )이/가 많이 올라서 주택담보대출 받기가 부담스럽다.
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정답: C. 금리
How to solve: The sentence talks about something rising ('올라서') and making '주택담보대출' (mortgage loan) burdensome. '금리' (interest rate) is what typically rises and affects loan burdens.
Choice analysis (EN):
A — '날씨' (weather) rising doesn't make a mortgage loan burdensome.
B — '음식' (food) rising doesn't directly relate to the burden of a mortgage loan.
C — '금리' (interest rate) rising directly makes taking out a loan more expensive and thus burdensome. This is the correct answer.
D — '시간' (time) rising doesn't make a mortgage loan burdensome in this context.
경제 상황에 따라 대출 ( )이/가 오르기도 하고 내리기도 한다.
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정답: B. 금리
How to solve: The sentence states that something related to a loan ('대출') '오르기도 하고 내리기도 한다' (rises and falls) depending on the '경제 상황' (economic situation). '금리' (interest rate) is the most logical term here.
Choice analysis (EN):
A — '계절' (season) does not rise or fall with the economic situation in relation to loans.
B — '금리' (interest rate) fluctuates (rises and falls) according to economic situations, directly affecting loans. This is the correct answer.
C — '방법' (method) does not rise or fall.
D — '생활' (life/living) does not rise or fall in this context with loans.
주택담보대출 ( )이/가 너무 ( )아서 사람들이 대출 받기를 꺼려한다.
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정답: B. 금리, 높다
How to solve: The sentence describes why people '꺼려한다' (are reluctant) to take out a mortgage loan. This reluctance usually comes from something being unfavorable or burdensome. A high interest rate ('금리, 높다') fits this context perfectly.
Choice analysis (EN):
A — If the '기간' (period) is '짧다' (short), it might be burdensome, but '금리' and '높다' is a more direct and common reason for reluctance regarding loans.
B — If the '금리' (interest rate) is '높다' (high), people would be reluctant to take out a loan due to higher repayment costs. This is the correct answer.
C — If the '은행' (bank) is '멀다' (far), it might be inconvenient, but not a primary reason for reluctance to take out a loan itself.
D — If the '방법' (method) is '쉽다' (easy), people would be more willing, not reluctant.
오늘 은행의 대출 ( )이/가 어제보다 조금 ( ).
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정답: C. 금리, 낮아졌다
How to solve: The sentence compares '오늘' (today) with '어제' (yesterday) regarding '은행의 대출' (bank's loan). This implies a change in a measurable aspect of the loan. '금리' (interest rate) is the most fitting term to describe a change like '낮아졌다' (became lower) in the context of bank loans.
Choice analysis (EN):
A — '요일' (day of the week) cannot be '빠르다' (fast) in this comparative context.
B — '건물' (building) cannot be '크다' (big) when comparing today and yesterday's bank loan.
C — '금리' (interest rate) can become '낮아졌다' (lower) today compared to yesterday, which is a common occurrence in financial news. This is the correct answer.
D — '음식' (food) cannot be '맛있다' (delicious) in the context of bank loans.
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