{"id":8964,"date":"2026-06-25T16:28:36","date_gmt":"2026-06-25T07:28:36","guid":{"rendered":"https:\/\/dohokin.com\/?p=8964"},"modified":"2026-06-25T16:28:36","modified_gmt":"2026-06-25T07:28:36","slug":"topik-practice-topik-i-%ec%96%b4%ed%9c%98-vocabulary-1-5-6-25-2026-mortgage-rates-today","status":"publish","type":"post","link":"https:\/\/dohokin.com\/?p=8964","title":{"rendered":"TOPIK Practice &#8211; TOPIK I \uc5b4\ud718 [vocabulary] 1\u20135 (6\/25\/2026) &#8211; mortgage rates today"},"content":{"rendered":"\n<style>\n.topik { font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Noto Sans KR',Arial,sans-serif; line-height:1.6; }\n.topik .q{ padding:16px; border:1px solid #e6e6e6; border-radius:8px; background:#fafafa; margin-bottom:16px; }\n.topik .meta{ color:#555; margin-bottom:10px; font-weight:600; }\n.topik .stem{ margin-bottom:10px; }\n.topik .options{ margin-top:8px; display:grid; gap:10px; }\n.topik .opt{ display:flex; align-items:flex-start; gap:8px; padding:10px 12px; border:1px solid #e0e0e0; border-radius:8px; background:#fff; cursor:pointer; }\n.topik .opt:hover{ border-color:#667eea; background:#f8f9ff; }\n.topik .opt input[type=radio]{ margin-top:3px; transform:scale(1.05); }\n.topik .key{ display:inline-block; min-width:22px; height:22px; border-radius:50%; background:#667eea; color:#fff; text-align:center; line-height:22px; font-weight:600; margin-right:4px; }\n.topik .answer{ display:none; margin-top:14px; padding:14px; background:#f8f9fa; border-left:4px solid #667eea; border-radius:8px; }\n.topik .btn{ display:inline-block; padding:8px 14px; border-radius:24px; background:linear-gradient(135deg,#667eea 0%,#764ba2 100%); color:#fff; text-decoration:none; cursor:pointer; margin-right:8px; }\n.topik .subtle{ color:#666; font-size:.93em; }\n.topik .q input[type=checkbox]:checked ~ .answer{ display:block; }\n.topik .q input[type=checkbox]:checked ~ .options .is-correct:has(input:checked){ background:#d4edda; border-color:#28a745; }\n.topik .q input[type=checkbox]:checked ~ .options .opt:has(input:checked):not(.is-correct){ background:#f8d7da; border-color:#dc3545; }\n.topik .q input[type=checkbox]:checked ~ .options .opt.is-correct{ outline:2px solid #28a745; }\n@media(max-width:768px){ .topik .opt{ padding:8px 10px; } }\n<\/style>\n<div class=\"topik\">\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 1<\/div>\n  <div class=\"stem\">\uc740\ud589\uc5d0\uc11c \uc9d1\uc744 \uc0b4 \ub54c \ud544\uc694\ud55c ( )\uc744\/\ub97c \ubc1b\uc558\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_580406_0\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_580406_0\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc2dc\uc7a5<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_580406_0\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\ub300\ucd9c<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_580406_0\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\ud658\uc728<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_580406_0\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc8fc\uc2dd<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_580406_0\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \ub300\ucd9c<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence describes an action taken at a bank when buying a house. Among the choices, &#39;\ub300\ucd9c&#39; (loan) is the most appropriate word for money received from a bank to buy a house.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uc2dc\uc7a5&#39; means market. It doesn&#39;t fit the context of receiving money from a bank for a house.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\ub300\ucd9c&#39; means loan. It correctly completes the sentence as one receives a loan from a bank to buy a house.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\ud658\uc728&#39; means exchange rate. It&#39;s unrelated to buying a house with a bank.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc8fc\uc2dd&#39; means stock. It&#39;s an investment, not something one receives from a bank to buy a house in this context.