{"id":3293,"date":"2025-06-23T12:31:58","date_gmt":"2025-06-23T03:31:58","guid":{"rendered":"https:\/\/dohokin.com\/?p=3293"},"modified":"2025-06-23T12:31:58","modified_gmt":"2025-06-23T03:31:58","slug":"nh%ed%88%ac%ec%9e%90%ec%a6%9d%ea%b6%8c-%ea%b0%9c%ec%9a%94","status":"publish","type":"post","link":"https:\/\/dohokin.com\/?p=3293","title":{"rendered":"NH\ud22c\uc790\uc99d\uad8c \uac1c\uc694"},"content":{"rendered":"

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc5ed\uc0ac\uc640 \uc124\ub9bd \ubc30\uacbd<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ub18d\ud611\uc911\uc559\ud68c\uac00 \uc124\ub9bd\ud55c \uae08\uc735\uae30\uad00\uc73c\ub85c, 1962\ub144\uc5d0 \ucc98\uc74c \uc124\ub9bd\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub18d\uc5c5\uc5d0 \uc885\uc0ac\ud558\ub294 \ub18d\ubbfc\uacfc \ub18d\uc5c5\uc778\uc744 \uc704\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa9\ud45c\ub85c \ud558\uc5ec \uc124\ub9bd\ub418\uc5c8\uc73c\uba70, \uc774\ud6c4 \uc99d\uad8c\uc5c5\uc73c\ub85c \uc0ac\uc5c5\uc744 \ud655\ub300\ud558\uc600\uc2b5\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \uad6d\ub0b4\uc678 \uc790\ubcf8\uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc801\uadf9\uc801\uc778 \uc9c4\ucd9c\uacfc \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc0c1\ud488 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uc131\uc7a5\ud574 \uc654\uc2b5\ub2c8\ub2e4.\ud2b9\ud788, 1990\ub144\ub300 \ud6c4\ubc18\ubd80\ud130 2000\ub144\ub300 \ucd08\ubc18\uc5d0 \uac78\uccd0 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \uc801\uc751\ud558\uc5ec \ud22c\uc790\uc740\ud589(IB) \uc0ac\uc5c5\uc744 \uac15\ud654\ud558\uace0, \ub2e4\uc591\ud55c \uace0\uac1d \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc8fc\ub825\ud588\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 2009\ub144\uc5d0 NH\ub18d\ud611\uae08\uc735\uc9c0\uc8fc\uc5d0 \ud3b8\uc785\ub418\uba74\uc11c, \ub18d\ud611\uae08\uc735\uc758 \uc77c\ud658\uc73c\ub85c \uc548\uc815\uc801\uc778 \uae08\uc735 \uae30\ubc18\uacfc \uc2e0\ub8b0\uc131\uc744 \ud655\ubcf4\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\uc774 \ud68c\uc0ac\ub294 \ub300\ucd9c, \uc790\uc0b0 \uad00\ub9ac, \uadf8\ub9ac\uace0 \uc8fc\uc2dd \uac70\ub798\uc640 \uac19\uc740 \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ud601\uc2e0\uacfc \uace0\uac1d \uc11c\ube44\uc2a4 \uac1c\uc120\uc5d0 \ud798\uc4f0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5ed\uc0ac\ub97c \ubc14\ud0d5\uc73c\ub85c NH\ud22c\uc790\uc99d\uad8c\uc740 \ud55c\uad6d \uc99d\uad8c \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uacfc \ubc1c\uc804\uc774 \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc8fc\uc694 \uc11c\ube44\uc2a4\uc640 \uc0c1\ud488<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ud55c\uad6d\uc758 \ub300\ud45c\uc801\uc778 \uae08\uc735 \ud22c\uc790\ud68c\uc0ac\ub85c, \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc8fc\uc694 \uc11c\ube44\uc2a4\ub85c\ub294 \uc8fc\uc2dd \uac70\ub798 \uc11c\ube44\uc2a4, \ucc44\uad8c \ud22c\uc790, \ud380\ub4dc \uc0c1\ud488, \ud574\uc678 \ud22c\uc790 \uc11c\ube44\uc2a4, \uadf8\ub9ac\uace0 \uc790\uc0b0 \uad00\ub9ac \uc11c\ube44\uc2a4\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd \uac70\ub798 \uc11c\ube44\uc2a4\ub294 \uac1c\uc778 \ud22c\uc790\uc790\uc640 \uae30\uad00 \ud22c\uc790\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud558\uba70, \uc628\ub77c\uc778 \ubc0f \ubaa8\ubc14\uc77c \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uac70\ub798\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ucc44\uad8c \ud22c\uc790\ub294 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc6d0\ud558\ub294 \ud22c\uc790\uc790\uc5d0\uac8c \uc801\ud569\ud558\uba70, \ub2e4\uc591\ud55c \uc885\ub958\uc758 \uad6d\ucc44 \ubc0f \ud68c\uc0ac\ucc44\uc5d0 \ub300\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud380\ub4dc \uc0c1\ud488\uc73c\ub85c\ub294 \uc8fc\uc2dd\ud615 \ud380\ub4dc, \ucc44\uad8c\ud615 \ud380\ub4dc, \ud63c\ud569\ud615 \ud380\ub4dc \ub4f1\uc774 \uc788\uc73c\uba70, \ud22c\uc790\uc790\uc758 \ub9ac\uc2a4\ud06c \uc131\ud5a5\uc5d0 \ub530\ub77c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\uc678 \ud22c\uc790 \uc11c\ube44\uc2a4\ub294 \ubbf8\uad6d, \uc720\ub7fd, \uc544\uc2dc\uc544 \ub4f1\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc9c1\uc811 \ud22c\uc790\uc640 \uac04\uc811 \ud22c\uc790\ub97c \uac00\ub2a5\ud558\uac8c \ud558\uc5ec, \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub2e4\uc591\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc790\uc0b0 \uad00\ub9ac \uc11c\ube44\uc2a4\ub294 \uace0\uc561 \uc790\uc0b0\uac00\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc0f \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec, \uc790\uc0b0 \uc99d\uc2dd\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \uc774\ub7ec\ud55c \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc640 \uc0c1\ud488\uc744 \ud1b5\ud574 \uac1c\ubcc4 \ud22c\uc790\uc790\ubd80\ud130 \uae30\uad00 \ud22c\uc790\uc790\uae4c\uc9c0 \ud3ed\ub113\uc740 \uace0\uac1d\uce35\uc744 \ub300\uc0c1\uc73c\ub85c \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc7ac\ubb34 \uc131\uacfc \ubc0f \uc8fc\uc694 \uc9c0\ud45c<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ucd5c\uadfc \ubc1c\ud45c\ud55c \ubd84\uae30 \ubcf4\uace0\uc11c\uc5d0\uc11c \uac74\uc804\ud55c \uc7ac\ubb34 \uc131\uacfc\ub97c \uae30\ub85d\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. 2023\ub144 3\ubd84\uae30 \uae30\uc900, NH\ud22c\uc790\uc99d\uad8c\uc758 \ucd1d \uc790\uc0b0\uc740 \uc57d 50\uc870 \uc6d0\uc5d0 \ub2ec\ud558\uace0, \uc790\uae30\uc790\ubcf8\uc740 5\uc870 \uc6d0\uc744 \ucd08\uacfc\ud558\uc5ec \uc790\ubcf8\uc801\uc815\uc131\uc774 \ub192\uc740 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uace0 \uc788\ub2e4.\uc601\uc5c5\uc774\uc775\uc740 2,000\uc5b5 \uc6d0\uc5d0 \ub2ec\ud558\uba70, \uc804\ub144 \ub3d9\uae30 \ub300\ube44 10% \uc99d\uac00\ud55c \uac83\uc73c\ub85c \ubcf4\uace0\ub418\uc5c8\ub2e4. \uc774\ub294 \uc8fc\uc2dd \uc911\uac1c \uc11c\ube44\uc2a4\uc758 \uc99d\uac00\uc640 \uc790\uc0b0 \uad00\ub9ac \uc11c\ube44\uc2a4\uc758 \ud638\uc870\uc5d0 \ud798\uc785\uc740 \uacb0\uacfc\ub85c \ubd84\uc11d\ub41c\ub2e4. \ub610\ud55c, \uc21c\uc774\uc775\uc740 1,500\uc5b5 \uc6d0\uc73c\ub85c, \uc791\ub144 \uac19\uc740 \uae30\uac04\uc5d0 \ube44\ud574 15% \uc131\uc7a5\ud588\ub2e4.\uc8fc\uc694 \uc7ac\ubb34 \ube44\uc728\ub85c\ub294 ROE(\uc790\uae30\uc790\ubcf8\uc774\uc775\ub960)\uac00 12%\uc5d0 \uc774\ub974\uba70, ROA(\ucd1d\uc790\uc0b0\uc774\uc775\ub960)\ub3c4 1.5%\ub97c \uae30\ub85d\ud558\ub294 \ub4f1 \uc591\ud638\ud55c \uc218\uce58\ub97c \ubcf4\uc600\ub2e4. \ubd80\ucc44\ube44\uc728\uc740 70%\ub85c \uc548\uc815\uc801\uc778 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ucd5c\uadfc\uc758 \uae08\uc735\ud658\uacbd \ubcc0\ud654\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uacac\uace0\ud55c \uacbd\uc601 \uae30\ubc18\uc744 \ubc14\ud0d5\uc73c\ub85c \ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc774 \uae30\ub300\ub41c\ub2e4.