\ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \uae30\ub2a5\uacfc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc5ec\ub7ec \uc885\ub958\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc885\ub958\ub85c\ub294 \ud558\ub098\uce74\ub4dc \uc77c\ubc18\uce74\ub4dc, \ud558\ub098\uce74\ub4dc \uccb4\ud06c\uce74\ub4dc, \uadf8\ub9ac\uace0 \ud558\ub098\uce74\ub4dc \ud3ec\uc778\ud2b8\uce74\ub4dc\uac00 \uc788\uc2b5\ub2c8\ub2e4. 1. **\ud558\ub098\uce74\ub4dc \uc77c\ubc18\uce74\ub4dc**: \uc774 \uce74\ub4dc\ub4e4\uc740 \uae30\ubcf8\uc801\uc778 \uc2e0\uc6a9\uce74\ub4dc \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uba70, \ub2e4\uc591\ud55c \uac00\ub9f9\uc810\uc5d0\uc11c \uc801\ub9bd\ud560 \uc218 \uc788\ub294 \ud3ec\uc778\ud2b8 \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44 \uc720\ud615\uc5d0 \ub530\ub77c \uc801\ub9bd\ub960\uc774 \ub2ec\ub77c\uc9c0\uba70, \ud1b5\uc2e0\ube44, \uc1fc\ud551, \uc678\uc2dd \ub4f1 \ud2b9\uc815 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ucd94\uac00 \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9c0\ub294 \uac83\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.2. **\ud558\ub098\uce74\ub4dc \uccb4\ud06c\uce74\ub4dc**: \uc774 \uce74\ub4dc\ub294 \uc740\ud589 \uacc4\uc88c\uc640 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc5b4 \uc2e4\uc2dc\uac04\uc73c\ub85c \uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc9c0\uba70, \uc2e0\uc6a9\uce74\ub4dc\ubcf4\ub2e4 \ubd80\ub2f4\uc774 \uc801\uc2b5\ub2c8\ub2e4. \uccb4\ud06c\uce74\ub4dc\ub294 \uc18c\ube44\ud55c \uae08\uc561\ub9cc\ud07c \ubc14\ub85c \uacc4\uc88c\uc5d0\uc11c \uc778\ucd9c\ub418\uba70, \ud2b9\uc815 \uac00\ub9f9\uc810\uc5d0\uc11c\uc758 \ud560\uc778\uc774\ub098 \uc801\ub9bd \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4.3. **\ud558\ub098\uce74\ub4dc \ud3ec\uc778\ud2b8\uce74\ub4dc**: \uace0\uac1d\uc774 \uc1fc\ud551\uc744 \ud1b5\ud574 \uc801\ub9bd\ud55c \ud3ec\uc778\ud2b8\ub97c \uc774\uc6a9\ud558\uc5ec \ub098\uc911\uc5d0 \ud604\uae08\ucc98\ub7fc \uc4f8 \uc218 \uc788\ub294 \uce74\ub4dc\uc785\ub2c8\ub2e4. \ud1b5\uc0c1\uc801\uc73c\ub85c \uc801\ub9bd\ub960\uc774 \ub192\uc544, \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \ubb34\ub8cc\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.\uc774 \uc678\uc5d0\ub3c4 \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc\ub098 \ud2b9\ud654\ub41c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uce74\ub4dc\ub97c \ud1b5\ud574 \uace0\uac1d\uc758 \ub2e4\uc591\ud55c \ub2c8\uc988\ub97c \ucda9\uc871\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \uce74\ub4dc\ub294 \uc5f0\ud68c\ube44, \uc801\ub9bd \ubc29\uc2dd, \ud560\uc778 \ud61c\ud0dd\uc774 \ub2e4\ub974\ubbc0\ub85c \uc18c\ube44 \ud328\ud134\uc5d0 \ub9de\ub294 \uce74\ub4dc\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc \uc801\ub9bd \ud504\ub85c\uadf8\ub7a8\uc740 \uce74\ub4dc \uc0ac\uc6a9 \uc2dc \ub2e4\uc591\ud55c \ud61c\ud0dd\uacfc \ud3ec\uc778\ud2b8 \uc801\ub9bd\uc744 \uc81c\uacf5\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uce74\ub4dc\ub85c \uacb0\uc81c\ud55c \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc5d0 \ud574\ub2f9\ud558\ub294 \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\uc73c\uba70, \uc774 \ud3ec\uc778\ud2b8\ub294 \ub098\uc911\uc5d0 \uc0c1\ud488 \uad6c\ub9e4, \uc11c\ube44\uc2a4 \uc774\uc6a9 \ub4f1 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uc5ec\ub7ec \uce74\ub4dc \uc885\ub958\uc5d0 \ub530\ub77c \uc801\ub9bd\ub960\uc774 \ub2e4\ub974\uba70, \ud2b9\uc815 \uac00\ub9f9\uc810\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uacbd\uc6b0 \ucd94\uac00 \ud3ec\uc778\ud2b8\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \ud504\ub85c\ubaa8\uc158\ub3c4 \uc9c4\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc740 \uc628\ub77c\uc778 \ubc0f \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc801\ub9bd \ud604\ud669\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc801\ub9bd\ub41c \ud3ec\uc778\ud2b8\ub294 \uc815\ud574\uc9c4 \uae30\uac04 \ub0b4\uc5d0 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc73c\uba74 \ub9cc\ub8cc\ub420 \uc218 \uc788\uc73c\ub2c8 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\uc678\uc5d0\ub3c4 \ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \ud560\uc778 \ud61c\ud0dd \ubc0f \uc5f0\ud68c\ube44 \uba74\uc81c \ub4f1\uc758 \ud2b9\uc804\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc758 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc801\ub9bd \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \ud558\ub098\uce74\ub4dc \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\ub098 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \uce74\ub4dc \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uba70, \uac01 \uce74\ub4dc\ub9c8\ub2e4 \uc5f0\ud68c\ube44\uac00 \ub2e4\ub974\uac8c \uc124\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0\ud68c\ube44\ub294 \uce74\ub4dc\uc758 \uc885\ub958\uc640 \ud61c\ud0dd\uc5d0 \ub530\ub77c 1\ub9cc \uc6d0\uc5d0\uc11c 15\ub9cc \uc6d0 \uc774\uc0c1\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uae30\ubcf8\uc801\uc778 \uc2e0\uc6a9\uce74\ub4dc\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc5f0\ud68c\ube44\uac00 \ubd99\uc9c0\ub9cc, \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc\ub098 \ud2b9\uc815 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uce74\ub4dc\uc758 \uacbd\uc6b0 \uc5f0\ud68c\ube44\uac00 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud2b9\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc5f0\ud68c\ube44 \uba74\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uce74\ub4dc\ub3c4 \uc788\uc73c\ub2c8, \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \ud558\ub098\uce74\ub4dc \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub098 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \ud61c\ud0dd\uacfc \ud504\ub85c\ubaa8\uc158\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc758 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c, \ud558\ub098\uce74\ub4dc\ub97c \uc774\uc6a9\ud558\ub294 \uace0\uac1d\uc740 \ud3ec\uc778\ud2b8 \uc801\ub9bd, \uce90\uc2dc\ubc31, \ud560\uc778 \ud61c\ud0dd \ub4f1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \uac00\ub9f9\uc810\uc5d0\uc11c\uc758 \uacb0\uc81c \uc2dc \ub192\uc740 \uc801\ub9bd\ub960\uc744 \uc81c\uacf5\ud558\uba70, \uc8fc\uc720\uc18c\ub098 \uc678\uc2dd\uc5c5\uccb4\uc5d0\uc11c\uc758 \uc18c\ube44\uc5d0 \ub300\ud574 \ucd94\uac00 \ud560\uc778 \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4. \ub610\ud55c, \ud589\uc0ac \uae30\uac04 \ub3d9\uc548 \uc2e0\uaddc \uac00\uc785 \uace0\uac1d\uc5d0\uac8c\ub294 \ud2b9\uc815 \uae08\uc561\uc758 \uce90\uc2dc\ubc31\uc774\ub098 \ud3ec\uc778\ud2b8\ub97c \uc9c0\uae09\ud558\ub294 \ud504\ub85c\ubaa8\uc158\uc774 \uc9c4\ud589\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uc8fc\uae30\uc801\uc73c\ub85c \uce74\ub4dc\uc0ac \ud648\ud398\uc774\uc9c0\ub098 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \ud2b9\ubcc4 \uc774\ubca4\ud2b8\ub97c \uac1c\ucd5c\ud558\uba70, \uc774\ub7f0 \uc774\ubca4\ud2b8\ub97c \ud1b5\ud574 \ucd94\uac00\uc801\uc73c\ub85c \ud560\uc778\ubc1b\uace0 \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud56d\uc0c1 \ucd5c\uc2e0 \uc815\ubcf4\ub97c \ud655\uc778\ud558\uae30 \uc704\ud574 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub97c \ubc29\ubb38\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790 \ud3b8\uc758\ub97c \uadf9\ub300\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d \uc11c\ube44\uc2a4\ub294 \uc804\ud654, \uc778\ud130\ub137, \ubaa8\ubc14\uc77c \uc571 \ub4f1\uc744 \ud1b5\ud574 \uc811\uadfc\ud560 \uc218 \uc788\uc73c\uba70, \uc8fc\ub9d0 \ubc0f \uacf5\ud734\uc77c\uc5d0\ub3c4 \uc6b4\uc601\ub418\ub294 \uace0\uac1d\uc13c\ud130\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uce74\ub4dc \ubd84\uc2e4 \ubc0f \ub3c4\ub09c \uc2e0\uace0, \uacb0\uc81c \uad00\ub828 \ubb38\uc758, \uce74\ub4dc \uc0ac\uc6a9 \ub0b4\uc5ed \ud655\uc778 \ub4f1 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uace0\uac1d\uc13c\ud130\uc5d0 \ubb38\uc758\ud560 \uacbd\uc6b0, \ud574\ub2f9 \uce74\ub4dc\uc758 \uc885\ub958\uc640 \uac1c\uc778 \uc815\ubcf4\ub97c \uc900\ube44\ud558\uba74 \ubcf4\ub2e4 \ube60\ub978 \ucc98\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub610\ud55c \ud558\ub098\uce74\ub4dc\ub294 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c \uce74\ub4dc \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uace0, \ud3ec\uc778\ud2b8 \uc801\ub9bd \ubc0f \uc0ac\uc6a9 \ud604\ud669\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub97c \uc2e0\uccad\ud558\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \ud558\ub098\uce74\ub4dc \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc811\uc18d\ud558\uac70\ub098 \uac00\uae4c\uc6b4 \ud558\ub098\uce74\ub4dc \uace0\uac1d\uc13c\ud130\ub97c \ubc29\ubb38\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc628\ub77c\uc778 \uc2e0\uccad\uc758 \uacbd\uc6b0 \ubcf8\uc778 \uc778\uc99d\uc744 \uc704\ud574 \ud544\uc694\ud55c \uac1c\uc778 \uc815\ubcf4\ub97c \uc785\ub825\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c\ub294 \uc8fc\ubbfc\ub4f1\ub85d\ubc88\ud638\uc640 \ud734\ub300\uc804\ud654 \ubc88\ud638\uac00 \uc694\uad6c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \uc6d0\ud558\ub294 \uce74\ub4dc \uc885\ub958\ub97c \uc120\ud0dd\ud55c \ud6c4 \uc2e0\uccad\uc11c \uc791\uc131\uacfc \ud568\uaed8 \uc18c\ub4dd \uc99d\ube59 \uc11c\ub958\ub97c \uc81c\ucd9c\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc2e0\uccad\uc774 \uc2b9\uc778\ub418\uba74 \uce74\ub4dc\uac00 \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub429\ub2c8\ub2e4. \uce74\ub4dc \uc218\ub839 \ud6c4\uc5d0\ub294 \ud65c\uc131\ud654\ub97c \uc704\ud574 \uce74\ub4dc\uc5d0 \uae30\uc7ac\ub41c \uc9c0\uce68\uc5d0 \ub530\ub77c \uc808\ucc28\ub97c \uc9c4\ud589\ud558\uba74 \ub429\ub2c8\ub2e4. \ucd94\uac00\uc801\uc73c\ub85c, \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud55c \uc0c1\ub2f4\ub3c4 \uac00\ub2a5\ud558\ubbc0\ub85c \uad81\uae08\ud55c \uc0ac\ud56d\uc774 \uc788\uc744 \uacbd\uc6b0 \uc5b8\uc81c\ub4e0\uc9c0 \ubb38\uc758\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ud574\uc678\uc5d0\uc11c\ub3c4 \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud55c \uc2e0\uc6a9\uce74\ub4dc\ub85c, \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub9ce\uc740 \uac00\ub9f9\uc810\uc5d0\uc11c \uacb0\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \ud558\ub098\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud560 \uacbd\uc6b0, \uc77c\ubc18\uc801\uc73c\ub85c \uc678\ud654\ub85c \uacb0\uc81c\ub418\uba70, \uc774\ub54c \ud658\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub610\ud55c, \ud574\uc678 \uc0ac\uc6a9 \uc2dc \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc6a9 \uc804\uc5d0 \uc694\uae08 \uc548\ub0b4\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\ud558\ub098\uce74\ub4dc\ub97c \ud574\uc678\uc5d0\uc11c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba3c\uc800 \uce74\ub4dc\uc758 \ud574\uc678 \uc0ac\uc6a9 \uc124\uc815\uc744 \ud65c\uc131\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ubaa8\ubc14\uc77c \uc571\uc774\ub098 \uc778\ud130\ub137 \ubc45\ud0b9\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc124\uc815\ud560 \uc218 \uc788\uc73c\uba70, \ud544\uc694\ud55c \uacbd\uc6b0 \uace0\uac1d \uc11c\ube44\uc2a4 \uc13c\ud130\uc5d0 \ubb38\uc758\ud558\uc5ec \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ud558\ub098\uce74\ub4dc\ub294 \ud574\uc678\uc5d0\uc11c ATM\uc744 \ud1b5\ud574 \ud604\uae08\uc744 \uc778\ucd9c\ud560 \uc218\ub3c4 \uc788\uc73c\uba70, \uc778\ucd9c \uc2dc \uc801\uc6a9\ub418\ub294 \uc218\uc218\ub8cc\uc640 \ud658\uc728\uc744 \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uce74\ub4dc \ubd84\uc2e4\uc774\ub098 \ub3c4\ub09c \ub2f9\ud588\uc744 \uacbd\uc6b0, \uc2e0\uc18d\ud558\uac8c \uace0\uac1d\uc13c\ud130\uc5d0 \uc5f0\ub77d\ud558\uc5ec \uce74\ub4dc \uc815\uc9c0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub97c \ud574\uc678\uc5d0\uc11c \uc548\uc804\ud558\uac8c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294, \uac70\ub798 \ub0b4\uc5ed\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \ud655\uc778\ud558\uace0, \ubd88\ubc95 \uac70\ub798\ub098 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc774 \ubc1c\uacac\ub420 \uacbd\uc6b0 \uc989\uc2dc \uce74\ub4dc\uc0ac\uc5d0 \uc2e0\uace0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc \ud3ec\uc778\ud2b8\ub294 \ub2e4\uc591\ud55c \uacf3\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc8fc\uc694 \uc0ac\uc6a9\ucc98\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. 1. **\uc628\ub77c\uc778 \uc1fc\ud551\ubab0**: G\ub9c8\ucf13, 11\ubc88\uac00, \ucfe0\ud321 \ub4f1 \uc5ec\ub7ec \uc628\ub77c\uc778 \uc1fc\ud551 \uc0ac\uc774\ud2b8\uc5d0\uc11c \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2. **\ud504\ub79c\ucc28\uc774\uc988 \ub9e4\uc7a5**: \ub9e5\ub3c4\ub0a0\ub4dc, \uc2a4\ud0c0\ubc85\uc2a4, \ub86f\ub370\ub9ac\uc544 \ub4f1 \ub2e4\uc591\ud55c \ud504\ub79c\ucc28\uc774\uc988 \uc74c\uc2dd\uc810\uc5d0\uc11c\ub3c4 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. 