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 2<\/div>\n  <div class=\"stem\">\uc694\uc998 ( )\uc774\/\uac00 \ub9ce\uc774 \uc62c\ub77c\uc11c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ubc1b\uae30\uac00 \ubd80\ub2f4\uc2a4\ub7fd\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_644090_1\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_644090_1\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\ub0a0\uc528<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_644090_1\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uc74c\uc2dd<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_644090_1\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uae08\ub9ac<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_644090_1\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc2dc\uac04<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_644090_1\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> C. \uae08\ub9ac<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence talks about something rising (&#39;\uc62c\ub77c\uc11c&#39;) and making &#39;\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c&#39; (mortgage loan) burdensome. &#39;\uae08\ub9ac&#39; (interest rate) is what typically rises and affects loan burdens.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\ub0a0\uc528&#39; (weather) rising doesn&#39;t make a mortgage loan burdensome.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uc74c\uc2dd&#39; (food) rising doesn&#39;t directly relate to the burden of a mortgage loan.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uae08\ub9ac&#39; (interest rate) rising directly makes taking out a loan more expensive and thus burdensome. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc2dc\uac04&#39; (time) rising doesn&#39;t make a mortgage loan burdensome in this context.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 3<\/div>\n  <div class=\"stem\">\uacbd\uc81c \uc0c1\ud669\uc5d0 \ub530\ub77c \ub300\ucd9c ( )\uc774\/\uac00 \uc624\ub974\uae30\ub3c4 \ud558\uace0 \ub0b4\ub9ac\uae30\ub3c4 \ud55c\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_169821_2\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_169821_2\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uacc4\uc808<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_169821_2\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uae08\ub9ac<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_169821_2\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\ubc29\ubc95<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_169821_2\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc0dd\ud65c<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_169821_2\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \uae08\ub9ac<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence states that something related to a loan (&#39;\ub300\ucd9c&#39;) &#39;\uc624\ub974\uae30\ub3c4 \ud558\uace0 \ub0b4\ub9ac\uae30\ub3c4 \ud55c\ub2e4&#39; (rises and falls) depending on the &#39;\uacbd\uc81c \uc0c1\ud669&#39; (economic situation). &#39;\uae08\ub9ac&#39; (interest rate) is the most logical term here.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uacc4\uc808&#39; (season) does not rise or fall with the economic situation in relation to loans.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uae08\ub9ac&#39; (interest rate) fluctuates (rises and falls) according to economic situations, directly affecting loans. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\ubc29\ubc95&#39; (method) does not rise or fall.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc0dd\ud65c&#39; (life\/living) does not rise or fall in this context with loans.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 4<\/div>\n  <div class=\"stem\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c ( )\uc774\/\uac00 \ub108\ubb34 ( )\uc544\uc11c \uc0ac\ub78c\ub4e4\uc774 \ub300\ucd9c \ubc1b\uae30\ub97c \uaebc\ub824\ud55c\ub2e4.<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_679662_3\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_679662_3\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uae30\uac04, \uc9e7\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_679662_3\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uae08\ub9ac, \ub192\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_679662_3\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uc740\ud589, \uba40\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_679662_3\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\ubc29\ubc95, \uc27d\ub2e4<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_679662_3\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> B. \uae08\ub9ac, \ub192\ub2e4<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence describes why people &#39;\uaebc\ub824\ud55c\ub2e4&#39; (are reluctant) to take out a mortgage loan. This reluctance usually comes from something being unfavorable or burdensome. A high interest rate (&#39;\uae08\ub9ac, \ub192\ub2e4&#39;) fits this context perfectly.