\ub354\ubd88\uc5b4 NH\ud22c\uc790\uc99d\uad8c\uc740 ESG(\ud658\uacbd\u00b7\uc0ac\ud68c\u00b7\uc9c0\ubc30\uad6c\uc870) \uacbd\uc601\uc5d0\ub3c4 \uc801\uadf9\uc801\uc73c\ub85c \ub098\uc11c\uace0 \uc788\uc73c\uba70, \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735 \uc0c1\ud488 \uac1c\ubc1c \ubc0f \uc0ac\ud68c\uc801 \ucc45\uc784 \ud22c\uc790(PRI)\uc5d0 \ub300\ud55c \ucc38\uc5ec\ub97c \ud1b5\ud574 \uae0d\uc815\uc801\uc778 \uc774\ubbf8\uc9c0\ub97c \uac15\ud654\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\ub4e4\uc740 \uc55e\uc73c\ub85c\ub3c4 NH\ud22c\uc790\uc99d\uad8c\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uace0\uac1d\uce35\uacfc \ud0c0\uac9f \ub9c8\ucf00\ud305 \uc804\ub7b5<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \uc8fc\uc694 \uace0\uac1d\uce35\uc73c\ub85c \uac1c\uc778 \ud22c\uc790\uc790\uc640 \uae30\uad00 \ud22c\uc790\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ud22c\uc790\uc790\ub294 \uc80a\uc740 \uc138\ub300\ubd80\ud130 \uc911\uc7a5\ub144\uce35\uae4c\uc9c0 \ub2e4\uc591\ud558\uba70, \ud2b9\ud788 \ubaa8\ubc14\uc77c \ud2b8\ub808\uc774\ub529 \uc11c\ube44\uc2a4\uc758 \ud65c\uc131\ud654\ub85c \uc778\ud574 \ubaa8\ubc14\uc77c \uc911\uc2ec\uc758 \uace0\uac1d\uce35\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c NH\ud22c\uc790\uc99d\uad8c\uc740 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc \uac15\ud654\uc640 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc80a\uc740 \ud22c\uc790\uc790\ub4e4\uc744 \ud0c0\uac9f\uc73c\ub85c \ud55c \ub9c8\ucf00\ud305 \uc804\ub7b5\uc744 \ud3bc\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub610\ud55c, \uace0\uc561 \uc790\uc0b0\uac00 \ubc0f \uc790\uc0b0\uad00\ub9ac \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c, NH\ud22c\uc790\uc99d\uad8c\uc740 \ud504\ub77c\uc774\ube57 \ubc45\ud0b9 \uc11c\ube44\uc2a4\uc640 \uac19\uc740 \ub9de\ucda4\ud615 \uae08\uc735\uc194\ub8e8\uc158\uc744 \ud1b5\ud574 \uc790\uc0b0\uac00 \uace0\uac1d\uce35\uc744 \ud0c0\uac9f\uc73c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc815\uae30\uc801\uc778 \uc138\ubbf8\ub098\uc640 \ud22c\uc790 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uac15\ud654\ud558\uace0, \uac1c\uc778\ud654\ub41c \ud22c\uc790 \uc0c1\ub2f4 \uc11c\ube44\uc2a4\ub3c4 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc758 \ub2c8\uc988\ub97c \ucda9\uc871\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uc989, NH\ud22c\uc790\uc99d\uad8c\uc758 \ud0c0\uac9f \ub9c8\ucf00\ud305 \uc804\ub7b5\uc740 \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0\uc11c\uc758 \uc811\uadfc\uc131\uc744 \uac15\uc870\ud558\uba70, \ub2e4\uc591\ud55c \uace0\uac1d\uce35\uc758 \ud2b9\uc131\uc744 \ubc18\uc601\ud55c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uc911\uc2ec\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc628\ub77c\uc778 \uac70\ub798 \ud50c\ub7ab\ud3fc\uacfc \uae30\uc220\ub825<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ucd5c\uadfc \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uc220\uc744 \uc811\ubaa9\uc2dc\ud0a8 \uc628\ub77c\uc778 \uac70\ub798 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uac70\ub798 \ud658\uacbd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud50c\ub7ab\ud3fc\uc740 \uace0\ub3c4\ud654\ub41c \uc54c\uace0\ub9ac\uc998\uacfc AI \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc2e4\uc2dc\uac04\uc73c\ub85c \uc2dc\uc7a5 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uace0, \uace0\uac1d\uc758 \ud22c\uc790 \ud328\ud134\uc744 \ud559\uc2b5\ud558\uc5ec \uac1c\uc778 \ub9de\ucda4\ud615 \ud22c\uc790 \ucd94\ucc9c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\ub610\ud55c, NH\ud22c\uc790\uc99d\uad8c\uc758 \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc790\ub791\ud558\uba70, \uac04\ud3b8\ud55c \ub85c\uadf8\uc778\uacfc \ube60\ub978 \uac70\ub798 \uc2e4\ud589\uc73c\ub85c \uace0\uac1d\uc758 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uae30\ub2a5\uc73c\ub85c\ub294 \uc2e4\uc2dc\uac04 \uc2dc\uc138 \uc81c\uacf5, \uc790\ub3d9 \ub9e4\ub9e4 \uc11c\ube44\uc2a4, \uc885\ubaa9 \ubcc4 \uac00\uce58\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\ub294 \ucc28\ud2b8 \ubc0f \ub9ac\uc11c\uce58 \uc790\ub8cc \uc81c\uacf5 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.\uae30\uc220\ub825 \uce21\uba74\uc5d0\uc11c\ub294 NH\ud22c\uc790\uc99d\uad8c\uc774 \ube14\ub85d\uccb4\uc778, \ube45\ub370\uc774\ud130, \uc778\uacf5\uc9c0\ub2a5 \ubd84\uc57c\uc758 \ucd5c\uc2e0 \uae30\uc220\ub4e4\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ub3c4\uc785\ud558\uc5ec \ub370\uc774\ud130 \ubcf4\uc548\uacfc \uac70\ub798\uc758 \ud22c\uba85\uc131\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uace0\uac1d\ub4e4\uc740 \uc548\uc804\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc5d0\uc11c \uac70\ub798\ub97c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c, NH\ud22c\uc790\uc99d\uad8c\uc758 \uc628\ub77c\uc778 \uac70\ub798 \ud50c\ub7ab\ud3fc\uc740 \ud601\uc2e0\uc801\uc778 \uae30\uc220\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ucd5c\uc801\uc758 \uac70\ub798 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc1c\uc804\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \ub9ac\uc11c\uce58 \ubc0f \ubd84\uc11d \uc11c\ube44\uc2a4<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ud22c\uc790\uc790\uc758 \uc815\ubcf4 \uc694\uad6c\uc5d0 \ubd80\uc751\ud558\uae30 \uc704\ud574 \uc804\ubb38\uc801\uc778 \ub9ac\uc11c\uce58 \ubc0f \ubd84\uc11d \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uacfc \uad00\ub828\ub41c \uc2ec\uce35 \ubd84\uc11d \ubc0f \uc2dc\uc7a5 \uc804\ub9dd\uc744 \ud3ec\ud568\ud558\uc5ec, \uc8fc\uc2dd, \ucc44\uad8c, \uc678\ud658, \ud30c\uc0dd\uc0c1\ud488 \ub4f1 \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9ac\uc11c\uce58 \ud300\uc740 \uc804\ubb38\uc801\uc778 \uc560\ub110\ub9ac\uc2a4\ud2b8\ub4e4\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \ucd5c\uc2e0 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ubc18\uc601\ud55c \ub9ac\ud3ec\ud2b8\ub97c \uc815\uae30\uc801\uc73c\ub85c \ubc1c\ud589\ud569\ub2c8\ub2e4. \ud2b9\ud788, \uae30\uc5c5 \ubd84\uc11d, \uc0b0\uc5c5 \uc804\ub9dd, \ub9e4\ud06c\ub85c \uacbd\uc81c \ubd84\uc11d \ub4f1 \ub2e4\uc591\ud55c \uce21\uba74\uc5d0\uc11c \uc2ec\uce35\uc801\uc778 \ub370\uc774\ud130\uc640 \uadf8\ub798\ud504\ub97c \ud65c\uc6a9\ud558\uc5ec \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc720\uc6a9\ud55c \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c, NH\ud22c\uc790\uc99d\uad8c\uc740 \uace0\uac1d\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ucd98 \ub9de\ucda4\ud615 \ub9ac\uc11c\uce58 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uac1c\uc778 \ud22c\uc790\uc790\ubd80\ud130 \uae30\uad00 \ud22c\uc790\uc790\uae4c\uc9c0 \ud3ed\ub113\uc740 \uace0\uac1d\uce35\uc758 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d\uc740 \ubcf4\ub2e4 \ud569\ub9ac\uc801\uc774\uace0 \uc815\ubcf4\uc5d0 \uae30\ubc18\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c, NH\ud22c\uc790\uc99d\uad8c\uc758 \ub9ac\uc11c\uce58 \ubc0f \ubd84\uc11d \uc11c\ube44\uc2a4\ub294 \uc2e0\ub8b0\uc131\uacfc \uc804\ubb38\uc131\uc744 \ubc14\ud0d5\uc73c\ub85c, \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc911\uc694\ud55c \ud22c\uc790 \uc815\ubcf4\uc640 \uc804\ub7b5\uc744 \uc81c\uacf5\ud558\uba70, \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc0ac\ud68c\uc801 \ucc45\uc784\uacfc ESG \ud65c\ub3d9<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ucd5c\uadfc \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \ubc1c\uc804\uc744 \uc704\ud574 \ub2e4\uc591\ud55c ESG(\ud658\uacbd, \uc0ac\ud68c, \uac70\ubc84\ub10c\uc2a4) \ud65c\ub3d9\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uae30\ud6c4 \ubcc0\ud654 \ub300\uc751 \ubc0f \uce5c\ud658\uacbd \uae08\uc735\uc744 \uc911\uc694\ud55c \ubaa9\ud45c\ub85c \uc0bc\uc544, \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \ubc29\uc548\uc744 \ub9c8\ub828\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788 NH\ud22c\uc790\uc99d\uad8c\uc740 \uce5c\ud658\uacbd \ubd84\uc57c\uc5d0 \ub300\ud55c \ud22c\uc790 \ud655\ub300\uc640 \ud568\uaed8, \uc0ac\ud68c\uc801 \uae30\uc5c5\uc5d0 \ub300\ud55c \uc9c0\uc6d0 \ubc0f \uc9c0\uc5ed \uc0ac\ud68c \ubc1c\uc804\uc744 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ub2e4\uc591\ud55c \uc0ac\ud68c \uacf5\ud5cc \ud504\ub85c\uadf8\ub7a8\uc744 \uc6b4\uc601\ud558\uba70, ESG \uad00\ub828 \uad50\uc721 \ubc0f \uc778\uc2dd \uc81c\uace0 \ud65c\ub3d9\ub3c4 \ubcd1\ud589\ud558\uace0 \uc788\ub2e4. \ub610\ud55c, NH\ud22c\uc790\uc99d\uad8c\uc740 \uae30\uc5c5\uc758 \ud22c\uba85\ud55c \uac70\ubc84\ub10c\uc2a4\ub97c \uc704\ud574 \uc801\uadf9\uc801\uc778 \ub0b4\ubd80 \uac10\uc2dc \uccb4\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc73c\uba70, \uc2e0\ub8b0\uc131 \uc788\ub294 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 ESG \uad00\ub828 \uc131\uacfc\ub97c \uc815\uae30\uc801\uc73c\ub85c \uacf5\uac1c\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\ub4e4\uc740 NH\ud22c\uc790\uc99d\uad8c\uc774 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4 \uc870\uc131\uc5d0 \uae30\uc5ec\ud558\uace0, \uace0\uac1d \ubc0f \uc774\ud574\uad00\uacc4\uc790\ub4e4\uc5d0\uac8c \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \uc704\ud55c \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uacbd\uc7c1\uc0ac \ubd84\uc11d<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ud55c\uad6d\uc758 \uc8fc\uc694 \uc99d\uad8c\uc0ac \uc911 \ud558\ub098\ub85c, \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \ud22c\uc790 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\uc758 \uacbd\uc7c1\uc0ac\ub294 \uc8fc\ub85c \uc0bc\uc131\uc99d\uad8c, \ubbf8\ub798\uc5d0\uc14b\ub300\uc6b0, KB\uc99d\uad8c \ub4f1\uc785\ub2c8\ub2e4. \uc774\ub4e4 \uc99d\uad8c\uc0ac\ub294 \uac01\uae30 \ub2e4\ub978 \uac15\uc810\uacfc \uc804\ub7b5\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud569\ub2c8\ub2e4.