UnitedHealth Group Inc. (UNH)\uc758 \uc8fc\uac00\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc600\uc2b5\ub2c8\ub2e4. COVID-19 \ud32c\ub370\ubbf9 \uc774\ud6c4 \ubcf4\uac74 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc774 \ubd80\uac01\ub418\uba74\uc11c UNH\uc758 \uc8fc\uac00\ub294 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc558\uace0, \ud2b9\ud788 telehealth \uc11c\ube44\uc2a4\uc640 \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uc758\ub8cc \uc11c\ube44\uc2a4\uc758 \uc218\uc694 \uc99d\uac00\ub85c \uc778\ud574 \uae0d\uc815\uc801\uc778 \ubc18\uc751\uc744 \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4. 2023\ub144 \ub4e4\uc5b4 UNH\uc758 \uc8fc\uac00\ub294 \uc804\ub144 \ub300\ube44 \uc57d\uac04\uc758 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uba70, \uc8fc\uac00\ub294 \uc57d 500\ub2ec\ub7ec \uadfc\ucc98\uc5d0\uc11c \uc548\uc815\ub418\uac8c \uac70\ub798\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.UNH\uc758 \uc8fc\uac00\ub294 \uacfc\uac70 \uba87 \ub144\uac04\uc758 \ud3c9\uade0 \ubcc0\ub3d9\uc131\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ubcc0\ub3d9\uc131\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uae30\ub3c4 \ud558\uc9c0\ub9cc \ub9ac\uc2a4\ud06c\ub97c \ub3d9\ubc18\ud569\ub2c8\ub2e4. \ucd5c\uadfc \uba87 \ub2ec \uac04 UNH\uc758 \uc8fc\uac00\ub294 \uacbd\uc81c \uc9c0\ud45c\uc640 \uad00\ub828\ub41c \ub274\uc2a4, \ud2b9\ud788 \uc815\ubd80\uc758 \uc815\ucc45 \ubcc0\ud654 \ubc0f \uc758\ub8cc\ube44 \uc9c0\ucd9c\uc5d0 \ub300\ud55c \uc6b0\ub824\uc5d0 \uc601\ud5a5\uc744 \ubc1b\uc73c\uba70 \ubcc0\ub3d9\uc131\uc774 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ud5ec\uc2a4\ucf00\uc5b4 \uac1c\ud601\uc5d0 \uad00\ud55c \ub17c\uc758\uac00 \ud65c\ubc1c\ud574\uc9c0\uba74\uc11c \uc8fc\uac00\ub294 \ub354\uc6b1 \uc601\ud5a5\uc744 \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4.UNH\uc758 \uc8fc\uac00\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uafb8\uc900\ud55c \uc218\uc775\uc131\uc744 \ubc14\ud0d5\uc73c\ub85c \ud558\uace0 \uc788\uc9c0\ub9cc, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc131\uc744 \uacbd\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790\uc790\ub4e4\uc740 UNH \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uad00\uc810\uc744 \uace0\ub824\ud558\uba74\uc11c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uad00\ub828 \ub274\uc2a4\ub97c \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubcf4\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\uadf8\ub8f9(UNH)\uc740 \ubbf8\uad6d\uc758 \ub300\ud615 \uac74\uac15 \ubcf4\ud5d8 \ud68c\uc0ac\ub85c, \ucd5c\uadfc \uc7ac\ubb34\uc81c\ud45c\uc640 \uc8fc\uc694 \uc9c0\ud45c\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4. 2023\ub144 3\ubd84\uae30 \uae30\uc900\uc73c\ub85c UNH\uc758 \ucd1d \ub9e4\ucd9c\uc740 \uc57d 900\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\uba70, \uc774\ub294 \uc804\ub144 \ub300\ube44 10% \uc131\uc7a5\ud55c \uc218\uce58\uc774\ub2e4. \uc21c\uc774\uc775\uc740 \uc57d 58\uc5b5 \ub2ec\ub7ec\ub85c, \uc774 \uc5ed\uc2dc \uc9c0\ub09c\ud574 \uac19\uc740 \ubd84\uae30 \ub300\ube44 \uc99d\uac00\ud55c \uac83\uc774\ub2e4. \uc8fc\ub2f9\uc21c\uc774\uc775(EPS)\uc740 \ub300\ub7b5 5.40\ub2ec\ub7ec\ub85c, \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uae0d\uc815\uc801\uc778 \uc2e0\ud638\ub85c \ud574\uc11d\ub41c\ub2e4.