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 If the &#39;\uae30\uac04&#39; (period) is &#39;\uc9e7\ub2e4&#39; (short), it might be burdensome, but &#39;\uae08\ub9ac&#39; and &#39;\ub192\ub2e4&#39; is a more direct and common reason for reluctance regarding loans.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 If the &#39;\uae08\ub9ac&#39; (interest rate) is &#39;\ub192\ub2e4&#39; (high), people would be reluctant to take out a loan due to higher repayment costs. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 If the &#39;\uc740\ud589&#39; (bank) is &#39;\uba40\ub2e4&#39; (far), it might be inconvenient, but not a primary reason for reluctance to take out a loan itself.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 If the &#39;\ubc29\ubc95&#39; (method) is &#39;\uc27d\ub2e4&#39; (easy), people would be more willing, not reluctant.<\/div>\n  <\/div>\n<\/div>\n<div class=\"q\">\n  <div class=\"meta\">[vocabulary] 5<\/div>\n  <div class=\"stem\">\uc624\ub298 \uc740\ud589\uc758 \ub300\ucd9c ( )\uc774\/\uac00 \uc5b4\uc81c\ubcf4\ub2e4 \uc870\uae08 ( ).<\/div>\n  <input type=\"checkbox\" id=\"show_topikq_310741_4\" hidden>\n  <div class=\"options\">\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_310741_4\" value=\"A\">\n      <span class=\"key\">A<\/span><span class=\"txt\">\uc694\uc77c, \ube60\ub974\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_310741_4\" value=\"B\">\n      <span class=\"key\">B<\/span><span class=\"txt\">\uac74\ubb3c, \ud06c\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt is-correct\">\n      <input type=\"radio\" name=\"topikq_310741_4\" value=\"C\">\n      <span class=\"key\">C<\/span><span class=\"txt\">\uae08\ub9ac, \ub0ae\uc544\uc84c\ub2e4<\/span>\n    <\/label>\n    <label class=\"opt\">\n      <input type=\"radio\" name=\"topikq_310741_4\" value=\"D\">\n      <span class=\"key\">D<\/span><span class=\"txt\">\uc74c\uc2dd, \ub9db\uc788\ub2e4<\/span>\n    <\/label>\n  <\/div>\n  <div class=\"toggle\" style=\"margin-top:10px;\">\n    <label class=\"btn\" for=\"show_topikq_310741_4\">\uc815\ub2f5 \ud655\uc778\ud558\uae30<\/label>\n    <span class=\"subtle\">\ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad<\/span>\n  <\/div>\n  <div class=\"answer\">\n    <div><strong>\uc815\ub2f5:<\/strong> C. \uae08\ub9ac, \ub0ae\uc544\uc84c\ub2e4<\/div>\n    <div style=\"margin-top:6px;\"><strong>How to solve:<\/strong> The sentence compares &#39;\uc624\ub298&#39; (today) with &#39;\uc5b4\uc81c&#39; (yesterday) regarding &#39;\uc740\ud589\uc758 \ub300\ucd9c&#39; (bank&#39;s loan). This implies a change in a measurable aspect of the loan. &#39;\uae08\ub9ac&#39; (interest rate) is the most fitting term to describe a change like &#39;\ub0ae\uc544\uc84c\ub2e4&#39; (became lower) in the context of bank loans.<\/div>\n    <div style=\"margin-top:6px;\"><strong>Choice analysis (EN):<\/strong><\/div>\n    <div style=\"margin-left:10px;\">A \u2014 &#39;\uc694\uc77c&#39; (day of the week) cannot be &#39;\ube60\ub974\ub2e4&#39; (fast) in this comparative context.<\/div>\n    <div style=\"margin-left:10px;\">B \u2014 &#39;\uac74\ubb3c&#39; (building) cannot be &#39;\ud06c\ub2e4&#39; (big) when comparing today and yesterday&#39;s bank loan.<\/div>\n    <div style=\"margin-left:10px;\">C \u2014 &#39;\uae08\ub9ac&#39; (interest rate) can become &#39;\ub0ae\uc544\uc84c\ub2e4&#39; (lower) today compared to yesterday, which is a common occurrence in financial news. This is the correct answer.<\/div>\n    <div style=\"margin-left:10px;\">D \u2014 &#39;\uc74c\uc2dd&#39; (food) cannot be &#39;\ub9db\uc788\ub2e4&#39; (delicious) in the context of bank loans.<\/div>\n  <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>[vocabulary] 1 \uc740\ud589\uc5d0\uc11c \uc9d1\uc744 \uc0b4 \ub54c \ud544\uc694\ud55c ( )\uc744\/\ub97c \ubc1b\uc558\ub2e4. A\uc2dc\uc7a5 B\ub300\ucd9c C\ud658\uc728 D\uc8fc\uc2dd \uc815\ub2f5 \ud655\uc778\ud558\uae30 \ubcf4\uae30 \uc120\ud0dd \ud6c4 \ud074\ub9ad \uc815\ub2f5: B. \ub300\ucd9c How to solve: The sentence describes an action taken at a bank when buying a house. Among the choices, &#39;\ub300\ucd9c&#39; (loan) is the most appropriate word for money received from a bank [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[325],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/8964"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8964"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/8964\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}