\uc0bc\uc131\uc99d\uad8c\uc740 \uac15\ub825\ud55c \ube0c\ub79c\ub4dc \uc774\ubbf8\uc9c0\uc640 \ud568\uaed8 \uc99d\uad8c \uac70\ub798 \uc2dc\uc2a4\ud15c \ubc0f \ub9ac\uc11c\uce58 \uc11c\ube44\uc2a4\uc5d0\uc11c \uc6b0\uc218\ud55c \ud3c9\uac00\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\ub798\uc5d0\uc14b\ub300\uc6b0\ub294 \uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\uc640 \uc790\uc0b0 \uc6b4\uc6a9 \ubd84\uc57c\uc5d0\uc11c\uc758 \uac15\uc810\uc744 \uac16\ucd94\uace0 \uc788\uc73c\uba70, KB\uc99d\uad8c\uc740 \uc740\ud589\uacfc\uc758 \uc2dc\ub108\uc9c0\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uace0\uac1d \uae30\ubc18\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.NH\ud22c\uc790\uc99d\uad8c\uc740 \ub18d\ud611\uc758 \uc9c0\uc8fc\ud68c\uc0ac\ub85c\uc11c \ub18d\uc5c5 \uad00\ub828 \ud22c\uc790 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ud2b9\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc911\uc18c\uae30\uc5c5 \ubc0f \uac1c\uc778 \ud22c\uc790\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucc28\ubcc4\ud654\ub41c \uc11c\ube44\uc2a4\ub294 NH\ud22c\uc790\uc99d\uad8c\uc774 \uacbd\uc7c1\uc0ac\uc640\uc758 \ubc18\uc5f4\uc5d0\uc11c \ub3c5\uc790\uc801\uc778 \uc785\uc9c0\ub97c \ub2e4\uc9c0\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub610\ud55c, NH\ud22c\uc790\uc99d\uad8c\uc740 \ub514\uc9c0\ud138 \ud601\uc2e0\uc5d0 \ud798\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc73c\uba70, \ubaa8\ubc14\uc77c \ud50c\ub7ab\ud3fc \ubc0f \uc628\ub77c\uc778 \uac70\ub798 \uc11c\ube44\uc2a4\uc758 \uac1c\uc120\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uace0\uac1d\uc758 \ud3b8\uc758\ub97c \ub192\uc774\uace0, \uacbd\uc7c1\uc0ac\uc640 \ube44\uad50\ud574 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc694\uc18c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c, NH\ud22c\uc790\uc99d\uad8c\uc740 \uacbd\uc7c1\uc0ac \ubd84\uc11d\uc744 \ud1b5\ud574 \uac15\uc810\uc744 \uadf9\ub300\ud654\ud558\uace0, \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc704\uce58\ub97c \ud655\uace0\ud788 \ud558\ub294 \uc804\ub7b5\uc744 \ud3bc\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc9c4\ucd9c \uc804\ub7b5<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \uc9c4\ucd9c\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \uc804\ub7b5\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\ub2e4. \uc6b0\uc120, \ud574\uc678 \uc720\ub9dd \uc2dc\uc7a5\uc744 \ud0c0\uac9f\uc73c\ub85c \ud558\ub294 \uc804\ub7b5\uc744 \ucde8\ud558\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc544\uc2dc\uc544 \uc9c0\uc5ed\uc758 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ub192\uac8c \ud3c9\uac00\ud558\uace0 \uc788\ub2e4. \uc774\ub97c \uc704\ud574 \ud604\uc9c0 \uae30\uc5c5\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \uc9c4\uc785 \uc7a5\ubcbd\uc744 \ub0ae\ucd94\uace0, \ub9de\ucda4\ud615 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4.\ub610\ud55c, NH\ud22c\uc790\uc99d\uad8c\uc740 \ud574\uc678 \ubc95\uc778 \uc124\ub9bd\uc744 \ud1b5\ud574 \ud604\uc9c0\ud654 \uc804\ub7b5\uc744 \uac15\ud654\ud558\uace0 \uc788\uc73c\uba70, \uae00\ub85c\ubc8c \uc790\uc0b0 \uc6b4\uc6a9 \ubc0f \uc790\ubb38 \uc11c\ube44\uc2a4\ub97c \ud655\ub300\ud574 \ub098\uac00\uace0 \uc788\ub2e4. \uc544\uc6b8\ub7ec, \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud655\ub300\ub97c \ud1b5\ud574 \ud574\uc678 \uace0\uac1d\ub4e4\uc5d0\uac8c\ub3c4 \ucc28\ubcc4\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0\uc790 \ub178\ub825\ud558\uace0 \uc788\ub2e4. \uacb0\uad6d NH\ud22c\uc790\uc99d\uad8c\uc740 \uae00\ub85c\ubc8c \uacbd\uc7c1\ub825\uc744 \uac16\ucd94\uae30 \uc704\ud574 \uc9c0\uc18d\uc801\uc778 \ud22c\uc790\uc640 \ud601\uc2e0\uc744 \ucd94\uad6c\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uae00\ub85c\ubc8c \ud22c\uc790\uc740\ud589\uc73c\ub85c\uc11c\uc758 \uc785\uc9c0\ub97c \ud655\uace0\ud788 \ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc774\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \ucd5c\uc2e0 \ub274\uc2a4 \ubc0f \uc774\uc288<\/h1>\n

