{"id":9092,"date":"2026-07-02T00:28:30","date_gmt":"2026-07-01T15:28:30","guid":{"rendered":"https:\/\/dohokin.com\/?p=9092"},"modified":"2026-07-02T00:28:30","modified_gmt":"2026-07-01T15:28:30","slug":"topik-practice-topik-i-%ec%96%b4%ed%9c%98-vocabulary-1-5-7-2-2026-mortgage-refinance-rates","status":"publish","type":"post","link":"https:\/\/dohokin.com\/?p=9092","title":{"rendered":"TOPIK Practice &#8211; TOPIK I \uc5b4\ud718 [Vocabulary] 1\u20135 (7\/2\/2026) &#8211; mortgage refinance rates"},"content":{"rendered":"\n<style>\n.topik { font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Noto Sans KR',Arial,sans-serif; line-height:1.6; }\n.topik .q{ padding:16px; border:1px solid #e6e6e6; border-radius:8px; background:#fafafa; margin-bottom:16px; }\n.topik .meta{ color:#555; margin-bottom:10px; font-weight:600; }\n.topik .stem{ margin-bottom:10px; }\n.topik .options{ margin-top:8px; display:grid; gap:10px; }\n.topik .opt{ display:flex; align-items:flex-start; gap:8px; padding:10px 12px; border:1px solid #e0e0e0; border-radius:8px; background:#fff; cursor:pointer; }\n.topik .opt:hover{ border-color:#667eea; background:#f8f9ff; }\n.topik .opt input[type=radio]{ margin-top:3px; transform:scale(1.05); }\n.topik .key{ display:inline-block; min-width:22px; height:22px; border-radius:50%; background:#667eea; color:#fff; text-align:center; line-height:22px; font-weight:600; margin-right:4px; }\n.topik .answer{ display:none; margin-top:14px; padding:14px; background:#f8f9fa; border-left:4px solid #667eea; border-radius:8px; }\n.topik .btn{ display:inline-block; padding:8px 14px; border-radius:24px; background:linear-gradient(135deg,#667eea 0%,#764ba2 100%); color:#fff; text-decoration:none; cursor:pointer; margin-right:8px; }\n.topik .subtle{ color:#666; font-size:.93em; }\n.topik .q input[type=checkbox]:checked ~ .answer{ display:block; }\n.topik .q input[type=checkbox]:checked ~ .options .is-correct:has(input:checked){ background:#d4edda; border-color:#28a745; }\n.topik .q input[type=checkbox]:checked ~ .options .opt:has(input:checked):not(.is-correct){ background:#f8d7da; border-color:#dc3545; }\n.topik .q input[type=checkbox]:checked ~ .options .opt.is-correct{ outline:2px solid #28a745; }\n@media(max-width:768px){ .topik .opt{ padding:8px 10px; } }\n<\/style>\n<div class=\"topik\">\n<div class=\"q\">\n  <div class=\"meta\">[Vocabulary] 1<\/div>\n  <div class=\"stem\">\ub2e4\uc74c \uc911 &#39;\ub300\ucd9c&#39;\uacfc \uac00\uc7a5 \uad00\ub828\uc774 \uc788\ub294 \ub2e8\uc5b4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_592337_0\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_592337_0\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc0c1\uc810<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_592337_0\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uae08\ub9ac<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_592337_0\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc790\ub3d9\ucc28<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_592337_0\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\ub0a0\uc528<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_592337_0\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \uae08\ub9ac<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> This question tests basic vocabulary related to loans. Among the given choices, &#39;\uae08\ub9ac&#39; (interest rate) is most directly related to &#39;\ub300\ucd9c&#39; (loan).<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uc0c1\uc810&#39; means store, which is unrelated to &#39;\ub300\ucd9c&#39;.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uae08\ub9ac&#39; means interest rate, which is a key component of a &#39;\ub300\ucd9c&#39;. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uc790\ub3d9\ucc28&#39; means car, which is unrelated to &#39;\ub300\ucd9c&#39; in a general sense, although a car loan exists. But &#39;\uae08\ub9ac&#39; is more fundamental.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\ub0a0\uc528&#39; means weather, which is unrelated to &#39;\ub300\ucd9c&#39;.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[Vocabulary] 2<\/div>\n  <div class=\"stem\">\uae08\ub9ac\ub97c \ub354 \ub0ae\ucd94\uae30 \uc704\ud574 \uae30\uc874 \ub300\ucd9c\uc744 \uc0c8\ub85c\uc6b4 \ub300\ucd9c\ub85c \ubc14\uafb8\ub294 \uac83\uc744 \ubb34\uc5c7\uc774\ub77c\uace0 \ud569\ub2c8\uae4c?<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_576945_1\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_576945_1\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc800\ucd95<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_576945_1\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\ud22c\uc790<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_576945_1\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc7ac\uc735\uc790<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_576945_1\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc18c\ube44<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_576945_1\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> C. \uc7ac\uc735\uc790<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The question describes the act of changing an existing loan to a new one to lower the interest rate, which is the definition of refinancing. &#39;\uc7ac\uc735\uc790&#39; is the Korean term for refinancing.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uc800\ucd95&#39; means saving money, not changing a loan.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\ud22c\uc790&#39; means investment, which is about putting money into assets, not changing a loan.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uc7ac\uc735\uc790&#39; means refinancing, which perfectly matches the description in the stem. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc18c\ube44&#39; means spending money, which is unrelated to changing a loan.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[Vocabulary] 3<\/div>\n  <div class=\"stem\">\ub300\ucd9c\uae08 __________ \uae30\uac04\uc744 \ub298\ub9ac\uba74 \uc6d4 \uc0c1\ud658\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\ube48\uce78\uc5d0 \uc54c\ub9de\uc740 \ub2e8\uc5b4\ub294?)