\ub610\ud55c, UNH\ub294 \uc548\uc815\uc801\uc778 \uc7ac\ubb34\uad6c\uc131\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ubd80\ucc44\ube44\uc728\uc740 0.5\ub85c \ub0ae\uc740 \ud3b8\uc774\ub2e4. \uc774\ub294 \uae30\uc5c5\uc774 \uc7ac\ubb34\uc801 \ub9ac\uc2a4\ud06c\ub97c \uc798 \uad00\ub9ac\ud558\uace0 \uc788\uc74c\uc744 \ub098\ud0c0\ub0b8\ub2e4. \ud68c\uc0ac\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc758\ub8cc \uc11c\ube44\uc2a4 \ubd80\ubb38\uc744 \ud655\ub300\ud558\uace0, \ub514\uc9c0\ud138 \ud5ec\uc2a4 \uae30\uc220\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \ub298\ub824 \ud6a8\uc728\uc131\uc744 \ub192\uc5ec \uc7ac\ubb34 \uc131\uacfc\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud558\uace0 \uc788\ub2e4.\uc774\uc640 \ud568\uaed8, UNH\ub294 \uc8fc\uc8fc \ud658\uc6d0 \uc815\ucc45\uc5d0 \uc801\uadf9\uc801\uc774\uc5b4\uc11c \ubc30\ub2f9\uae08\ub3c4 \ub9e4\ub144 \uc99d\uac00\ud558\uace0 \uc788\ub2e4. 2023\ub144 \uc5f0\uac04 \ubc30\ub2f9\uae08\uc740 \uc8fc\ub2f9 \uc57d 5\ub2ec\ub7ec\ub85c \uc124\uc815\ub418\uc5b4, \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc635\uc158\uc774 \ub418\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc694\uc18c\ub4e4\uc740 UNH\uac00 \uac74\uac15 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ub9ac\ub354\uc2ed\uc744 \uc9c0\uc18d\ud558\uace0, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc744 \uc774\ub8f0 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9(UNH)\uc740 \ubbf8\uad6d\uc758 \ub300\ud45c\uc801\uc778 \uac74\uac15 \ubcf4\ud5d8 \ubc0f \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c, \ub2e4\uc591\ud55c \uacbd\uc7c1\uc790\uc640 \ub9c8\uc8fc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. UNH\uc758 \uc8fc\uc694 \uacbd\uc7c1\uc0ac\ub85c\ub294 Anthem, Cigna, Aetna, Humana, Centene \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.1. **Anthem**: Anthem\uc740 \ubbf8\uad6d \ub0b4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uac74\uac15 \ubcf4\ud5d8 \ud68c\uc0ac \uc911 \ud558\ub098\ub85c, \ub2e4\uc591\ud55c \uac74\uac15 \uad00\ub9ac \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. UNH\uc640 \ube44\uc2b7\ud558\uac8c, Anthem\uc740 \ud68c\uc6d0 \uc218\ub97c \ub298\ub9ac\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud5ec\uc2a4 \uc194\ub8e8\uc158\uacfc \uc608\ubc29 \uc11c\ube44\uc2a4\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.2. **Cigna**: Cigna\ub294 \uae00\ub85c\ubc8c \ud5ec\uc2a4 \ubcf4\ud5d8 \ubc0f \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uae30\uc5c5\uc73c\ub85c, \ud2b9\ud788 \uc815\uc2e0 \uac74\uac15 \ubc0f \ud589\ub3d9 \uac74\uac15 \uc11c\ube44\uc2a4\uc5d0\uc11c \uac15\uc810\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. Cigna\ub294 \uace0\uac1d\uc758 \uac74\uac15 \uad00\ub9ac \uc811\uadfc\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.3. **Aetna**: Aetna\ub294 \uac74\uac15 \ubcf4\ud5d8 \ubc0f \uad00\ub828 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ud68c\uc0ac\ub85c, \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 AI\uc640 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\ub294 \ub370 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Aetna\ub294 \uc608\ubc29 \uc758\ub8cc \ud504\ub85c\uadf8\ub7a8\uc5d0 \ud22c\uc790\ud558\uc5ec \uce58\ub8cc \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.4. **Humana**: Humana\ub294 \uc8fc\ub85c \ub178\uc778\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \uac74\uac15 \ubcf4\ud5d8 \ubc0f \uad00\ub9ac \uc11c\ube44\uc2a4\uc5d0 \uc804\ubb38\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c Medicare Advantage \ud50c\ub79c\uc744 \ud655\uc7a5\ud558\uc5ec \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ub298\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.5. **Centene**: Centene\uc740 \uc800\uc18c\ub4dd\uce35 \ubc0f \ubbf8\uad6d \uc815\ubd80 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 Medicaid \ubc0f Medicare \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\ub85c, \ucd5c\uadfc acquisitions\uc744 \ud1b5\ud574 \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.UNH\ub294 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uac74\uac15 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0\uc11c \uae30\uc220 \ud601\uc2e0 \ubc0f \uc11c\ube44\uc2a4 \ub2e4\uc591\ud654\ub97c \ud1b5\ud574 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc720\uc9c0\ud558\ub824 \ud558\uace0 \uc788\uc73c\uba70, \ud5a5\ud6c4\uc5d0\ub3c4 \uacbd\uc7c1\uc0ac\ub4e4\uc758 \uc804\ub7b5 \ubcc0\ud654\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\uadf8\ub8f9(UNH)\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ub2e4\uc591\ud55c \uc804\ub7b5\uacfc \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uc600\uc2b5\ub2c8\ub2e4. UNH\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0 \uc8fc\uc694 \ubd84\uc57c\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \ud5ec\uc2a4\ucf00\uc5b4 \uae30\uc220\uc758 \ud601\uc2e0\uc785\ub2c8\ub2e4. UNH\ub294 \ub514\uc9c0\ud138 \ud5ec\uc2a4\ucf00\uc5b4 \uc194\ub8e8\uc158\uacfc \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud574 \uac1c\uc778 \ub9de\ucda4\ud615 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ud22c\uc790\ub97c \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc9c4\ucd9c\uc785\ub2c8\ub2e4. UNH\ub294 \ubd81\ubbf8\ub97c \ub118\uc5b4 \uc544\uc2dc\uc544\uc640 \uc720\ub7fd \uc2dc\uc7a5\uc73c\ub85c\uc758 \ud655\uc7a5\uc744 \uacc4\ud68d\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc744 \ubc1c\uad74\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4. \uc14b\uc9f8, \ud569\ubcd1 \ubc0f \uc778\uc218(M&A) \uc804\ub7b5\uc744 \ud1b5\ud574 \uc0ac\uc5c5 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. UNH\ub294 \uc804\ub7b5\uc801\uc73c\ub85c \uc791\uc740 \ud5ec\uc2a4\ucf00\uc5b4 \ud68c\uc0ac\ub4e4\uc744 \uc778\uc218\ud558\uc5ec \uc11c\ube44\uc2a4 \ubc94\uc704\ub97c \ub113\ud788\uace0, \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5 \uc804\ub7b5\uc740 UNH\uac00 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\ub294 \ud5ec\uc2a4\ucf00\uc5b4 \ud658\uacbd\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc704\uce58\ub97c \uc720\uc9c0\ud558\ub3c4\ub85d \ub3d5\uace0 \uc788\uc73c\uba70, \ud5a5\ud6c4\uc5d0\ub3c4 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uc744 \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ucd5c\uadfc \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \ub514\uc9c0\ud138 \ud601\uc2e0\uacfc \uace0\uac1d \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub85c \ube60\ub974\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI), \ube45\ub370\uc774\ud130, \ud074\ub77c\uc6b0\ub4dc \uae30\uc220\uc774 \uc801\uc6a9\ub418\uba74\uc11c \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uac1c\ubc1c\uacfc \uace0\uac1d \uc11c\ube44\uc2a4\uac00 \ub354\uc6b1 \ud6a8\uc728\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uc774\ud6c4 \ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc758 \uc218\uc694\uac00 \uc99d\uac00\ud558\uba74\uc11c, \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud55c \ubcf4\ud5d8 \uac00\uc785 \ubc0f \uad00\ub9ac\uac00 \ubcf4\ud3b8\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud750\ub984 \uc18d\uc5d0\uc11c \uace0\uac1d\uc758 \ub2c8\u30fc\u30ba\ub97c \ubc18\uc601\ud55c \ub2e4\uc591\ud55c \uc0c1\ud488\ub4e4\uc774 \ucd9c\uc2dc\ub418\uace0 \uc788\uc73c\uba70, \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \uc218\uc775\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud55c \uc804\ub7b5\uc744 \uc138\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ud55c\ud3b8, \uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9(UNH)\uc740 \ubbf8\uad6d \ucd5c\ub300\uc758 \ud5ec\uc2a4\ucf00\uc5b4 \ubcf4\ud5d8\uc0ac\ub85c, \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. UNH\ub294 \ud5ec\uc2a4\ucf00\uc5b4 \uc11c\ube44\uc2a4\uc640 \ubcf4\ud5d8 \uc0c1\ud488\uc758 \ud1b5\ud569\uc744 \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \ub354 \ub098\uc740 \uac00\uce58\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uae30\uc220 \ud22c\uc790\ub97c \ud1b5\ud574 \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \uad00\ub9ac \ub2a5\ub825\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubfd0\ub9cc \uc544\ub2c8\ub77c, UNH\ub294 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uc801\uadf9\uc801\uc73c\ub85c \uc0ac\uc5c5\uc744 \ud655\ub300\ud558\uace0 \uc788\uc5b4, \ud5ec\uc2a4\ucf00\uc5b4 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc911\uc694\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc810\uc5d0\uc11c UNH\ub294 \ubcf4\ud5d8 \uc0b0\uc5c5 \ub0b4\uc5d0\uc11c \ub354\uc6b1 \uac15\ub825\ud55c \uc704\uc0c1\uc744 \ub2e4\uc9c0\uac8c \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\uadf8\ub8f9(UNH)\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc8fc\uc8fc\ub4e4\uc5d0\uac8c \uc548\uc815\uc801\uc778 \ubc30\ub2f9\uae08\uc744 \uc81c\uacf5\ud574\uc628 \uac83\uc73c\ub85c \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. UNH\ub294 \uc5f0\uac04 \ubc30\ub2f9\uae08\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc99d\uac00\uc2dc\ud0a4\uba70 \ubc30\ub2f9\uae08 \uc9c0\uae09\uc5d0 \ub300\ud55c \uac15\ud55c \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2023\ub144 \uae30\uc900\uc73c\ub85c UNH\uc758 \ubc30\ub2f9 \uc218\uc775\ub960\uc740 \uc57d 1.5%\ub85c, \uc774\ub294 \uc548\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uacfc \uc218\uc775\uc131 \ub192\uc740 \uc0ac\uc5c5 \ubaa8\ub378 \ub355\ud0dd\uc5d0 \uac00\ub2a5\ud55c \uc218\uce58\uc785\ub2c8\ub2e4. UNH\ub294 \uc8fc\uc8fc \uac00\uce58\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0bc\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ub178\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc9c0\uc18d\uc801\uc73c\ub85c \ub9e4\ub825\uc801\uc778 \ubc30\ub2f9\uae08\uc744 \uc81c\uacf5\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc55e\uc73c\ub85c\ub3c4 \uc131\uc7a5\uc744 \uc9c0\uc18d\ud558\uba74\uc11c \ubc30\ub2f9\uae08 \uc778\uc0c1\uc744 \uc774\uc5b4\uac08 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\uadf8\ub8f9(UNH)\uc740 \uc138\uacc4\uc801\uc778 \uac74\uac15 \uad00\ub9ac \uae30\uc5c5\uc73c\ub85c, \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc73c\ub85c\uc758 \ud655\uc7a5\uc744 \uc801\uadf9 \ucd94\uc9c4\ud574 \uc654\uc2b5\ub2c8\ub2e4. UNH\ub294 \ubd81\ubbf8\ub97c \ub118\uc5b4 \uc544\uc2dc\uc544, \uc720\ub7fd \ubc0f \uae30\ud0c0 \uad6d\uc81c \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc874\uc7ac\uac10\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \uc804\ub7b5\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc544\uc2dc\uc544 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc778\ub3c4 \ubc0f \uc911\uad6d\uacfc \uac19\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \ub298\ub9ac\uace0 \uc788\uc73c\uba70, \ud604\uc9c0 \uae30\uc5c5\uacfc\uc758 \uc81c\ud734\ub97c \ud1b5\ud574 \uc758\ub8cc \uc11c\ube44\uc2a4\uc640 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uc804\ub7b5\uc801 \uc778\uc218\ud569\ubcd1\uc744 \ud1b5\ud574 \ud3ec\uc9c0\uc158\uc744 \uac15\ud654\ud558\uace0 \uc788\uc73c\uba70, \uadf8 \uacb0\uacfc \ub2e4\uc591\ud55c \uad6d\uac00\uc5d0\uc11c \uc758\ub8cc \uc11c\ube44\uc2a4\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c UNH\ub294 \ub514\uc9c0\ud138 \ud5ec\uc2a4\ucf00\uc5b4 \uc194\ub8e8\uc158\uacfc \ub370\uc774\ud130 \ubd84\uc11d \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\ub4e4\uc740 UNH\uac00 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \uc774\ub8e8\uace0, \uac74\uac15 \uad00\ub9ac \uc11c\ube44\uc2a4\uc758 \ud488\uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ud070 \uae30\uc5ec\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ucd5c\uadfc UNH(\uc720\ub2c8\ubc84\uc2dc\ud2f0 \uc624\ube0c \ub274\ud584\ud504\uc154)\ub294 \uc5ec\ub7ec \uc815\ubd80 \uc815\ucc45\uc758 \uc601\ud5a5\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uad50\uc721 \uc815\ucc45\uacfc \uc5f0\uad6c \uc790\uae08 \uc9c0\uc6d0, \uac74\uac15 \uad00\ub9ac \uc815\ucc45\uc774 \uc8fc\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub294 \uace0\ub4f1 \uad50\uc721\uc5d0 \ub300\ud55c \uc7ac\uc815 \uc9c0\uc6d0\uc744 \ub298\ub9ac\uac70\ub098 \uc904\uc774\ub294 \uc815\ucc45\uc744 \ud1b5\ud574 \ub300\ud559 \uc6b4\uc601\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub610\ud55c, \uc5f0\uad6c \uac1c\ubc1c \ubd84\uc57c\uc5d0\uc11c\uc758 \uc7ac\uc815 \uc9c0\uc6d0\uc740 UNH\uc758 \uc5f0\uad6c \ud504\ub85c\uadf8\ub7a8\uacfc \ud601\uc2e0 \ub2a5\ub825\uc744 \ud06c\uac8c \uc88c\uc6b0\ud569\ub2c8\ub2e4. \ub354\ubd88\uc5b4, \uac74\uac15 \uad00\ub9ac \uc815\ucc45\uc740 UNH\uc758 \ud559\uc0dd\ub4e4\uacfc \uc9c0\uc5ed \uc0ac\ud68c\uc758 \uc758\ub8cc \uc11c\ube44\uc2a4 \uc811\uadfc\uc131\uc5d0\ub3c4 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc740 \ubaa8\ub450 UNH\uac00 \uc81c\uacf5\ud558\ub294 \uad50\uc721\uacfc \uc5f0\uad6c\uc758 \uc9c8\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