3. **\ubaa8\ubc14\uc77c \uacb0\uc81c**: \uc0bc\uc131\ud398\uc774, \uce74\uce74\uc624\ud398\uc774 \ub4f1 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4\uc5d0\uc11c\ub3c4 \ud3ec\uc778\ud2b8\ub85c \uacb0\uc81c\ub97c \ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc774 \uc9c0\uc6d0\ub429\ub2c8\ub2e4. 4. **\uc8fc\uc720\uc18c**: GS\uce7c\ud14d\uc2a4, SK\uc8fc\uc720\uc18c \ub4f1 \uc77c\ubd80 \uc8fc\uc720\uc18c\uc5d0\uc11c\ub3c4 \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc8fc\uc720\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. 5. **\uc5ec\ud589 \ubc0f \uc219\ubc15**: \ud56d\uacf5\uc0ac \ub9c8\uc77c\ub9ac\uc9c0\uc640 \uc81c\ud734\ub97c \ud1b5\ud574 \ud56d\uacf5\uad8c \ub610\ub294 \ud638\ud154 \uc608\uc57d \uc2dc \ud3ec\uc778\ud2b8\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 6. **\uae30\ud0c0 \uc11c\ube44\uc2a4**: \uc601\ud654\uad00, \ud5ec\uc2a4\uc7a5, \uce74\ud398 \ub4f1 \ub2e4\uc591\ud55c \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0\uc11c\ub3c4 \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ucc98\ub9ac\uac00 \uc810\ucc28 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c \uc0ac\uc6a9\ucc98\uc640 \ud61c\ud0dd\uc740 \ud558\ub098\uce74\ub4dc \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 \ub610\ub294 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc \ubd84\uc2e4 \ub610\ub294 \ub3c4\ub09c \uc2dc \uc989\uac01\uc801\uc778 \uc2e0\uace0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uce74\ub4dc\uac00 \ubd84\uc2e4\ub418\uc5c8\uac70\ub098 \ub3c4\ub09c\ub2f9\ud588\ub2e4\uace0 \ud310\ub2e8\ub418\uba74, \uc544\ub798\uc640 \uac19\uc740 \uc808\ucc28\ub97c \ub530\ub77c\uc8fc\uc138\uc694.1. **\uc2e0\uace0 \uc804\ud654\ud558\uae30**: \ud558\ub098\uce74\ub4dc \uace0\uac1d\uc13c\ud130\uc5d0 \uc989\uc2dc \uc5f0\ub77d\ud558\uc5ec \ubd84\uc2e4 \ub610\ub294 \ub3c4\ub09c \uc0ac\uc2e4\uc744 \uc2e0\uace0\ud569\ub2c8\ub2e4. \uace0\uac1d\uc13c\ud130 \uc804\ud654\ubc88\ud638\ub294 1800-1111\uc785\ub2c8\ub2e4.2. **\uc815\ubcf4 \ud655\uc778**: \uc0c1\ub2f4\uc6d0\uc5d0\uac8c \uce74\ub4dc \ubc88\ud638 \ubc0f \ubcf8\uc778 \ud655\uc778\uc744 \uc704\ud574 \uc2e0\ubd84\uc99d \uc815\ubcf4\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uce74\ub4dc \ubc88\ud638\ub97c \ubaa8\ub97c \uacbd\uc6b0, \ubcf8\uc778 \ud655\uc778\uc744 \ud1b5\ud574 \ucd94\uac00 \uc808\ucc28\ub97c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.3. **\uce74\ub4dc \uc815\uc9c0 \uc694\uccad**: \uc2e0\uace0 \ud6c4 \uc0c1\ub2f4\uc6d0\uc774 \uce74\ub4dc\ub97c \uc989\uc2dc \uc815\uc9c0\uc2dc\ucf1c \ubd88\ubc95 \uc0ac\uc6a9\uc744 \ubc29\uc9c0\ud569\ub2c8\ub2e4.4. **\uc2e0\uaddc \uce74\ub4dc \ubc1c\uae09 \uc694\uccad**: \uce74\ub4dc\uac00 \uc815\uc9c0\ub41c \ud6c4, \uc2e0\uaddc \uce74\ub4dc\ub97c \ubc1c\uae09\ubc1b\uace0 \uc2f6\uc740 \uacbd\uc6b0 \uc2e0\uaddc \uce74\ub4dc \ubc1c\uae09\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c 3-5\uc77c \uc774\ub0b4\uc5d0 \uc0c8\ub85c\uc6b4 \uce74\ub4dc\uac00 \ubc1c\uae09\ub429\ub2c8\ub2e4.5. **\ubaa8\ub2c8\ud130\ub9c1**: \uc2e0\uace0 \ud6c4\uc5d0\ub294 \uce74\ub4dc \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ubaa8\ub2c8\ud130\ub9c1 \ud558\uc5ec, \uc774\uc0c1 \uac70\ub798\uac00 \uc788\ub294 \uacbd\uc6b0 \ucd94\uac00 \uc2e0\uace0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\uc774 \uc678\uc5d0\ub3c4 \uce74\ub4dc \ubd84\uc2e4 \ub610\ub294 \ub3c4\ub09c \uc608\ubc29\uc744 \uc704\ud55c \uc548\uc804 \uc218\uce59\uc744 \uc900\uc218\ud558\uace0, \uc2e0\uc18d\ud55c \uc2e0\uace0\ub97c \ud1b5\ud574 \ud53c\ud574\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ucd5c\uadfc \uace0\uac1d \ub9cc\uc871\ub3c4 \uc870\uc0ac\ub97c \uc2e4\uc2dc\ud558\uc5ec \ub2e4\uc591\ud55c \uacb0\uacfc\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ud558\ub098\uce74\ub4dc\ub97c \uc774\uc6a9\ud558\ub294 \uace0\uac1d\ub4e4\uc758 \uc804\ubc18\uc801\uc778 \ub9cc\uc871\ub3c4\ub294 \ub192\uac8c \ub098\ud0c0\ub0ac\uc73c\uba70, \ud2b9\ud788 \uace0\uac1d \uc11c\ube44\uc2a4\uc640 \ud61c\ud0dd \ubd80\ubd84\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \ud3c9\uac00\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uace0\uac1d\ub4e4\uc774 \uce74\ub4dc\uc758 \ud3ec\uc778\ud2b8 \uc801\ub9bd \uc2dc\uc2a4\ud15c\uacfc \ub2e4\uc591\ud55c \ud560\uc778 \ud61c\ud0dd\uc5d0 \ub300\ud574 \uae0d\uc815\uc801\uc778 \ubc18\uc751\uc744 \ubcf4\uc600\uace0, \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ubaa8\ubc14\uc77c \uc571 \ub610\ud55c \ub192\uc740 \ub9cc\uc871\ub3c4\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc77c\ubd80 \uace0\uac1d\ub4e4\uc740 \uace0\uac1d\uc13c\ud130\uc758 \ub300\uae30 \uc2dc\uac04\uacfc \uc751\ub300 \uc18d\ub3c4\uc5d0 \ub300\ud55c \uac1c\uc120\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc758\uacac\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uc774\ub7ec\ud55c \ud53c\ub4dc\ubc31\uc744 \ubc18\uc601\ud558\uc5ec \uc11c\ube44\uc2a4 \uac1c\uc120\uc744 \uc704\ud574 \ub178\ub825\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ud558\ub098\uae08\uc735\uadf8\ub8f9\uc758 \uacb0\uc81c \ubc0f \uc1fc\ud551 \uc11c\ube44\uc2a4\ub85c\uc11c, \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uace0\uac1d\uc758 \uc0ac\uc6a9 \ud328\ud134\uacfc \ud544\uc694\uc5d0 \ub9de\ucd98 \uc5ec\ub7ec \uac00\uc9c0 \uce74\ub4dc \uc885\ub958\ub97c \uc81c\uacf5\ud558\uba70, \uc801\ub9bd \ud504\ub85c\uadf8\ub7a8, \ud560\uc778 \ud61c\ud0dd, \ud574\uc678 \uc774\uc6a9 \ud3b8\uc758\uc131 \ub4f1 \ub2e4\uc591\ud55c \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubcf4\uace0\uc11c\ub97c \ud1b5\ud574 \uace0\uac1d\uc740 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud560 \uc218 \uc788\uace0, \uc774\ub97c \uae30\ubc18\uc73c\ub85c \uc801\uc808\ud55c \uce74\ub4dc \uc120\ud0dd\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uad00\ub9ac\ud560 \uc218 \uc788\uc73c\uba70, \uac04\ud3b8\ud55c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uacfc \uc548\uc804\ud55c \ubcf4\uc548 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud604\uc7ac \ud558\ub098\uce74\ub4dc\ub294 \uad6d\ub0b4\uc678\uc5d0\uc11c \ud3ed\ub113\uc740 \uac00\ub9f9\uc810\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5b4 \uace0\uac1d \ud3b8\uc758\ub97c \ucd94\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud0a4\uc6cc\ub4dc1 \uc124\uba85: \ud558\ub098\uae08\uc735\uadf8\ub8f9\uc740 \ub300\ud55c\ubbfc\uad6d\uc758 \ub300\ud615 \uae08\uc735\uadf8\ub8f9\uc73c\ub85c, \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc5ec\ub7ec \uc790\ud68c\uc0ac\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uc774 \uadf8\ub8f9\uc758 \uc2e0\uc6a9\uce74\ub4dc \uc11c\ube44\uc2a4\ub85c, \uace0\uac1d\uc758 \ub2e4\uc591\ud55c \uae08\uc735 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n