<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_26732_2\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_26732_2\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc2dd\uc0ac<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_26732_2\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc5ec\ud589<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_26732_2\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc0c1\ud658<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_26732_2\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc6b4\ub3d9<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_26732_2\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> C. \uc0c1\ud658<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence talks about extending a &#39;\uae30\uac04&#39; (period) to reduce monthly &#39;\uc0c1\ud658\uc561&#39; (repayment amount). The blank should refer to the act of repaying the loan. &#39;\uc0c1\ud658&#39; (repayment) fits perfectly.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uc2dd\uc0ac&#39; means meal, which is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uc5ec\ud589&#39; means travel, which is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uc0c1\ud658&#39; means repayment. &#39;\ub300\ucd9c\uae08 \uc0c1\ud658 \uae30\uac04&#39; (loan repayment period) is a common phrase and fits the context. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc6b4\ub3d9&#39; means exercise, which is unrelated.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[Vocabulary] 4<\/div>\n  <div class=\"stem\">\ub192\uc740 \uae08\ub9ac\uc758 \ub300\ucd9c\uc744 \ub0ae\uc740 \uae08\ub9ac\ub85c \ubc14\uafb8\uba74 \uc774\uc790 __________ \uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\ube48\uce78\uc5d0 \uc54c\ub9de\uc740 \ub2e8\uc5b4\ub294?)<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_406346_3\" hidden>\n  <div class=\"options\">\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_406346_3\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\ubd80\ub2f4<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_406346_3\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc120\ubb3c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_406346_3\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uae30\uc068<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_406346_3\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc790\uc720<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_406346_3\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> A. \ubd80\ub2f4<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence describes changing to a lower interest rate loan to reduce something related to interest. &#39;\ubd80\ub2f4&#39; (burden) fits the context of reducing a financial burden.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\ubd80\ub2f4&#39; means burden. Reducing &#39;\uc774\uc790 \ubd80\ub2f4&#39; (interest burden) makes perfect sense in the context of lowering interest rates. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uc120\ubb3c&#39; means gift, which is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uae30\uc068&#39; means joy, which is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc790\uc720&#39; means freedom, which is unrelated.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[Vocabulary] 5<\/div>\n  <div class=\"stem\">\ub300\ucd9c\uc744 _________ \uc704\ud574\uc11c\ub294 \uc740\ud589\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. (\ube48\uce78\uc5d0 \uc54c\ub9de\uc740 \ub2e8\uc5b4\ub294?)<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_261812_4\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_261812_4\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uba39\uae30<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_261812_4\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc7a0\uadf8\uae30<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_261812_4\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc2e0\uccad\ud558\uae30<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_261812_4\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc9c0\uc6b0\uae30<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_261812_4\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> C. \uc2e0\uccad\ud558\uae30<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence talks about submitting necessary documents to the bank for a loan. This action is &#39;\uc2e0\uccad\ud558\ub2e4&#39; (to apply). Therefore, &#39;\uc2e0\uccad\ud558\uae30&#39; (to apply) is the correct word.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uba39\uae30&#39; (to eat) is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uc7a0\uadf8\uae30&#39; (to lock) is unrelated.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uc2e0\uccad\ud558\uae30&#39; (to apply) fits the context of submitting documents to the bank to get a loan. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc9c0\uc6b0\uae30&#39; (to erase) is unrelated.<\/div>\n  <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>[Vocabulary] 1 \ub2e4\uc74c \uc911 &#39;\ub300\ucd9c&#39;\uacfc \uac00\uc7a5 \uad00\ub828\uc774 \uc788\ub294 \ub2e8\uc5b4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c? A\uc0c1\uc810 B\uae08\ub9ac C\uc790\ub3d9\ucc28 D\ub0a0\uc528 \uc815\ub2f5 \ud655\uc778\ud558\uae30 \ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad \uc815\ub2f5: B. \uae08\ub9ac How to solve: This question tests basic vocabulary related to loans. Among the given choices, &#39;\uae08\ub9ac&#39; (interest rate) is most directly related to &#39;\ub300\ucd9c&#39; (loan). Choice analysis (EN): A \u2014 &#39;\uc0c1\uc810&#39; means [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[325],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/9092"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9092"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/9092\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}