집을 살 때 돈이 부족하면 ______을 받아요.
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정답: B. 대출
How to solve: The sentence describes a situation where one lacks money to buy a house, implying the need for financial assistance. '대출' (loan) is the most appropriate word for borrowing money in such a context.
Choice analysis (EN):
A — 선물 (gift): A gift is received, but not typically for buying a house when money is insufficient in a formal financial context.
B — 대출 (loan): This is the correct term for borrowing money from a financial institution to buy a house.
C — 주문 (order): Refers to ordering goods or services, unrelated to borrowing money.
D — 예약 (reservation): Refers to booking something in advance, unrelated to borrowing money.
주택 ______은/는 집을 살 때 필요한 돈을 빌려주는 곳입니다.
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정답: C. 은행
How to solve: The sentence defines a place that lends money for buying a house. Among the choices, '은행' (bank) is the primary institution for such loans.
Choice analysis (EN):
A — 시장 (market): A place for buying and selling goods, not lending money for houses.
B — 공원 (park): A public recreational area, unrelated to financial services.
C — 은행 (bank): A financial institution that provides various services, including home loans.
D — 병원 (hospital): A place for medical treatment, unrelated to financial services.
집을 담보로 돈을 빌리는 것을 주택 담보 ______이라고 합니다.
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정답: B. 대출
How to solve: The phrase '집을 담보로 돈을 빌리는 것' (borrowing money with a house as collateral) directly points to the concept of a mortgage. '대출' (loan) completes the term '주택 담보 대출' (home equity loan/mortgage).
Choice analysis (EN):
A — 저금 (savings): Money saved, opposite of borrowing.
B — 대출 (loan): The act of borrowing money, fitting the context of a collateralized loan.
C — 지불 (payment): The act of paying money, opposite of borrowing.
D — 수입 (income): Money received, unrelated to borrowing.
대출금을 매달 ______해야 합니다.
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정답: B. 상환
How to solve: After borrowing money (대출금), one must regularly pay it back. '상환' (repayment) is the correct term for paying back a loan.
Choice analysis (EN):
A — 환불 (refund): Getting money back, opposite of paying back a loan.
B — 상환 (repayment): The act of paying back a loan, which is required monthly.
C — 연기 (postponement): Delaying something, not the act of paying back.
D — 변경 (change): Altering something, not the act of paying back.
은행에서 돈을 빌리면 ______을/를 내야 합니다.
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정답: C. 금리
How to solve: When borrowing money from a bank, there is an additional cost for using the borrowed money. This cost is called '금리' (interest rate). While '요금' could generally refer to a fee, '금리' is the specific term for the cost of borrowing money.
Choice analysis (EN):
A — 세금 (tax): Money paid to the government, not directly for borrowing money.
B — 요금 (fee/charge): A general term for a charge, but '금리' is more specific and accurate for borrowing money.
C — 금리 (interest rate): The specific rate charged for borrowing money, which is what one 'pays' for a loan.
D — 환율 (exchange rate): The rate at which one currency can be exchanged for another, unrelated to the cost of a loan.
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