돈이 필요해서 은행에 ( )을 신청했습니다.
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정답: B. 대출
How to solve: The sentence indicates needing money and applying for something at a bank. Among the choices, '대출' (loan) is the only word that fits this context.
Choice analysis (EN):
A — '선물' means 'gift'. It does not fit the context of applying for something at a bank when money is needed.
B — '대출' means 'loan'. This is the correct word as people apply for loans at banks when they need money.
C — '숙제' means 'homework'. It is completely unrelated to the context of a bank and money.
D — '식사' means 'meal'. It does not fit the context of applying for something at a bank.
소상공인 ( )은 은행에 필요한 서류를 제출해야 합니다.
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정답: B. 신청하다
How to solve: The sentence is about small business owners submitting necessary documents to the bank. The blank requires a verb that indicates the action of submitting documents for a loan or program. '신청하다' (to apply) is the most suitable verb.
Choice analysis (EN):
A — '요리하다' means 'to cook'. It is irrelevant to submitting documents to a bank.
B — '신청하다' means 'to apply'. Small business owners apply for loans or support by submitting documents, making this the correct choice.
C — '청소하다' means 'to clean'. It has no relation to the context of banking or loans.
D — '구경하다' means 'to look around' or 'to sightsee'. This verb is inappropriate for the context of submitting documents to a bank.
대출을 받으려면 여러 가지 ( )가 필요합니다.
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정답: C. 서류
How to solve: The sentence states that 'various ( ) are needed to receive a loan.' When applying for a loan, one typically needs to provide 'documents'. Therefore, '서류' is the correct answer.
Choice analysis (EN):
A — '음식' means 'food'. Food is not typically required when getting a loan.
B — '가구' means 'furniture'. Furniture is not needed to receive a loan.
C — '서류' means 'documents'. Banks require various documents for loan applications, making this the correct choice.
D — '옷' means 'clothes'. Clothes are not a requirement for obtaining a loan.
대출금은 매달 원금과 ( )를 함께 갚아야 합니다.
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정답: C. 이자
How to solve: The sentence discusses repaying a loan every month, specifically mentioning '원금' (principal). When repaying a loan, besides the principal, 'interest' is also paid. Therefore, '이자' is the appropriate word.
Choice analysis (EN):
A — '미래' means 'future'. It does not relate to loan repayment terms.
B — '시간' means 'time'. While loan repayment takes time, '시간' is not a component of the amount repaid alongside the principal.
C — '이자' means 'interest'. When repaying a loan, both the principal and interest are paid back, making this the correct choice.
D — '약속' means 'promise'. It is not a financial component of loan repayment.
정부는 어려운 ( )을 돕기 위해 대출 프로그램을 운영합니다.
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정답: B. 소상공인
How to solve: The sentence states that 'the government operates a loan program to help struggling ( ).' Given the context of 'SBA loan' or '소상공인 대출', the target group for such programs is 'small business owners'. Therefore, '소상공인' is the correct answer.
Choice analysis (EN):
A — '학생' means 'student'. While students might receive loans, the term 'SBA loan' specifically targets businesses.
B — '소상공인' means 'small business owner'. This is the target group for SBA loans (소상공인 대출), making it the correct answer.
C — '예술가' means 'artist'. While artists might need financial support, '소상공인 대출' is not primarily for them.
D — '운동선수' means 'athlete'. Athletes are not the primary beneficiaries of small business loan programs.
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