\uc815\ubd80\ub294 2023\ub144 10\uc6d4 1\uc77c, \uad6d\ubbfc\ub4e4\uc774 \ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uac8c \ubbfc\uc6d0 \ucc98\ub9ac\ub97c \ud560 \uc218 \uc788\ub3c4\ub85d ‘ETF(\uc804\uc790\ubbfc\uc6d0 \uc11c\ube44\uc2a4)’\ub97c \uacf5\uc2dd \uac1c\uc2dc\ud588\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \uc815\ubd8024 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc81c\uacf5\ub418\uba70, \uc628\ub77c\uc778\uc5d0\uc11c \uc804\uc790\uc801\uc73c\ub85c \ubbfc\uc6d0\uc744 \uc2e0\uccad\ud558\uace0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc774\ub2e4. ETF \uc11c\ube44\uc2a4\ub294 \ub2e4\uc591\ud55c \ubbfc\uc6d0 \uc0ac\ud56d\uc744 \ub2e4\ub8e8\uace0 \uc788\uc73c\uba70, \uc0ac\uc6a9\uc790\ub294 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uc27d\uac8c \ubbfc\uc6d0\uc744 \uc81c\uae30\ud560 \uc218 \uc788\ub2e4. \ub610\ud55c, \ubbfc\uc6d0 \uc9c4\ud589 \uc0c1\ud669\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc5b4 \ud22c\uba85\uc131\uacfc \ud3b8\ub9ac\ud568\uc744 \uc81c\uacf5\ud55c\ub2e4. \uc815\ubd80\ub294 \uc774\ub294 \ubbfc\uc6d0 \ucc98\ub9ac\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0, \ub300\uba74 \uc811\ucd09\uc744 \uc904\uc5ec \uad6d\ubbfc\uc758 \ud3b8\uc758\ub97c \uc99d\ub300\uc2dc\ud0a4\uae30 \uc704\ud55c \uc870\uce58\ub77c\uace0 \uc124\uba85\ud558\uace0 \uc788\ub2e4. ETF \uc11c\ube44\uc2a4\ub294 \uc55e\uc73c\ub85c \ub354\uc6b1 \ud655\ub300\ub418\uc5b4 \ub098\uac08 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8\uc744 \ubc1c\uae09\ubc1b\uae30 \uc704\ud574 \uc815\ubd8024\ub97c \uc774\uc6a9\ud558\ub294 \ubc29\ubc95\uc740 \ub9e4\uc6b0 \uac04\ud3b8\ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uad6c\uccb4\uc801\uc778 \uc808\ucc28\uc785\ub2c8\ub2e4.1. **\uc815\ubd8024 \ud648\ud398\uc774\uc9c0 \ubc29\ubb38**: \uc6f9 \ube0c\ub77c\uc6b0\uc800\uc5d0\uc11c \uc815\ubd8024 \ud648\ud398\uc774\uc9c0(www.gov.kr)\uc5d0 \uc811\uc18d\ud569\ub2c8\ub2e4.2. **\ub85c\uadf8\uc778**: \uc0ac\uc774\ud2b8\uc5d0 \uc811\uc18d\ud558\uba74 \uba3c\uc800 \ud68c\uc6d0\uac00\uc785 \ud6c4 \ub85c\uadf8\uc778\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4. \uacf5\uc778\uc778\uc99d\uc11c\ub97c \uc774\uc6a9\ud558\uc5ec \ubcf8\uc778 \uc778\uc99d\uc744 \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.3. **\uc804\uc790\ubbfc\uc6d0 \uc2e0\uccad**: \ub85c\uadf8\uc778 \ud6c4, ‘\ubbfc\uc6d0\uc2e0\uccad’ \uba54\ub274\ub97c \uc120\ud0dd\ud55c \ub2e4\uc74c ‘\uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 \ubc1c\uae09’\uc744 \ucc3e\uc544 \ud074\ub9ad\ud569\ub2c8\ub2e4.4. **\uc2e0\uccad\uc11c \uc791\uc131**: \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 \ubc1c\uae09 \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud569\ub2c8\ub2e4. \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc785\ub825\ud55c \ud6c4, \uc2e0\uccad\uc744 \uc644\ub8cc\ud569\ub2c8\ub2e4.5. **\ubc1c\uae09 \uc218\uc218\ub8cc \uacb0\uc81c**: \ubc1c\uae09 \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud558\uba70, \uc774\ub97c \uacb0\uc81c\ud574\uc57c \ud569\ub2c8\ub2e4. \uacb0\uc81c \ubc29\ubc95\uc740 \uc2e0\uc6a9\uce74\ub4dc, \uacc4\uc88c\uc774\uccb4 \ub4f1 \ub2e4\uc591\ud569\ub2c8\ub2e4.6. **\ubc1c\uae09 \ud655\uc778 \ubc0f \ucd9c\ub825**: \uacb0\uc81c \ud6c4, \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8\uc774 \ubc1c\uae09\ub429\ub2c8\ub2e4. \ubc1c\uae09\ub41c \ub4f1\ubcf8\uc740 PDF\ub85c \ub2e4\uc6b4\ub85c\ub4dc\ud558\uac70\ub098 \uc9c1\uc811 \ucd9c\ub825\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc774 \uacfc\uc815\uc744 \ud1b5\ud574 