\ucd5c\uadfc NH\ud22c\uc790\uc99d\uad8c\uc740 \uc5ec\ub7ec \uac00\uc9c0 \uc8fc\uc694 \uc774\uc288\uc640 \ub274\uc2a4\ub97c \ud1b5\ud574 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, NH\ud22c\uc790\uc99d\uad8c\uc740 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4 \ud655\ub300\ub97c \uc704\ud574 \uc0c8\ub85c\uc6b4 \ud50c\ub7ab\ud3fc \uac1c\ubc1c\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc73c\uba70, \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ub9de\ucd98 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \ud22c\uc790\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ubcf4\ub2e4 \ucc45\uc784 \uc788\ub294 \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uace0\uc790 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \ud574\uc678 \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \uc704\ud55c \uc804\ub7b5\uc744 \uac15\ud654\ud558\uace0 \uc788\uc73c\uba70, \uae00\ub85c\ubc8c \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc758 \uace0\uac1d\uc744 \ud655\ubcf4\ud558\ub824\ub294 \uc6c0\uc9c1\uc784\ub3c4 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc640 \ud568\uaed8, NH\ud22c\uc790\uc99d\uad8c\uc740 \uace0\uac1d \uc11c\ube44\uc2a4 \uac1c\uc120\uc744 \uc704\ud55c \uc778\ud504\ub77c \ud22c\uc790\ub97c \ud655\ub300\ud558\uace0 \uc788\uc73c\uba70, \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \ub178\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

nh\ud22c\uc790\uc99d\uad8c<\/p>\n

NH\ud22c\uc790\uc99d\uad8c \uac1c\uc694<\/h1>\n

NH\ud22c\uc790\uc99d\uad8c\uc740 \ub18d\ud611\uae08\uc735\uadf8\ub8f9 \uc18c\uc18d\uc758 \uc99d\uad8c\uc0ac\ub85c, 2000\ub144\uc5d0 \uc124\ub9bd\ub41c \uc774\ud6c4 \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\uc0ac\ub294 \uc11c\uc6b8\ud2b9\ubcc4\uc2dc\uc5d0 \uc704\uce58\ud558\uace0 \uc788\uc73c\uba70, \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc, \ud30c\uc0dd\uc0c1\ud488, \uc678\ud658 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ucde8\uae09\ud569\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \uac1c\uc778 \ubc0f \uae30\uc5c5\uace0\uac1d\uc744 \uc704\ud55c \ud22c\uc790 \uc0c1\ub2f4, \uc790\uc0b0 \uad00\ub9ac \uc11c\ube44\uc2a4\ub3c4 \uc81c\uacf5\ud558\uace0 \uc788\uace0, \ub514\uc9c0\ud138 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uace0\uac1d\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ud601\uc2e0\uacfc \uace0\uac1d \uc911\uc2ec\uc758 \uc11c\ube44\uc2a4 \ud5a5\uc0c1\uc744 \ud1b5\ud574 \ub300\ud55c\ubbfc\uad6d \ub0b4\uc5d0\uc11c \uc911\uc694\ud55c \uae08\uc735 \uae30\uad00\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud0a4\uc6cc\ub4dc1: NH\ud22c\uc790\uc99d\uad8c, \ud0a4\uc6cc\ub4dc2: \ub18d\ud611\uae08\uc735\uadf8\ub8f9<\/h1>\n

