{"id":9207,"date":"2026-07-08T16:28:28","date_gmt":"2026-07-08T07:28:28","guid":{"rendered":"https:\/\/dohokin.com\/?p=9207"},"modified":"2026-07-08T16:28:28","modified_gmt":"2026-07-08T07:28:28","slug":"topik-practice-topik-i-%ec%96%b4%ed%9c%98-vocabulary-1-5-7-8-2026-loans","status":"publish","type":"post","link":"https:\/\/dohokin.com\/?p=9207","title":{"rendered":"TOPIK Practice &#8211; TOPIK I \uc5b4\ud718 [vocabulary] 1\u20135 (7\/8\/2026) &#8211; loans"},"content":{"rendered":"\n<style>\n.topik { font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Noto Sans KR',Arial,sans-serif; line-height:1.6; }\n.topik .q{ padding:16px; border:1px solid #e6e6e6; border-radius:8px; background:#fafafa; margin-bottom:16px; }\n.topik .meta{ color:#555; margin-bottom:10px; font-weight:600; }\n.topik .stem{ margin-bottom:10px; }\n.topik .options{ margin-top:8px; display:grid; gap:10px; }\n.topik .opt{ display:flex; align-items:flex-start; gap:8px; padding:10px 12px; border:1px solid #e0e0e0; border-radius:8px; background:#fff; cursor:pointer; }\n.topik .opt:hover{ border-color:#667eea; background:#f8f9ff; }\n.topik .opt input[type=radio]{ margin-top:3px; transform:scale(1.05); }\n.topik .key{ display:inline-block; min-width:22px; height:22px; border-radius:50%; background:#667eea; color:#fff; text-align:center; line-height:22px; font-weight:600; margin-right:4px; }\n.topik .answer{ display:none; margin-top:14px; padding:14px; background:#f8f9fa; border-left:4px solid #667eea; border-radius:8px; }\n.topik .btn{ display:inline-block; padding:8px 14px; border-radius:24px; background:linear-gradient(135deg,#667eea 0%,#764ba2 100%); color:#fff; text-decoration:none; cursor:pointer; margin-right:8px; }\n.topik .subtle{ color:#666; font-size:.93em; }\n.topik .q input[type=checkbox]:checked ~ .answer{ display:block; }\n.topik .q input[type=checkbox]:checked ~ .options .is-correct:has(input:checked){ background:#d4edda; border-color:#28a745; }\n.topik .q input[type=checkbox]:checked ~ .options .opt:has(input:checked):not(.is-correct){ background:#f8d7da; border-color:#dc3545; }\n.topik .q input[type=checkbox]:checked ~ .options .opt.is-correct{ outline:2px solid #28a745; }\n@media(max-width:768px){ .topik .opt{ padding:8px 10px; } }\n<\/style>\n<div class=\"topik\">\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 1<\/div>\n  <div class=\"stem\">\uac11\uc790\uae30 \ub3c8\uc774 \ub9ce\uc774 _______ \uc740\ud589\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uae30\ub85c \ud588\uc2b5\ub2c8\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_857731_0\" hidden>\n  <div class=\"options\">\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_857731_0\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\ud544\uc694\ud574\uc11c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_857731_0\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\ub9ce\uc544\uc11c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_857731_0\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc88b\uc544\uc11c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_857731_0\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc26c\uc6cc\uc11c<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_857731_0\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> A. \ud544\uc694\ud574\uc11c<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence states that a loan was taken from the bank. People take loans when they need money. Therefore, the most suitable word to fill the blank is &#39;\ud544\uc694\ud574\uc11c&#39; (because I needed).<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 \ud544\uc694\ud574\uc11c (because I needed) fits the context as people borrow money when they need it.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 \ub9ce\uc544\uc11c (because I had a lot) is incorrect. If one has a lot of money, they wouldn&#39;t need a loan.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 \uc88b\uc544\uc11c (because it was good) is incorrect. The reason for taking a loan is usually a necessity, not just because something is good.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 \uc26c\uc6cc\uc11c (because it was easy) is incorrect. While applying for a loan might be easy, it&#39;s not the primary reason for taking one.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 2<\/div>\n  <div class=\"stem\">\uc800\ub294 \uc9d1\uc744 \uc0ac\ub824\uace0 \uc740\ud589\uc5d0\uc11c 5\ucc9c\ub9cc \uc6d0\uc744 _______\uc2b5\ub2c8\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_429460_1\" hidden>\n  <div class=\"options\">\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_429460_1\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\ube4c\ub838<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_429460_1\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uac1a\uc558<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_429460_1\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\ubaa8\uc558<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_429460_1\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\ubcf4\ub0c8<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_429460_1\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> A. \ube4c\ub838<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence describes getting money from the bank to buy a house. When you get money from a bank with the intention of returning it, it means you &#39;borrowed&#39; it. Thus, &#39;\ube4c\ub838\uc2b5\ub2c8\ub2e4&#39; (borrowed) is the correct verb.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 \ube4c\ub838\uc2b5\ub2c8\ub2e4 (borrowed) is correct because the person obtained money from the bank with the obligation to repay it later.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 \uac1a\uc558\uc2b5\ub2c8\ub2e4 (repaid) is incorrect. This refers to returning money that was previously borrowed, which doesn&#39;t fit the context of acquiring money for a house.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 \ubaa8\uc558\uc2b5\ub2c8\ub2e4 (saved\/collected) is incorrect. This means accumulating money, not getting it from a bank as a loan.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4 (sent) is incorrect. This refers to sending money to someone else, not receiving it as a loan.