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uac04\ud3b8\ud558\uac8c \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8\uc744 \ubc1c\uae09\ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ubcf4\ub2e4 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uc815\ubd8024 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024\uc5d0\uc11c \uc778\uc99d\uc11c \ubc1c\uae09 \uc808\ucc28\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc9c4\ud589\ub429\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub85c, \uc815\ubd8024 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc811\uc18d\ud558\uc5ec \ud68c\uc6d0\uac00\uc785\uc744 \uc9c4\ud589\ud574\uc57c \ud569\ub2c8\ub2e4. \uac00\uc785 \ud6c4 \ub85c\uadf8\uc778\uc744 \uc218\ud589\ud558\uace0, \uc778\uc99d\uc11c \ubc1c\uae09 \uba54\ub274\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4. \ub450 \ubc88\uc9f8\ub85c, \ubcf8\uc778 \uc778\uc99d \uc808\ucc28\ub97c \uac70\uce58\uac8c \ub418\uba70, \uc5ec\uae30\uc5d0\ub294 \uc8fc\ubbfc\ub4f1\ub85d\ubc88\ud638, \ud734\ub300\uc804\ud654 \uc778\uc99d \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub85c, \uc778\uc99d\uc11c \uc885\ub958\ub97c \uc120\ud0dd\ud558\uace0, \ubc1c\uae09\uc744 \uc6d0\ud558\ub294 \uc778\uc99d\uc11c\uc758 \uc6a9\ub3c4\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4. \uc774\ud6c4, \ud574\ub2f9 \uc778\uc99d\uc11c\uc758 \ubc1c\uae09 \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud55c \ub4a4, \uc81c\ucd9c\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc2e0\uccad\uc774 \uc644\ub8cc\ub418\uba74, \ub4f1\ub85d\ub41c \uc774\uba54\uc77c \ub610\ub294 \ud734\ub300\uc804\ud654\ub85c \uc778\uc99d\uc11c \ubc1c\uae09 \uc644\ub8cc \uc54c\ub9bc\uc774 \ubc1c\uc1a1\ub429\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc54c\ub9bc\uc744 \ud655\uc778\ud55c \ud6c4, \uc815\ubd8024\uc5d0\uc11c \uc778\uc99d\uc11c\ub97c \ub2e4\uc6b4\ub85c\ub4dc\ud558\uc5ec \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uc99d\uc11c \ubc1c\uae09\uc740 \ubcf4\uc548\uacfc \uac1c\uc778 \uc815\ubcf4\ub97c \uc911\uc2dc\ud558\ub294 \ub2e8\uacc4\uc774\ubbc0\ub85c, \uc0ac\uc6a9\uc790 \ubcf8\uc778\uc758 \uc815\ubcf4 \ud655\uc778\uc744 \ucca0\uc800\ud788 \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024 \ubaa8\ubc14\uc77c \uc571\uc740 \uad6d\ubbfc\ub4e4\uc774 \uc815\ubd80\uc758 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc190\uc27d\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc785\ub2c8\ub2e4. \uc774 \uc571\uc744 \uc0ac\uc6a9\ud558\uba74 \ubbfc\uc6d0 \uc2e0\uccad, \uc815\ubcf4 \uac80\uc0c9 \ubc0f \uac01\uc885 \uc11c\ube44\uc2a4 \uc774\uc6a9\uc774 \uac04\ud3b8\ud574\uc9d1\ub2c8\ub2e4. \uc571\uc744 \uc124\uce58\ud55c \ud6c4, \uc0ac\uc6a9\uc790 \uacc4\uc815\uc744 \uc0dd\uc131\ud558\uace0 \ub85c\uadf8\uc778\ud569\ub2c8\ub2e4. \ub85c\uadf8\uc778 \uacfc\uc815\uc5d0\uc11c\ub294 \uac1c\uc778 \uc815\ubcf4\ub97c \uc785\ub825\ud574\uc57c \ud558\uba70, \ubcf8\uc778 \uc778\uc99d\uc744 \uc704\ud574 \uc778\uc99d\uc11c \ub610\ub294 \ud734\ub300\ud3f0 \uc778\uc99d\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub85c\uadf8\uc778 \ud6c4\uc5d0\ub294 \uba54\uc778 \ud654\uba74\uc5d0\uc11c \uc6d0\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uac80\uc0c9\ud558\uac70\ub098 \uba54\ub274\ub97c \ud1b5\ud574 \uce74\ud14c\uace0\ub9ac\ub97c \ud0d0\uc0c9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uae30\ub2a5\uc73c\ub85c\ub294 ‘\ubbfc\uc6d0\uc2e0\uccad’, ‘\uc11c\ube44\uc2a4 \uc2e0\uccad’, ‘\ubc95\ub839 \ubc0f \uaddc\uc81c \uc815\ubcf4’, ‘\uc9c1\uc811 \ucc3e\uae30’, ‘\uc790\uc8fc \ucc3e\ub294 \uc11c\ube44\uc2a4’ \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbfc\uc6d0 \uc2e0\uccad\uc744 \uc6d0\ud560 \uacbd\uc6b0, \ud574\ub2f9 \uba54\ub274\ub97c \uc120\ud0dd\ud558\uace0 \ud544\uc694\ud55c \uc11c\ub958 \ubc0f \uc808\ucc28\ub97c \uc548\ub0b4\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubaa8\ubc14\uc77c \uc571\uc740 \uc0ac\uc6a9\uc790\uc758 \uc704\uce58\ub97c \uae30\ubc18\uc73c\ub85c \uac00\uae4c\uc6b4 \uc815\ubd80 \uae30\uad00\uc774\ub098 \uc0c1\ub2f4\uc18c\ub97c \ucc3e\ub294 \uae30\ub2a5\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc790\uc2e0\uc758 \ud544\uc694\uc5d0 \ub530\ub77c \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc640 \uc815\ubcf4\ub97c \ucc3e\uc544\ubcfc \uc218 \uc788\uc73c\uba70, \uc81c\uacf5\ub418\ub294 \uacf5\uc9c0\uc0ac\ud56d\uc744 \ud1b5\ud574 \ucd5c\uc2e0 \uc18c\uc2dd\ub3c4 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc815\ubd8024 \ubaa8\ubc14\uc77c \uc571\uc740 \uc815\uae30\uc801\uc778 \uc5c5\ub370\uc774\ud2b8\ub97c \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uacfc \uc11c\ube44\uc2a4\ub97c \ucd94\uac00\ud558\uace0 \uc788\uc73c\ubbc0\ub85c, \ucd5c\uc2e0 \ubc84\uc804\uc73c\ub85c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc571 \uc0ac\uc6a9\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\ub098 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024\ub294 \uad6d\ubbfc\uc758 \ub2e4\uc591\ud55c \ubbfc\uc6d0 \uc11c\ube44\uc2a4\ub97c \uc885\ud569\uc801\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uc5ec\ub7ec \ubd84\uc57c\uc5d0\uc11c \ud544\uc694\ud55c \ubbfc\uc6d0\ucc98\ub9ac\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc81c\uacf5\ub418\ub294 \uae30\ud0c0 \ubbfc\uc6d0 \uc11c\ube44\uc2a4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. 1. **\uc608\uc57d \uc11c\ube44\uc2a4**: \uac01\uc885 \ud589\uc815\uae30\uad00\uc758 \ubbfc\uc6d0 \uc5c5\ubb34\ub97c \uc608\uc57d\ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc73c\ub85c, \ub300\uba74 \ubc29\ubb38 \uc5c6\uc774 \ubbf8\ub9ac \uc2dc\uac04\uc744 \uc815\ud574 \ud3b8\ub9ac\ud558\uac8c \ubbfc\uc6d0\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2. **\ubb38\uc11c \ubc1c\uae09 \uc11c\ube44\uc2a4**: \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8, \uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c, \uc790\ub3d9\ucc28\ub4f1\ub85d\uc99d \ub4f1 \uac01\uc885 \uc11c\ub958\ub97c \uc628\ub77c\uc778\uc5d0\uc11c \uc2e0\uccad\ud558\uace0 \ubc1b\uc744 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc0ac\ub78c\ub4e4\uc740 \uc9c1\uc811 \uad00\uacf5\uc11c\ub97c \ubc29\ubb38\ud558\uc9c0 \uc54a\uace0\ub3c4 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc190\uc27d\uac8c \ubc1c\uae09\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.3. **\ubbfc\uc6d0 \uc0c1\ub2f4 \uc11c\ube44\uc2a4**: \ubbfc\uc6d0\uc5d0 \ub300\ud55c \uad81\uae08\uc99d\uc774\ub098 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc0c1\ub2f4 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec, \uad6d\ubbfc\ub4e4\uc774 \uc804\ubb38\uc801\uc778 \uc870\uc5b8\uc744 \ubc1b\uac70\ub098 \ubcf5\uc7a1\ud55c \ubbfc\uc6d0 \ucc98\ub9ac\uc5d0 \ub300\ud55c \uc548\ub0b4\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4. 4. **\uc2e0\uccad \ubc0f \ucc98\ub9ac \uc0c1\ud669 \uc870\ud68c**: \uc81c\ucd9c\ud55c \ubbfc\uc6d0\uc774 \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ub418\uace0 \uc788\ub294\uc9c0\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc744 \ud1b5\ud574, \uad6d\ubbfc\ub4e4\uc740 \uc790\uc2e0\uc758 \ubbfc\uc6d0 \uc0c1\ud669\uc744 \uc5b8\uc81c\ub4e0\uc9c0 \uc810\uac80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc678\uc5d0\ub3c4 \uc815\ubd8024\ub294 \ub2e4\uc591\ud55c \uc790\ub8cc\ub098 \uc815\ubcf4 \uac80\uc0c9, \uc815\ucc45 \uc548\ub0b4 \ub4f1 \uc5ec\ub7ec \uc11c\ube44\uc2a4\ub4e4\uc744 \uc81c\uacf5\ud558\uc5ec \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \ud3b8\ub9ac\ud558\uac8c \ubbfc\uc6d0 \ucc98\ub9ac\uac00 \uac00\ub2a5\ud558\ub3c4\ub85d \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n