UNH(\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9)\uc758 \uc8fc\uac00\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uafb8\uc900\ud55c \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4. \uc560\ub110\ub9ac\uc2a4\ud2b8\ub4e4\uc740 \ud68c\uc0ac\uc758 \uc548\uc815\uc801\uc778 \uc218\uc775\uc131\uacfc \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc5d0 \ub300\ud574 \uae0d\uc815\uc801\uc778 \ud3c9\uac00\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 UNH\uc758 \uac74\uac15\ubcf4\ud5d8 \ubd80\ubb38\uacfc \uc758\ub8cc \uc11c\ube44\uc2a4 \ubd80\ubb38 \ubaa8\ub450\uc5d0\uc11c \uac15\ub825\ud55c \uc2e4\uc801\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ub0b4\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc8fc\uac00 \uc0c1\uc2b9\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ub514\uc9c0\ud138 \ud5ec\uc2a4\ucf00\uc5b4\uc758 \uc131\uc7a5\uacfc \ud568\uaed8 UNH\uc758 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc5b4 \ud5a5\ud6c4 \uc2e4\uc801 \uac1c\uc120\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uc77c\ubd80 \uc804\ubb38\uac00\ub294 \uc758\ub8cc \uc815\ucc45 \ubcc0\ud654 \ubc0f \uacbd\uc7c1 \uc2ec\ud654\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c\ub3c4 \uc5b8\uae09\ud558\uace0 \uc788\uc5b4 \ud22c\uc790 \uc2dc \uc8fc\uc758\ub97c \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ubc18\uc801\uc73c\ub85c, \uc560\ub110\ub9ac\uc2a4\ud2b8\ub4e4\uc740 UNH\uc758 \uc7a5\uae30 \uc804\ub9dd\uc5d0 \ub300\ud574 \uae0d\uc815\uc801\uc73c\ub85c \ubcf4\uba70 \ucd94\ucc9c\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc720\uc5d4(UNH)\uc740 1945\ub144\uc5d0 \uc124\ub9bd\ub41c \uad6d\uc81c \uae30\uad6c\ub85c, \uc804\uc138\uacc4 \uad6d\uac00\ub4e4\uc774 \ubaa8\uc5ec \ud3c9\ud654\uc640 \uc548\uc804\uc744 \uc720\uc9c0\ud558\uace0 \uc778\uad8c\uc744 \ubcf4\ud638\ud558\uba70 \uc9c0\uc18d \uac00\ub2a5\ud55c \ubc1c\uc804\uc744 \ucd94\uad6c\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. \uc124\ub9bd \ucd08\uae30, UNH\ub294 \uc138\uacc4\ub300\uc804 \ud6c4\uc758 \uc7ac\uac74 \ud544\uc694\uc131\uacfc \uad6d\uc81c\uc801 \ud611\ub825\uc744 \ud1b5\ud55c \uc548\uc815\uc801\uc778 \uc0ac\ud68c \uad6c\ucd95\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uc600\uc2b5\ub2c8\ub2e4.\uc2dc\uac04\uc774 \ud750\ub974\uba74\uc11c UNH\ub294 \ub2e4\uc591\ud55c \uad6d\uc81c \ubb38\uc81c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ub2e4\uc218\uc758 \uc804\ubb38 \uae30\uad6c\uc640 \ud504\ub85c\uadf8\ub7a8\uc744 \uc6b4\uc601\ud558\uac8c \ub418\uc5c8\uc73c\uba70, \uc778\uad8c, \uac1c\ubc1c, \uae30\ud6c4 \ubcc0\ud654 \ub4f1\uc73c\ub85c \uadf8 \uc601\uc5ed\uc744 \ud655\uc7a5\ud558\uc600\uc2b5\ub2c8\ub2e4. UNH\uc758 \ube0c\ub79c\ub4dc \uac00\uce58\ub294 ‘\uc778\ub958\ub97c \uc704\ud55c \ud3c9\ud654\uc640 \ubc1c\uc804’\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc73c\uba70, \ub2e4\uc591\ud55c \ud68c\uc6d0\uad6d\ub4e4\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uae00\ub85c\ubc8c \uc774\uc288\uc5d0 \ub300\ud55c \ud574\uacb0\ucc45\uc744 \ubaa8\uc0c9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud2b9\ud788, UNH\ub294 \uc778\uad8c \ubcf4\ud638\uc640 \uad00\ub828\ud558\uc5ec \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc778\uc815\ubc1b\ub294 \uad8c\uc704 \uc788\ub294 \uae30\uad6c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uc600\uace0, \uc774\ub294 UNH\uc758 \uc2e0\ub8b0\uc131\uacfc \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \ub354\uc6b1 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uad6d\uc81c\uc801 \ub300\ud654\uc640 \ud611\ub825\uc744 \ud1b5\ud574 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uac08\ub4f1\uc744 \uc904\uc774\uace0, \uac01\uad6d\uc758 \ubc1c\uc804\uc744 \ub3c4\ubaa8\ud558\ub294 \uc5ed\ud560\uc744 \ub9e1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud65c\ub3d9\uc740 UNH\uc758 \ube0c\ub79c\ub4dc \uac00\uce58\ub97c \ub354\uc6b1 \uac15\ud654\uc2dc\ud0a4\ub294 \uc911\uc694\ud55c \uc694\uc778\uc785\ub2c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c, UNH\ub294 \ud3c9\ud654\uc640 \uc548\uc804\uc744 \uc9c0\ud0a4\uace0 \uc778\ub958\uc758 \ubc1c\uc804\uc744 \uc704\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \ub178\ub825\ud558\uba70, \uadf8\ub85c \uc778\ud574 \uc313\uc544\uc628 \uc5ed\uc0ac\uc640 \ube0c\ub79c\ub4dc \uac00\uce58\ub294 \uad6d\uc81c \uc0ac\ud68c\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
unh stock<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9(UnitedHealth Group, NYSE: UNH)\uc740 \ubbf8\uad6d\uc758 \uac74\uac15 \ubcf4\ud5d8 \ubc0f \uac74\uac15 \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c, \ucd5c\uadfc \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \ub208\uc5d0 \ub744\ub294 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. UNH\uc758 \uc8fc\uac00\ub294 \uac74\uac15 \ubcf4\ud5d8 \uc218\uc694 \uc99d\uac00 \ubc0f \uc5f0\ubc29 \uc815\ubd80\uc758 \uc758\ub8cc \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 \ud655\uc7a5 \ub4f1 \uc5ec\ub7ec \ubcc0\ud654\uc5d0 \ud798\uc785\uc5b4 \uc0c1\uc2b9\uc138\ub97c \uc774\uc5b4\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2023\ub144 3\ubd84\uae30 \uc2e4\uc801 \ubc1c\ud45c\uc5d0\uc11c\ub294 \uc9c0\ub09c\ud574 \ub300\ube44 \uc218\uc775\uc774 \ud06c\uac8c \uc99d\uac00\ud558\uc600\uc73c\uba70, \uc774\ub294 \uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\uc758 \ub2e4\uc591\ud55c \uc758\ub8cc \uc11c\ube44\uc2a4\uc640 \ubcf4\ud5d8 \uc0c1\ud488\uc774 \ub192\uc740 \uc218\uc775\uc131\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc74c\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4. \ub610\ud55c, \ud68c\uc0ac\ub294 \ud601\uc2e0\uc801\uc778 \ub514\uc9c0\ud138 \ud5ec\uc2a4 \uc194\ub8e8\uc158\uacfc \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uac1c\uc120\ud558\ub294 \ub370 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. UNH \uc8fc\uc2dd\uc740 \ucd5c\uadfc \uba87 \ub144\uac04 \uc548\uc815\uc801\uc778 \ubc30\ub2f9\uae08 \uc9c0\uae09\uacfc \ud568\uaed8 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc81c\uacf5\ud574\uc654\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc18c\ub85c \uc778\ud574 UNH\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc635\uc158\uc73c\ub85c \ud3c9\uac00 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc5d0 \ub300\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \uace0\ub824\ud558\ub294 \uacbd\uc6b0, \uc2dc\uc7a5\uc758 \uc804\ub9dd, \uc2e4\uc801, \uadf8\ub9ac\uace0 \uc804\ubc18\uc801\uc778 \uacbd\uc81c\uc801 \ud658\uacbd\uc744 \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ud0a4\uc6cc\ub4dc1 \uc124\uba85: \uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4(UnitedHealth Group)\ub294 \ubbf8\uad6d\uc5d0\uc11c \uac00\uc7a5 \ud070 \uac74\uac15 \ubcf4\ud5d8 \ubc0f \uac74\uac15 \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c, \uac1c\uc778 \ubc0f \uae30\uc5c5\uc5d0\uac8c \ub2e4\uc591\ud55c \uac74\uac15 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uc758\ub8cc \uc11c\ube44\uc2a4\uc640 \uad00\ub828\ub41c \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \uae30\uc220 \ud601\uc2e0\uc744 \ud1b5\ud574 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0, \uace0\uac1d \ub9de\ucda4\ud615 \uac74\uac15 \uad00\ub9ac \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n