\ud0a4\uc6cc\ub4dc1 \uc124\uba85: NH\ud22c\uc790\uc99d\uad8c\uc740 \ub18d\ud611\uae08\uc735\uadf8\ub8f9\uc758 \uc790\ud68c\uc0ac\ub85c, \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc99d\uad8c\uc0ac\uc785\ub2c8\ub2e4. \uace0\uac1d\uc758 \ud22c\uc790 \uc694\uad6c\uc5d0 \ubd80\uc751\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ub2f4 \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ub9e1\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n

\ud0a4\uc6cc\ub4dc2 \uc124\uba85: \ub18d\ud611\uae08\uc735\uadf8\ub8f9\uc740 \ub18d\uc5c5, \ub18d\ucd0c \ubc1c\uc804\uc744 \ubaa9\uc801\uc73c\ub85c \uc124\ub9bd\ub41c \uae08\uc735 \uadf8\ub8f9\uc73c\ub85c, \uc5ec\ub7ec \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ud68c\uc0ac\ub4e4\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \uc774 \uadf8\ub8f9\uc758 \uc77c\uc6d0\uc73c\ub85c, \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\uace0 \ub2e4\uc591\ud55c \uace0\uac1d\uc5d0\uac8c \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

NH\ud22c\uc790\uc99d\uad8c\uc758 \ubbf8\ub798<\/h1>\n

\uad6d\ub0b4 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c NH\ud22c\uc790\uc99d\uad8c\uc740 \uace0\uac1d \uc911\uc2ec\uc758 \ud601\uc2e0\uc801 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub18d\ud611\uae08\uc735\uadf8\ub8f9\uc758 \ub4e0\ub4e0\ud55c \uc9c0\uc6d0\uc744 \ubc14\ud0d5\uc73c\ub85c, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uacfc \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804\uc740 \uc55e\uc73c\ub85c \ub354 \ud070 \ube44\uc804\uc744 \ubcf4\uc5ec\uc904 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc774 \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \uae30\ud68c\ub97c \ud1b5\ud574 \uac1c\uc778 \ubc0f \uae30\uc5c5 \uace0\uac1d\ub4e4\uc740 \ubcf4\ub2e4 \ub098\uc740 \uc7ac\ubb34\uc801 \ubbf8\ub798\ub97c \uc124\uacc4\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \ud22c\uc790\uc790 \uc5ec\ub7ec\ubd84, NH\ud22c\uc790\uc99d\uad8c\uacfc \ud568\uaed8 \uc0c8\ub85c\uc6b4 \uae08\uc735 \uc2dc\ub300\ub97c \uacbd\ud5d8\ud574 \ubcf4\uc138\uc694!<\/p>\n","protected":false},"excerpt":{"rendered":"

NH\ud22c\uc790\uc99d\uad8c\uc758 \uc5ed\uc0ac\uc640 \uc124\ub9bd \ubc30\uacbd NH\ud22c\uc790\uc99d\uad8c\uc740 \ub18d\ud611\uc911\uc559\ud68c\uac00 \uc124\ub9bd\ud55c \uae08\uc735\uae30\uad00\uc73c\ub85c, 1962\ub144\uc5d0 \ucc98\uc74c \uc124\ub9bd\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub18d\uc5c5\uc5d0 \uc885\uc0ac\ud558\ub294 \ub18d\ubbfc\uacfc \ub18d\uc5c5\uc778\uc744 \uc704\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa9\ud45c\ub85c \ud558\uc5ec \uc124\ub9bd\ub418\uc5c8\uc73c\uba70, \uc774\ud6c4 \uc99d\uad8c\uc5c5\uc73c\ub85c \uc0ac\uc5c5\uc744 \ud655\ub300\ud558\uc600\uc2b5\ub2c8\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \uad6d\ub0b4\uc678 \uc790\ubcf8\uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc801\uadf9\uc801\uc778 \uc9c4\ucd9c\uacfc \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc0c1\ud488 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uc131\uc7a5\ud574 \uc654\uc2b5\ub2c8\ub2e4.\ud2b9\ud788, 1990\ub144\ub300 \ud6c4\ubc18\ubd80\ud130 2000\ub144\ub300 \ucd08\ubc18\uc5d0 \uac78\uccd0 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \uc801\uc751\ud558\uc5ec \ud22c\uc790\uc740\ud589(IB) \uc0ac\uc5c5\uc744 \uac15\ud654\ud558\uace0, \ub2e4\uc591\ud55c \uace0\uac1d \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3293"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3293"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3293\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}