\uc815\ubd8024\ub294 \uad6d\ubbfc\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \uc548\uc804\ud558\uac8c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uac00\uc9c0 \uc815\ucc45\uacfc \uc808\ucc28\ub97c \uc2dc\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc815\ucc45\uc740 \uac1c\uc778\uc815\ubcf4\uc758 \uc218\uc9d1, \uc774\uc6a9, \ubcf4\uad00 \ubc0f \ud30c\uae30 \uacfc\uc815\uc5d0\uc11c \uad6d\ubbfc\uc758 \uad8c\ub9ac\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800, \uc815\ubd8024\ub294 \uac1c\uc778\uc815\ubcf4\ub97c \uc218\uc9d1\ud560 \ub54c \uadf8 \ubaa9\uc801\uc744 \uba85\ud655\ud788 \uc124\uba85\ud558\uace0, \uc774\uc6a9\uc790\uac00 \ub3d9\uc758\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c\ub9cc \uc815\ubcf4\ub97c \uc218\uc9d1\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc218\uc9d1\ub41c \uac1c\uc778\uc815\ubcf4\ub294 \uc548\uc804\ud55c \uc11c\ubc84\uc5d0 \ubcf4\uad00\ub418\uba70, \uc811\uadfc \uad8c\ud55c\uc774 \uc81c\ud55c\ub41c \uc9c1\uc6d0\ub9cc\uc774 \uc774\ub97c \uad00\ub9ac\ud558\ub3c4\ub85d \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\uc815\ubd8024\ub294 \uac1c\uc778\uc815\ubcf4\uc758 \ubd88\ubc95\uc801\uc778 \ub178\ucd9c\uc774\ub098 \uc720\ucd9c\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \ubcf4\uc548 \uc870\uce58\ub97c \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ub41c \ud1b5\uc2e0\uc744 \uc0ac\uc6a9\ud558\uace0 \uc815\uae30\uc801\uc73c\ub85c \ubcf4\uc548 \uc810\uac80\uc744 \uc2e4\uc2dc\ud558\uc5ec \ud574\ud0b9\uc774\ub098 \uc815\ubcf4 \uc720\ucd9c\uc758 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd94\uac00\ub85c, \uc774\uc6a9\uc790\ub294 \uc790\uc2e0\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \uc870\ud68c\ud558\uace0 \uc218\uc815\ud560 \uc218 \uc788\ub294 \uad8c\ub9ac\ub97c \uac00\uc9c0\uba70, \ud544\uc694\uc5d0 \ub530\ub77c \uc0ad\uc81c \uc694\uccad\ub3c4 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc815\ubd8024\ub294 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uad00\ub828 \ubc95\ub839 \ubc0f \uaddc\uc81c\ub97c \ucca0\uc800\ud788 \uc900\uc218\ud558\uace0 \uc788\uc73c\uba70, \uc6f9\uc0ac\uc774\ud2b8 \ub0b4\uc5d0 \uac1c\uc778\uc815\ubcf4 \ucc98\ub9ac\ubc29\uce68\uc744 \uba85\uc2dc\ud558\uc5ec \uc774\uc6a9\uc790\ub4e4\uc5d0\uac8c \ud22c\uba85\ud558\uac8c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc744 \ud1b5\ud574 \uc815\ubd8024\ub294 \uad6d\ubbfc\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \uc548\uc804\ud558\uac8c \ubcf4\ud638\ud558\uace0 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \ub04a\uc784\uc5c6\uc774 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024 \uc2dc\uc2a4\ud15c\uc740 \ub300\ud55c\ubbfc\uad6d \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \ud1b5\ud569 \uc804\uc790\ud589\uc815 \uc11c\ube44\uc2a4\ub85c, \uc2dc\ubbfc\ub4e4\uc774 \ub2e4\uc591\ud55c \ud589\uc815 \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc2dc\uc2a4\ud15c\uc758 \uc548\uc815\uc131\uacfc \ubcf4\uc548\uc744 \ub9e4\uc6b0 \uc911\uc694\uc2dc\ud558\uace0 \uc788\uc73c\uba70, \uc5ec\ub7ec \uac00\uc9c0 \uc870\uce58\ub97c \ud1b5\ud574 \uc774\ub97c \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uba3c\uc800, \uc815\ubd8024 \uc2dc\uc2a4\ud15c\uc740 24\uc2dc\uac04 \uc6b4\uc601\ub418\ub294 \ub370\uc774\ud130 \uc13c\ud130\uc5d0\uc11c \uad00\ub9ac\ub418\uba70, \uc774\uacf3\uc740 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ubcf4\uc548 \uad6c\uc870\ub97c \uac16\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130 \uc13c\ud130\ub294 \ubb3c\ub9ac\uc801 \ubcf4\uc548, \ub124\ud2b8\uc6cc\ud06c \ubcf4\uc548, \uadf8\ub9ac\uace0 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ubcf4\uc548 \ub4f1 \uc5ec\ub7ec \uce35\uc73c\ub85c \ub418\uc5b4 \uc788\ub294 \ubcf4\uc548 \uccb4\uacc4\ub97c \uac16\ucd94\uace0 \uc788\uc5b4 \uc678\ubd80 \uce68\uc785\uc5d0 \ub300\ud55c \ubc29\uc5b4\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub610\ud55c, \uc815\ubd8024\ub294 \uc815\uae30\uc801\uc778 \ubcf4\uc548 \uc810\uac80\uacfc \ucde8\uc57d\uc810 \ubd84\uc11d\uc744 \uc2e4\uc2dc\ud558\uc5ec \uc2dc\uc2a4\ud15c\uc758 \uc548\uc804\uc131\uc744 \uc810\uac80\ud558\uace0 \uc788\uc73c\uba70, \ud544\uc694\ud55c \uacbd\uc6b0 \ubcf4\uc548 \ud328\uce58\ub97c \uc2e0\uc18d\ud788 \uc801\uc6a9\ud558\uc5ec \ubcf4\uc548\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790 \uc815\ubcf4\uc5d0 \ub300\ud55c \uc554\ud638\ud654 \ubc0f \uc811\uadfc \uc81c\uc5b4\ub97c \ud1b5\ud574 \uac1c\uc778 \uc815\ubcf4\uc640 \ubbfc\uac10\ud55c \ub370\uc774\ud130\ub97c \uc548\uc804\ud558\uac8c \ubcf4\ud638\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub354\ubd88\uc5b4, \uc815\ubd8024\ub294 \uc774\uc6a9\uc790\ub4e4\uc5d0\uac8c \uc774\uc911 \uc778\uc99d \ub4f1\uc758 \ucd94\uac00\uc801\uc778 \ubcf4\uc548 \uac15\ud654\ub97c \uad8c\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \ud574\ud0b9 \ubc0f \uc0ac\uc774\ubc84 \uacf5\uaca9\uc5d0 \ub300\ube44\ud55c \ub300\uc751 \uccb4\uacc4\ub97c \ub9c8\ub828\ud558\uc5ec \uc2e0\uc18d\ud558\uac8c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ub300\ucc98\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uacb0\ub860\uc801\uc73c\ub85c, \uc815\ubd8024 \uc2dc\uc2a4\ud15c\uc740 \uc548\uc804\ud558\uace0 \uc6d0\ud65c\ud55c \ud589\uc815 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \uc704\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ub418\uace0 \uc788\uc73c\uba70, \uc2dc\ubbfc\ub4e4\uc758 \ud3b8\uc758\uc640 \uc548\uc804\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024\ub294 \ub300\ud55c\ubbfc\uad6d\uc758 \uc804\uc790\uc815\ubd80 \uc11c\ube44\uc2a4 \uc911 \ud558\ub098\ub85c, \uad6d\ubbfc\ub4e4\uc774 \ub2e4\uc591\ud55c \uc815\ubd80 \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uc811\uadfc \uac00\ub2a5\ud558\uba70, \uc778\ud130\ub137\ub9cc \uc788\uc73c\uba74 \ub354 \uc774\uc0c1 \ud2b9\uc815 \uc7a5\uc18c\uc5d0 \uad6c\uc560\ubc1b\uc9c0 \uc54a\uace0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd8024\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc5d0\ub294 \ubbfc\uc6d0 \uc2e0\uccad, \uac01\uc885 \uc11c\ub958 \ubc1c\uae09, \uacf5\uacf5 \uc815\ubcf4 \uac80\uc0c9 \ub4f1\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574\uc11c\ub3c4 \uc190\uc27d\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\uc5b4 \uc0ac\uc6a9\uc790\uc758 \ud3b8\uc758\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \ud2b9\uc815 \uc11c\ube44\uc2a4\ub294 \uc778\uc99d \uc808\ucc28\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc73c\uba70, \uc8fc\ub9d0\uc774\ub098 \uacf5\ud734\uc77c\uc5d0\ub294 \uc77c\ubd80 \uc11c\ube44\uc2a4\uc758 \uc774\uc6a9 \uc2dc\uac04\uc774 \uc81c\ud55c\ub420 \uc218 \uc788\uc73c\ub2c8 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024\ub294 \ub2e4\uc591\ud55c \ud589\uc815\uc11c\ube44\uc2a4\uc640 \ubbfc\uc6d0\uc11c\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud3b8\ub9ac\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubc1c\uae09 \uc218\uc218\ub8cc \uccb4\uacc4\ub97c \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc1c\uae09 \uc218\uc218\ub8cc\ub294 \uac01\uc885 \ubbfc\uc6d0 \uc11c\ub958 \ubc0f \uc99d\uba85\uc11c\uc758 \ubc1c\uae09\uc5d0 \ub530\ub77c \ub2e4\ub974\uac8c \ucc45\uc815\ub418\uba70, \uc8fc\ub85c \uacf5\uacf5\uae30\uad00\uc758 \uc815\ucc45\uc5d0 \ub530\ub978 \ube44\uc6a9 \uae30\uc900\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4. 1. **\uc218\uc218\ub8cc \uc9d5\uc218 \ubc29\uc2dd**: \ud615\uc2dd\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \ub300\ubd80\ubd84\uc758 \ubb38\uc11c\uc5d0 \ub300\ud574 \ubc1c\uae09 \uc218\uc218\ub8cc\ub294 \uc628\ub77c\uc778 \uacb0\uc81c\ub97c \ud1b5\ud574 \uc9d5\uc218\ub418\uba70, \uce74\ub4dc \uacb0\uc81c, \ubaa8\ubc14\uc77c \ud398\uc774 \ub4f1\uc758 \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4.2. **\ubbfc\uc6d0 \uc11c\ub958\ubcc4 \uc218\uc218\ub8cc**: \ubc1c\uae09\ud558\ub294 \ubbfc\uc6d0 \uc11c\ub958\uc758 \uc885\ub958\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc\uac00 \uc0c1\uc774\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8, \uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c\uc640 \uac19\uc740 \uae30\ubcf8\uc801\uc778 \uc11c\ub958\ub294 \ube44\uad50\uc801 \uc800\ub834\ud55c \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub418\uba70, \ud2b9\uc218\ud55c \uc11c\ub958\ub098 \uc6d0\ubcf8 \uc81c\uc2dc\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 \ub354 \ub192\uc740 \uc218\uc218\ub8cc\uac00 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.3. **\uba74\uc81c \ubc0f \ud560\uc778 \uc870\uac74**: \ud2b9\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uacbd\uc6b0 \uc218\uc218\ub8cc \uba74\uc81c\ub098 \ud560\uc778\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc800\uc18c\ub4dd\uce35 \uc5ec\ubd80\ub098 \ud2b9\uc815 \uc5f0\ub839\ub300\uc758 \uc774\uc6a9\uac1d\uc5d0\uac8c\ub294 \uc218\uc218\ub8cc\uac00 \uba74\uc81c\ub418\uac70\ub098 \ud560\uc778 \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.4. **\uc815\ud655\ud55c \uc218\uc218\ub8cc \ud655\uc778**: \uc815\ubd8024 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc9c1\uc811 \uad00\ub828 \uc815\ubcf4\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uac01 \uc11c\ub958\uc758 \ubc1c\uae09 \uc218\uc218\ub8cc\uc640 \uc808\ucc28\uc5d0 \ub300\ud55c \uc138\ubd80\uc801\uc778 \uc548\ub0b4\uac00 \uc81c\uacf5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub4e4\uc740 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc120\ud0dd\ud558\uace0 \ubc1c\uae09 \uacfc\uc815\uc5d0\uc11c \uc0ac\uc804\uc5d0 \uc218\uc218\ub8cc\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc815\ubd8024\ub294 \uc774\ub7ec\ud55c \uc218\uc218\ub8cc \uccb4\uacc4\ub97c \ud1b5\ud574 \uc2dc\ubbfc\ub4e4\uc774 \uacf5\uacf5 \uc11c\ube44\uc2a4\ub97c \ubcf4\ub2e4 \uc27d\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024 \uace0\uac1d \uc9c0\uc6d0 \uc11c\ube44\uc2a4\ub294 \uc0ac\uc6a9\uc790\uac00 \ubb38\uc758\uc0ac\ud56d\uc774\ub098 \ubb38\uc81c\ub97c \uc2e0\uc18d\ud558\uac8c \ud574\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \ub2e4\uc591\ud55c \uacbd\ub85c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc544\ub798\uc758 \ubc29\ubc95\uc73c\ub85c \uace0\uac1d \uc9c0\uc6d0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.1. **\uc6f9\uc0ac\uc774\ud2b8 \ubb38\uc758**: \uc815\ubd8024 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc758 ‘\uace0\uac1d\uc13c\ud130’ \uba54\ub274\ub97c \ud1b5\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)\uc744 \ud655\uc778\ud558\uac70\ub098, \uc9c1\uc811 \ubb38\uc758\ub97c \ub0a8\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.2. **\uc804\ud654 \uc0c1\ub2f4**: \uace0\uac1d\uc13c\ud130\uc5d0 \uc804\ud654\ud558\uc5ec \uc9c1\uc811 \uc0c1\ub2f4\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ud654\ubc88\ud638\ub294 \uc815\ubd8024 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uae30\uc7ac\ub418\uc5b4 \uc788\uc73c\uba70, \uc0c1\ub2f4 \uc6b4\uc601 \uc2dc\uac04\uc740 \ud3c9\uc77c 9\uc2dc\ubd80\ud130 18\uc2dc\uae4c\uc9c0\uc785\ub2c8\ub2e4.3. **\ucc44\ud305 \uc0c1\ub2f4**: \uc815\ubd8024\uc758 \uc2e4\uc2dc\uac04 \ucc44\ud305 \uc0c1\ub2f4 \uae30\ub2a5\uc744 \uc774\uc6a9\ud558\uba74 \uc2e0\uc18d\ud558\uac8c \uc0c1\ub2f4\uc6d0\uacfc \uc5f0\uacb0\ub418\uc5b4 \ubb38\uc758\uc0ac\ud56d\uc744 \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.4. **\ubaa8\ubc14\uc77c \uc571 \uc774\uc6a9**: \uc815\ubd8024 \ubaa8\ubc14\uc77c \uc571\uc5d0\uc11c\ub3c4 \uace0\uac1d \uc9c0\uc6d0 \uba54\ub274\ub97c \ud1b5\ud574 \ubb38\uc758\ub97c \ub0a8\uae30\uac70\ub098 \uc0c1\ub2f4\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.5. **\uc774\uba54\uc77c \ubb38\uc758**: \uacf5\uc2dd \uc774\uba54\uc77c\ub85c \uc0c1\ub2f4 \uc694\uccad\uc744 \ubcf4\ub0b4\uba74, \ub2f4\ub2f9\uc790\uac00 \ud655\uc778 \ud6c4 \ub2f5\ubcc0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\uc815\ubd8024\uc758 \uace0\uac1d \uc9c0\uc6d0 \uc11c\ube44\uc2a4\ub294 \uc774\uc6a9\uc790\uc758 \ud3b8\uc758\ub97c \uc704\ud574 \ub2e4\uc591\ud55c \ubc29\ubc95\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uc2e0\uc18d\ud558\uace0 \uc815\ud655\ud55c \ubb38\uc81c \ud574\uacb0\uc744 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024 \ub4f1\ubcf8<\/p>\n
\uc815\ubd8024\ub294 \uc815\ubd80\uc758 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \ub4f1\ubcf8\uc740 \uac1c\uc778\uc758 \uc8fc\ubbfc\ub4f1\ub85d \uc815\ubcf4\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub294 \ubb38\uc11c\uc785\ub2c8\ub2e4. \uc8fc\ubbfc\ub4f1\ub85d \ub4f1\ubcf8\uc740 \uac1c\uc778\uc758 \uc2e0\uc0c1\uc815\ubcf4, \uc8fc\uc18c \ubcc0\ub3d9, \uac00\uc871 \uad00\uacc4 \ub4f1\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc73c\uba70, \uacf5\uc2dd\uc801\uc778 \ubc95\uc801 \uc99d\uba85\uc11c\ub85c \uc778\uc815\ubc1b\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubcf8\uc778\uc740 \ubb3c\ub860 \uac00\uc871\uc758 \uc815\ubcf4\uae4c\uc9c0 \ud655\uc778\ud560 \uc218 \uc788\uc5b4 \ub2e4\uc591\ud55c \ud589\uc815 \uc808\ucc28\uc5d0\uc11c \ud544\uc694\uc640 \uc720\uc6a9\ud55c \uc790\ub8cc\ub85c \ud65c\uc6a9\ub429\ub2c8\ub2e4. \uc815\ubd8024\ub97c \ud1b5\ud574 \uc628\ub77c\uc778\uc73c\ub85c \uc8fc\ubbfc\ub4f1\ub85d \ub4f1\ubcf8\uc744 \ubc1c\uae09\ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ub300\uba74 \ubc1c\uae09\uc774 \ud544\uc694\ud560 \uacbd\uc6b0 \uac00\uae4c\uc6b4 \uc8fc\ubbfc\uc13c\ud130\ub97c \ubc29\ubb38\ud558\uba74 \ub429\ub2c8\ub2e4. \ubc1c\uae09 \uc2dc \ud544\uc694\ud55c \uc2e0\ubd84\uc99d\uacfc \ud568\uaed8 \uacf5\uc778\uc778\uc99d\uc11c\ub098 \uac04\ud3b8\uc778\uc99d \ubc29\ubc95\uc744 \ud65c\uc6a9\ud558\uba74 \ud3b8\ub9ac\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud0a4\uc6cc\ub4dc1 \uc124\uba85: \uc815\ubd8024\ub294 \ub300\ud55c\ubbfc\uad6d \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \ud1b5\ud569 \uc628\ub77c\uc778 \ubbfc\uc6d0 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \ub2e4\uc591\ud55c \ud589\uc815 \uc11c\ube44\uc2a4\uc640 \uc815\ubcf4\ub97c \uc27d\uac8c \uc870\ud68c\ud558\uace0 \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uc6f9\uc0ac\uc774\ud2b8\uc785\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uac1c\uc778 \uc815\ubcf4 \uc870\ud68c, \ubbfc\uc6d0 \uc2e0\uccad, \uc11c\uc2dd \ub2e4\uc6b4\ub85c\ub4dc \ub4f1 \uc5ec\ub7ec \uac00\uc9c0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n
\ud0a4\uc6cc\ub4dc2 \uc124\uba85: \uc8fc\ubbfc\ub4f1\ub85d \ub4f1\ubcf8\uc740 \uac1c\uc778\uc758 \uc8fc\ubbfc\ub4f1\ub85d \uc815\ubcf4\ub97c \ub2f4\uace0 \uc788\ub294 \uacf5\uc2dd \ubb38\uc11c\ub85c, \uac1c\uc778\uc758 \uc2e0\uc0c1 \uc815\ubcf4\uc640 \uc8fc\uc18c, \uac00\uc871 \uad00\uacc4 \ub4f1\uc774 \uae30\uc7ac\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubb38\uc11c\ub294 \ub2e4\uc591\ud55c \ud589\uc815\uc801 \uc808\ucc28\uc640 \ubc95\uc801 \uc694\uad6c\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uc911\uc694\ud55c \uc99d\uba85\uc11c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n
\uc815\ubd8024 \ud50c\ub7ab\ud3fc\uc740 \ud604\ub300\uc778\uc758 \uc0dd\ud65c\uc5d0\uc11c \ud544\uc218\uc801\uc778 \ubbfc\uc6d0 \uc11c\ube44\uc2a4\uc758 \uc911\uc2ec\uc9c0\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc8fc\ubbfc\ub4f1\ub85d \ub4f1\ubcf8\uc740 \uac1c\uc778\uc758 \uc2e0\ubd84\uacfc \uad8c\ub9ac\ub97c \ubcf4\uc7a5\ud558\ub294 \uc911\uc694\ud55c \ubb38\uc11c\ub85c, \uc815\ubd8024\ub97c \ud1b5\ud574 \uc190\uc27d\uac8c \ubc1c\uae09\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\ubb34\uc2dc\ub300\uc5d0 \ubc1c\ub9de\ucdb0, \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \ud558\ub8e8 \uc2dc\uac04\uc744 \uc808\uc57d\ud558\uace0 \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc989\uc2dc \uc81c\uacf5\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc815\ubd8024\ub97c \uc801\uadf9 \ud65c\uc6a9\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc815\ud655\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \ud1b5\ud574 \uc5ec\ub7ec\ubd84\uc758 \uc0b6\uc774 \ub354\uc6b1 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud574\uc9c0\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"
\uc815\ubd8024, ETF \uc804\uc790\ubbfc\uc6d0 \uc11c\ube44\uc2a4 \uac1c\uc2dc \uc815\ubd80\ub294 2023\ub144 10\uc6d4 1\uc77c, \uad6d\ubbfc\ub4e4\uc774 \ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uac8c \ubbfc\uc6d0 \ucc98\ub9ac\ub97c \ud560 \uc218 \uc788\ub3c4\ub85d ‘ETF(\uc804\uc790\ubbfc\uc6d0 \uc11c\ube44\uc2a4)’\ub97c \uacf5\uc2dd \uac1c\uc2dc\ud588\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \uc815\ubd8024 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc81c\uacf5\ub418\uba70, \uc628\ub77c\uc778\uc5d0\uc11c \uc804\uc790\uc801\uc73c\ub85c \ubbfc\uc6d0\uc744 \uc2e0\uccad\ud558\uace0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc774\ub2e4. ETF \uc11c\ube44\uc2a4\ub294 \ub2e4\uc591\ud55c \ubbfc\uc6d0 \uc0ac\ud56d\uc744 \ub2e4\ub8e8\uace0 \uc788\uc73c\uba70, \uc0ac\uc6a9\uc790\ub294 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uc27d\uac8c \ubbfc\uc6d0\uc744 \uc81c\uae30\ud560 \uc218 \uc788\ub2e4. \ub610\ud55c, \ubbfc\uc6d0 \uc9c4\ud589 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/5869"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5869"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/5869\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}