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 3<\/div>\n  <div class=\"stem\">\uc740\ud589\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc740 \uc81c\ub54c _______\uc57c \uc2e0\uc6a9 \ub4f1\uae09\uc774 \ub098\ube60\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_836704_2\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_836704_2\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\ucc3e\uc544\uc57c<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_836704_2\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uac1a\uc544\uc57c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_836704_2\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\ubc8c\uc5b4\uc57c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_836704_2\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc368\uc57c<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_836704_2\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \uac1a\uc544\uc57c<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence talks about maintaining a good credit rating in relation to money borrowed from the bank. To maintain a good credit rating, borrowed money must be &#39;repaid&#39; on time. Therefore, &#39;\uac1a\uc544\uc57c&#39; (must repay) is the appropriate word.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 \ucc3e\uc544\uc57c (must find\/withdraw) is incorrect. Withdrawing money is not related to credit rating after borrowing.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 \uac1a\uc544\uc57c (must repay) is correct. Repaying borrowed money on time is crucial for maintaining a good credit score.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 \ubc8c\uc5b4\uc57c (must earn) is incorrect. Earning money is how you get funds, but not directly what you do with borrowed money to keep good credit.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 \uc368\uc57c (must use\/spend) is incorrect. Spending the money doesn&#39;t directly affect the credit rating in this context; repaying it does.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 4<\/div>\n  <div class=\"stem\">\ub9e4\ub2ec \ub300\ucd9c\uae08\uacfc \ud568\uaed8 _______\ub3c4 \ub0b4\uc57c \ud574\uc11c \ubd80\ub2f4\uc774 \ucee4\uc694.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_348618_3\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_348618_3\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc6d0\uae08<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_348618_3\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc774\uc790<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_348618_3\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uae30\uac04<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_348618_3\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uae08\uc561<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_348618_3\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \uc774\uc790<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence mentions paying &#39;\ub300\ucd9c\uae08&#39; (loan principal) monthly and feeling burdened. When repaying a loan, you typically pay back the principal plus an additional charge for borrowing the money. This additional charge is called &#39;interest&#39;. Thus, &#39;\uc774\uc790&#39; (interest) is the correct answer.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 \uc6d0\uae08 (principal) is incorrect. The sentence already mentions &#39;\ub300\ucd9c\uae08&#39; which refers to the principal amount of the loan, so it would be redundant and illogical to pay principal along with principal again.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 \uc774\uc790 (interest) is correct. When repaying a loan, borrowers typically pay the principal amount plus interest, which often adds to the burden.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 \uae30\uac04 (period) is incorrect. &#39;\uae30\uac04&#39; refers to a length of time, not something you pay.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 \uae08\uc561 (amount) is incorrect. &#39;\uae08\uc561&#39; is a general term for an amount of money, but &#39;\uc774\uc790&#39; is the specific term for the extra payment on a loan.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 5<\/div>\n  <div class=\"stem\">\uc0c8 \ucc28\ub97c \uc0ac\uae30 \uc704\ud574 \uc740\ud589\uc5d0 \uc790\ub3d9\ucc28 \ub300\ucd9c\uc744 _______\ud588\uc2b5\ub2c8\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_744735_4\" hidden>\n  <div class=\"options\">\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_744735_4\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc2e0\uccad<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_744735_4\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc0ac\uc6a9<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_744735_4\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc900\ube44<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_744735_4\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc608\uc57d<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_744735_4\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> A. \uc2e0\uccad<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence describes the action taken at a bank to get a car loan. When you want to get a loan, you formally ask for it, which is called &#39;applying&#39;. Therefore, &#39;\uc2e0\uccad\ud588\uc2b5\ub2c8\ub2e4&#39; (applied) is the suitable verb.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 \uc2e0\uccad\ud588\uc2b5\ub2c8\ub2e4 (applied) is correct. You &#39;apply&#39; for a loan at a bank.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 \uc0ac\uc6a9\ud588\uc2b5\ub2c8\ub2e4 (used) is incorrect. You use the loan money after it&#39;s granted, not &#39;use&#39; the loan itself at the bank as an action to get it.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 \uc900\ube44\ud588\uc2b5\ub2c8\ub2e4 (prepared) is incorrect. While preparation is involved, &#39;\uc900\ube44\ud558\ub2e4&#39; itself doesn&#39;t mean to formally request the loan.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 \uc608\uc57d\ud588\uc2b5\ub2c8\ub2e4 (reserved) is incorrect. You &#39;reserve&#39; a seat or a room, not a loan.<\/div>\n  <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>[vocabulary] 1 \uac11\uc790\uae30 \ub3c8\uc774 \ub9ce\uc774 _______ \uc740\ud589\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uae30\ub85c \ud588\uc2b5\ub2c8\ub2e4. A\ud544\uc694\ud574\uc11c B\ub9ce\uc544\uc11c C\uc88b\uc544\uc11c D\uc26c\uc6cc\uc11c \uc815\ub2f5 \ud655\uc778\ud558\uae30 \ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad \uc815\ub2f5: A. \ud544\uc694\ud574\uc11c How to solve: The sentence states that a loan was taken from the bank. People take loans when they need money. Therefore, the most suitable word to fill the blank is &#39;\ud544\uc694\ud574\uc11c&#39; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[325],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/9207"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9207"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/9207\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}