\ub9ac\ud50c(XRP)\uc740 2012\ub144\uc5d0 \ucd9c\uc2dc\ub41c \ub514\uc9c0\ud138 \uc790\uc0b0\uc73c\ub85c, \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc758 \uc8fc\uc694 \uad6c\uc131 \uc694\uc18c\uc774\uba70, \ube60\ub974\uace0 \uc800\ub834\ud55c \uc1a1\uae08\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\ub294 \uc911\uc559\uc740\ud589\uc774\ub098 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc \ud611\ub825\ud558\uc5ec \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uac04\uc18c\ud654\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. XRP\ub294 \uad6d\uc81c \uac70\ub798\ub97c \ucc98\ub9ac\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ud0c8\uc911\uc559\ud654\ub41c \ub9ac\ud50c \ud504\ub85c\ud1a0\ucf5c\uc744 \ud1b5\ud574 \uc911\uac1c \uc5ed\ud560\uc744 \ud558\uba70, \uc774\ub294 \uac70\ub798 \uc2dc\uac04\uc774 \uc218\ucd08\ub85c \ub2e8\ucd95\ub418\uace0 \uc218\uc218\ub8cc\uac00 \ub300\ud3ed \uc808\uac10\ub418\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc635\ub2c8\ub2e4.\ub9ac\ud50c\uc758 \ub3c5\ud2b9\ud55c \uc810\uc740 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\ub354\ub77c\ub3c4 \uac70\ub798\uac00 \uc911\uc559 \uc9d1\uc911\uc801\uc73c\ub85c \uad00\ub9ac\ub418\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c XRP\ub294 \uae30\uc874\uc758 \ube44\ud2b8\ucf54\uc778\uc774\ub098 \uc774\ub354\ub9ac\uc6c0\uacfc \uad6c\ubcc4\ub418\uba70, \ub9ac\ud50c\uc758 \uae30\uc5c5 \uace0\uac1d\uc774 \uc6d0\ud558\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc131 \ub355\ubd84\uc5d0, XRP\ub294 \uae08\uc735 \uae30\uad00\uacfc \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \ubc18\uc751\uc744 \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uadf8\ub7ec\ub098 \ub9ac\ud50c\uc740 \ubc95\uc801 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud558\uae30\ub3c4 \ud588\ub294\ub370, \ud2b9\ud788 \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc640\uc758 \ubc95\uc801 \ubd84\uc7c1\uc774 \uc8fc\ubaa9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc740 XRP\uc758 \ubc95\uc801 \uc9c0\uc704\uc640 \uac00\uce58\ub97c \uacb0\uc815\ud558\ub294 \ub370 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc73c\uba70, \uc554\ud638\ud654\ud3d0 \uc2dc\uc7a5 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc8fc\ubaa9\ud558\uace0 \uc788\ub294 \uc0ac\uc548\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf5\uc7a1\ud55c \uc0c1\ud669 \uc18d\uc5d0\uc11c\ub3c4 XRP\ub294 \uc5ec\uc804\ud788 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uad00\uc2ec\uc744 \ubc1b\uace0 \uc788\uc73c\uba70, \ub514\uc9c0\ud138 \uc790\uc0b0\uc758 \uc9c0\uc18d\uc801\uc778 \ubc1c\uc804\uacfc \ud568\uaed8 \ud5a5\ud6c4 \uc804\ub9dd\uc774 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(Ripple)\uc740 \ub514\uc9c0\ud138 \ud1b5\ud654 \ubc0f \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c, \uc804\uc138\uacc4 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0\uc11c\uc758 \uc1a1\uae08 \ubc0f \uacb0\uc81c \ucc98\ub9ac \ubc29\uc2dd\uc744 \ud601\uc2e0\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 2012\ub144 \ub9ac\ud50c\ub7a9\uc2a4(Ripple Labs)\uc5d0 \uc758\ud574 \ucc98\uc74c \uac1c\ubc1c\ub41c \uc774\ud6c4, \ub9ac\ud50c\uc740 \uc5ec\ub7ec \uc911\uc694\ud55c \ubc1c\uc804 \uacfc\uc815\uc744 \uac70\uccd0\uc654\uc2b5\ub2c8\ub2e4.