\ud0a4\uc6cc\ub4dc2 \uc124\uba85: \uc801\ub9bd \ud504\ub85c\uadf8\ub7a8\uc740 \uace0\uac1d\uc774 \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud568\uc5d0 \ub530\ub77c \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \ud558\ub098\uce74\ub4dc\ub294 \uc0ac\uc6a9 \uae08\uc561\uc5d0 \ub530\ub77c \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \ud3ec\uc778\ud2b8\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uace0\uac1d\uc740 \uc1fc\ud551 \uc2dc \ud560\uc778\uc774\ub098 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud558\ub098\uce74\ub4dc\ub294 \ub2e8\uc21c\ud55c \uacb0\uc81c \uc218\ub2e8\uc774 \uc544\ub2c8\ub77c, \uace0\uac1d\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uace0 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uc5ec \ub354 \ud6a8\uc728\uc801\uc774\uace0 \uc2a4\ub9c8\ud2b8\ud55c \uc18c\ube44\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \ud558\ub098\uae08\uc735\uadf8\ub8f9\uc758 \uc2e0\ub8b0\ub97c \ubc14\ud0d5\uc73c\ub85c \uc548\uc804\ud558\uace0 \ud3b8\ub9ac\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uacbd\ud5d8\ud558\uba70, \uc801\ub9bd \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc18c\ube44\uc790\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc778 \ud61c\ud0dd\uc744 \ub3cc\ub824\uc8fc\ub294 \ud558\ub098\uce74\ub4dc. \uc774 \uce74\ub4dc\ub97c \ud1b5\ud574 \ub611\ub611\ud55c \uc7ac\uc815 \uad00\ub9ac\ub97c \ud558\uace0, \uc5ec\ub7ec\ubd84\uc758 \uc0dd\ud65c\uc744 \ub354\uc6b1 \ud48d\uc694\ub86d\uac8c \ub9cc\ub4e4\uc5b4 \ubcf4\uc138\uc694!<\/p>\n","protected":false},"excerpt":{"rendered":"
\ud558\ub098\uce74\ub4dc\uc758 \uc885\ub958\uc640 \ud2b9\uc9d5 \ud558\ub098\uce74\ub4dc\ub294 \ub2e4\uc591\ud55c \uae30\ub2a5\uacfc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc5ec\ub7ec \uc885\ub958\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc885\ub958\ub85c\ub294 \ud558\ub098\uce74\ub4dc \uc77c\ubc18\uce74\ub4dc, \ud558\ub098\uce74\ub4dc \uccb4\ud06c\uce74\ub4dc, \uadf8\ub9ac\uace0 \ud558\ub098\uce74\ub4dc \ud3ec\uc778\ud2b8\uce74\ub4dc\uac00 \uc788\uc2b5\ub2c8\ub2e4. 1. **\ud558\ub098\uce74\ub4dc \uc77c\ubc18\uce74\ub4dc**: \uc774 \uce74\ub4dc\ub4e4\uc740 \uae30\ubcf8\uc801\uc778 \uc2e0\uc6a9\uce74\ub4dc \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uba70, \ub2e4\uc591\ud55c \uac00\ub9f9\uc810\uc5d0\uc11c \uc801\ub9bd\ud560 \uc218 \uc788\ub294 \ud3ec\uc778\ud2b8 \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44 \uc720\ud615\uc5d0 \ub530\ub77c \uc801\ub9bd\ub960\uc774 \ub2ec\ub77c\uc9c0\uba70, \ud1b5\uc2e0\ube44, \uc1fc\ud551, \uc678\uc2dd \ub4f1 \ud2b9\uc815 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ucd94\uac00 \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9c0\ub294 \uac83\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.2. […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3220"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3220"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/3220\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}