\ud0a4\uc6cc\ub4dc2 \uc124\uba85: \uac74\uac15 \ubcf4\ud5d8\uc740 \uac1c\uc778\uc774\ub098 \uac00\uc871, \uae30\uc5c5\uc774 \uc758\ub8cc \ube44\uc6a9\uc744 \ubcf4\uc7a5\ubc1b\uae30 \uc704\ud574 \uac00\uc785\ud558\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc774 \ubcf4\ud5d8\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4 \uc774\uc6a9 \uc2dc \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ube44\uc6a9\uc744 \uc77c\uc815 \ubd80\ubd84 \ub35c\uc5b4\uc8fc\uba70, \uc608\ubc29\uc801 \uce58\ub8cc\ub098 \uc815\uae30\uc801\uc778 \uac80\uc9c4\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n
\uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9\uc740 \ub2e8\uc21c\ud55c \uac74\uac15 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \ub118\uc5b4, \ub514\uc9c0\ud138 \ud5ec\uc2a4 \uc194\ub8e8\uc158\uacfc \ub370\uc774\ud130 \uae30\ubc18\uc758 \ud601\uc2e0\uc744 \ud1b5\ud574 \uac74\uac15 \uad00\ub9ac\uc758 \ubbf8\ub798\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\uc758 \uc2dc\uc7a5 \ubcc0\ud654\uc640 \uacbd\uc81c\uc801 \ud658\uacbd \uc18d\uc5d0\uc11c\ub3c4 \uac15\ub825\ud55c \uc2e4\uc801\uc744 \ub2ec\uc131\ud558\uba70 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\ub294 UNH\ub294 \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uac74\uac15 \ubcf4\ud5d8\uc758 \uc911\uc694\uc131\uc774 \ub0a0\ub85c \uc99d\uac00\ud558\ub294 \uac00\uc6b4\ub370, \uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4\ub294 \ub354 \ub098\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70 \uc0ac\ud68c\uc5d0 \uae30\uc5ec\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc73c\ub85c\uc11c \uadc0\ucd94\uac00 \uc8fc\ubaa9\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"
UNH \uc8fc\uac00 \ub3d9\ud5a5 \ubc0f \ubcc0\ub3d9\uc131 \ubd84\uc11d UnitedHealth Group Inc. (UNH)\uc758 \uc8fc\uac00\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc600\uc2b5\ub2c8\ub2e4. COVID-19 \ud32c\ub370\ubbf9 \uc774\ud6c4 \ubcf4\uac74 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc774 \ubd80\uac01\ub418\uba74\uc11c UNH\uc758 \uc8fc\uac00\ub294 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc558\uace0, \ud2b9\ud788 telehealth \uc11c\ube44\uc2a4\uc640 \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uc758\ub8cc \uc11c\ube44\uc2a4\uc758 \uc218\uc694 \uc99d\uac00\ub85c \uc778\ud574 \uae0d\uc815\uc801\uc778 \ubc18\uc751\uc744 \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4. 2023\ub144 \ub4e4\uc5b4 UNH\uc758 \uc8fc\uac00\ub294 \uc804\ub144 \ub300\ube44 \uc57d\uac04\uc758 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uba70, \uc8fc\uac00\ub294 \uc57d 500\ub2ec\ub7ec […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3499"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3499"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3499\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}