\ub9ac\ud50c\uc758 \uae30\ucd08\ub294 2004\ub144\uc5d0 \uc124\ub9bd\ub41c \uc624\ud508\uc18c\uc2a4 \ud504\ub85c\uc81d\ud2b8\uc778 ‘RipplePay’\uc5d0 \ubfcc\ub9ac\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud504\ub85c\uc81d\ud2b8\ub294 \uac1c\uc778 \uac04\uc758 \uc9c1\uc811\uc801\uc778 \uae08\uc735 \uac70\ub798\ub97c \uc9c0\uc6d0\ud588\uc73c\uba70, \uc774\ub294 \ub098\uc911\uc5d0 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc758 \uac1c\ub150\uc73c\ub85c \ubc1c\uc804\ud588\uc2b5\ub2c8\ub2e4.2012\ub144 \ub9ac\ud50c\ub7a9\uc2a4\uac00 \ub9ac\ud50c \ud504\ub85c\ud1a0\ucf5c\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \ube44\ud2b8\ucf54\uc778\uacfc\ub294 \ub2ec\ub9ac \uc911\uc559\uc9d1\uc911\ud615 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uc8fc\uc694 \ubaa9\ud45c\ub294 \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00\ub4e4\uc774 \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.2013\ub144, \ub9ac\ud50c\uc740 \uad6d\uc81c \uc1a1\uae08 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\ub85c\ubd80\ud130 \ud070 \uad00\uc2ec\uc744 \ubc1b\uc73c\uba70, \uc5ec\ub7ec \uae08\uc735 \uae30\uad00\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \uccb4\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uac19\uc740 \ud574 \ub9ac\ud50c\uc758 \uc554\ud638\ud654\ud3d0\uc778 XRP\uac00 \ucd9c\uc2dc\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c\uc758 \uac70\ub798 \uc218\uc218\ub8cc \ubc0f \uc720\ub3d9\uc131 \uc81c\uacf5\uc744 \uc704\ud55c \uc8fc\uc694 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uc558\uc2b5\ub2c8\ub2e4.2015\ub144 \uc774\ud6c4, \uc138\uacc4 \uc5ec\ub7ec \ub098\ub77c\uc5d0\uc11c \ub9ac\ud50c\uc758 \uc0ac\uc6a9\uc774 \ud655\ub300\ub418\uc5c8\uace0, \uc774\ub97c \ud1b5\ud574 \uc5ec\ub7ec \ub300\ud615 \uc740\ud589\ub4e4\uacfc\uc758 \ud611\ub825\uc774 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ub9ac\ud50c\uc740 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ub354\uc6b1 \ubc1c\uc804\uc2dc\ucf1c \ud2b8\ub79c\uc7ad\uc158 \ucc98\ub9ac \uc18d\ub3c4\ub97c \ub192\uc774\uace0, \uac70\ub798 \ube44\uc6a9\uc744 \ub0ae\ucd94\ub294 \ub370 \uc131\uacf5\ud588\uc2b5\ub2c8\ub2e4.2020\ub144\uacfc 2021\ub144 \uc0ac\uc774\uc5d0\ub294 \ub9ac\ud50c\uc758 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uc774 \uc788\uc5c8\uc73c\ub098, \uc99d\uad8c \uac70\ub798 \uc704\uc6d0\ud68c(SEC)\uc640\uc758 \ubc95\uc801 \ubd84\uc7c1\uc774 \ubc1c\uc0dd\ud558\uba74\uc11c \ub9ac\ud50c\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc6b0\ub824\ub3c4 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9ac\ud50c\uc740 \uc5ec\uc804\ud788 \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uad00\ub4e4\uacfc \ud611\ub825\ud558\uace0 \uc788\uc73c\uba70, \uae00\ub85c\ubc8c \uacb0\uc81c \uc194\ub8e8\uc158\uc73c\ub85c\uc11c \uc790\ub9ac\ub9e4\uae40\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ud604\uc7ac \ub9ac\ud50c\uc740 2023\ub144\uc5d0\ub3c4 \uae08\uc735 \uae30\uc220 \ud601\uc2e0\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc73c\uba70, \ub514\uc9c0\ud138 \uc790\uc0b0 \ubc0f \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \ubc1c\uc804\uc5d0 \ud798\uc785\uc5b4 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(XRP)\uacfc \ube44\ud2b8\ucf54\uc778(BTC)\uc740 \ubaa8\ub450 \ub514\uc9c0\ud138 \ud654\ud3d0\uc774\uc9c0\ub9cc, \uadf8 \uc124\uacc4\uc640 \ubaa9\uc801\uc5d0 \uc788\uc5b4 \uc5ec\ub7ec \uac00\uc9c0 \uc911\uc694\ud55c \ucc28\uc774\uc810\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uccab\uc9f8, \uc6b4\uc601 \ubaa9\uc801\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778\uc740 \ud0c8\uc911\uc559\ud654\ub41c \ub514\uc9c0\ud138 \ud654\ud3d0\ub85c, \uc0ac\uc6a9\uc790 \uac04 \uc9c1\uc811\uc801\uc778 \uac70\ub798\ub97c \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubc18\uba74, \ub9ac\ud50c\uc740 \uc8fc\ub85c \uae08\uc735 \uae30\uad00 \ubc0f \uc740\ud589\ub4e4 \uac04\uc758 \ube60\ub974\uace0 \uc800\ub834\ud55c \uad6d\uc81c \uc1a1\uae08\uc744 \uc704\ud55c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c \uac1c\ubc1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc989, \ube44\ud2b8\ucf54\uc778\uc740 \uac1c\uc778 \uc0ac\uc6a9\uc790\uac00 \uc911\uc2ec\uc778 \ubc18\uba74, \ub9ac\ud50c\uc740 \uae30\uc5c5 \uc911\uc2ec\uc758 \uc194\ub8e8\uc158\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub458\uc9f8, \uac70\ub798 \uc18d\ub3c4\uc640 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778 \uac70\ub798\ub294 \ud3c9\uade0\uc801\uc73c\ub85c 10\ubd84\uc5d0\uc11c 1\uc2dc\uac04 \uc815\ub3c4 \uc18c\uc694\ub418\uba70, \ube14\ub85d \ud655\uc778\uc744 \uae30\ub2e4\ub824\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uc218\uc218\ub8cc\uac00 \ube44\uad50\uc801 \ub192\uc740 \ud3b8\uc785\ub2c8\ub2e4. \ubc18\uba74 \ub9ac\ud50c\uc740 \uac70\ub798\uac00 \uba87 \ucd08 \uc548\uc5d0 \uc644\ub8cc\ub418\uba70, \uc218\uc218\ub8cc \ub610\ud55c \ub9e4\uc6b0 \ub0ae\uc544\uc11c \ub300\ub7c9\uc758 \uc790\uae08\uc744 \ube60\ub974\uac8c \uc774\uc804\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.\uc14b\uc9f8, \uc911\uc559 \uc9d1\uc911\ud654 \uc5ec\ubd80\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778\uc740 \ubd84\uc0b0 \ub124\ud2b8\uc6cc\ud06c\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uc5ec \uc5b4\ub290 \ud55c \uae30\uad00\uc774\ub098 \ub2e8\uccb4\uac00 \ud1b5\uc81c\ud558\uc9c0 \uc54a\ub294 \ubc18\uba74, \ub9ac\ud50c\uc740 \ud2b9\uc815 \uae30\uc5c5\uc778 \ub9ac\ud50c\ub7a9\uc2a4(Ripple Labs)\uac00 \uac1c\ubc1c \ubc0f \uad00\ub9ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ub9ac\ud50c\uc740 \uaddc\uc81c\uc5d0 \ub354 \ub9ce\uc740 \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubc1c\ud589\ub7c9\uc758 \ucc28\uc774\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778\uc740 \ucd1d 2100\ub9cc \uac1c\ub85c \ubc1c\ud589\ub7c9\uc774 \uc81c\ud55c\ub418\uc5b4 \uc788\uc5b4 \uc778\ud50c\ub808\uc774\uc158\uc744 \ubc29\uc9c0\ud558\ub294 \ubc18\uba74, \ub9ac\ud50c\uc740 \ucd08\uae30 \ubc1c\ud589\ub7c9\uc774 1000\uc5b5 \uac1c\ub85c \uc124\uc815\ub418\uc5b4 \uc788\uc73c\uba70, \uadf8 \uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \ub9ac\ud50c\ub7a9\uc2a4\uc5d0 \uc758\ud574 \uad00\ub9ac \ubc0f \uc720\ud1b5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uc885\ud569\uc801\uc73c\ub85c, \ube44\ud2b8\ucf54\uc778\uc740 \uac1c\uc778\uc758 \uae08\uc735 \uc790\uc728\uc131\uc744 \uac15\uc870\ud558\ub294 \ubc18\uba74, \ub9ac\ud50c\uc740 \ud6a8\uacfc\uc801\uc778 \uad6d\uc81c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uae08\uc735 \uae30\uad00 \uac04\uc758 \ub192\uc740 \ud6a8\uc728\uc131\uc744 \ucd94\uad6c\ud55c\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(Ripple)\uc740 \uc8fc\ub85c \uae08\uc735 \uae30\uad00 \uac04\uc758 \uad6d\uc81c \uc1a1\uae08 \ubc0f \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc704\ud55c \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uae30\uc220\uc801 \uad6c\uc870\ub294 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc18c\ub4e4\ub85c \uad6c\uc131\ub429\ub2c8\ub2e4.1. **\ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c**: \ub9ac\ud50c\uc740 \ubd84\uc0b0 \uc6d0\uc7a5 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec, \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c8 \ub54c\ub9c8\ub2e4 \ubaa8\ub4e0 \ucc38\uc5ec\uc790\uac00 \uac70\ub798 \ub0b4\uc5ed\uc744 \uc5c5\ub370\uc774\ud2b8\ud558\uace0 \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc774 \ub124\ud2b8\uc6cc\ud06c\ub294 ‘\ub178\ub4dc’\ub77c \ubd88\ub9ac\ub294 \uc5ec\ub7ec \uc11c\ubc84\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \uac01 \ub178\ub4dc\ub294 \ub3c5\ub9bd\uc801\uc73c\ub85c \uc6b4\uc601\ub429\ub2c8\ub2e4.2. **XRP \ub808\uc800**: XRP\ub294 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0\uc73c\ub85c, \uac70\ub798\uc758 \ub9e4\uac1c\uccb4 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. XRP\ub294 \uae30\uc874 \ud1b5\ud654\uc640 \ube44\uad50\ud558\uc5ec \ube60\ub978 \uac70\ub798 \uc18d\ub3c4\uc640 \ub0ae\uc740 \uc218\uc218\ub8cc\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uad6d\uc81c \uc1a1\uae08\uc774 \ud6a8\uc728\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.3. **\ud569\uc758 \uc54c\uace0\ub9ac\uc998**: \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\ub294 ‘\ud569\uc758 \ud504\ub85c\ud1a0\ucf5c’\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uac70\ub798\ub97c \ube60\ub974\uac8c \uc2b9\uc778\ud558\uace0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4. \ud574\ub2f9 \ud504\ub85c\ud1a0\ucf5c\uc740 \uac70\ub798 \uc815\ubcf4\ub97c \ub178\ub4dc\uc5d0 \ubd84\uc0b0\ud558\uc5ec \ucc98\ub9ac\ud558\uba70, \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud558\uae30 \uc704\ud574 \uac01 \ub178\ub4dc\ub294 \uac70\ub798\uc758 \uc720\ud6a8\uc131\uc744 \uac80\uc99d\ud569\ub2c8\ub2e4.4. **API\uc640 \ud1b5\ud569**: \ub9ac\ud50c\uc740 \ub2e4\uc591\ud55c API\ub97c \uc81c\uacf5\ud558\uc5ec \uae08\uc735 \uae30\uad00\ub4e4\uc774 \uc790\uc2e0\ub4e4\uc758 \uc2dc\uc2a4\ud15c\uacfc \uc27d\uac8c \ud1b5\ud569\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc5ec\ub7ec \uae08\uc735 \uc11c\ube44\uc2a4\ub4e4\uc774 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uc9c1\uc811 \uac70\ub798\ub97c \uc218\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uacb0\ub860\uc801\uc73c\ub85c, \ub9ac\ud50c\uc740 \ud2b9\ud788 \uae00\ub85c\ubc8c \uae08\uc735 \uac70\ub798\uc758 \uc2e0\uc18d\uc131\uacfc \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub41c \ud601\uc2e0\uc801\uc778 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(Ripple)\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c, \uc804\uc138\uacc4 \uc5ec\ub7ec \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uc8fc\uc694 \uace0\uac1d \uc911 \uc77c\ubd80\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. 1. **Santander**: \uc2a4\ud398\uc778\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \ub300\ud615 \uc740\ud589\uc73c\ub85c, \ub9ac\ud50c\uc758 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uad6d\uc81c \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uace0\uac1d\ub4e4\uc5d0\uac8c \ub354 \ube60\ub974\uace0 \uc800\ub834\ud55c \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ub9ac\ud50c\uc758 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4.2. **American Express**: \uc544\uba54\ub9ac\uce78 \uc775\uc2a4\ud504\ub808\uc2a4\ub294 \ub9ac\ud50c\uc758 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uc1a1\uae08 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0, \uace0\uac1d\ub4e4\uc5d0\uac8c \ub354\uc6b1 \uc2e0\uc18d\ud55c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 3. **PNC Financial Services**: \ubbf8\uad6d\uc758 \ub300\ud615 \uc740\ud589 \uc911 \ud558\ub098\uc778 PNC\ub294 \ub9ac\ud50c\uc758 \uae30\uc220\uc744 \uc774\uc6a9\ud574 \uc2e4\uc2dc\uac04 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uace0\uac1d\ub4e4\uc740 \ube60\ub974\uace0 \uc548\uc804\ud55c \uad6d\uc81c \uac70\ub798\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.4. **Mitsubishi UFJ Financial Group (MUFG)**: \uc77c\ubcf8\uc758 \ub300\ud615 \uae08\uc735 \uadf8\ub8f9\uc778 MUFG\ub294 \ub9ac\ud50c\uc758 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \ud574\uc678 \uc1a1\uae08\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 5. **Standard Chartered**: \uc774 \uc740\ud589\uc740 \ub9ac\ud50c\uc758 \uc194\ub8e8\uc158\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc544\uc2dc\uc544 \ubc0f \uc720\ub7fd \uac04\uc758 \ube60\ub978 \uc1a1\uae08\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub9ac\ud50c\uc740 \uc774\ub7ec\ud55c \uae08\uc735\uae30\uad00\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc804\uc138\uacc4\uc801\uc73c\ub85c \ub354 \uac04\ud3b8\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uad6c\ud604\ud558\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uad6d\uc81c \uc1a1\uae08 \ubd84\uc57c\uc5d0\uc11c \ud070 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(XRP)\uc740 \ucd5c\uadfc \uba87 \ub144\uac04 \ub2e4\uc591\ud55c \ud22c\uc790 \ubc0f \uac70\ub798\uc18c \uc0c1\uc7a5\uc744 \ud1b5\ud574 \uc8fc\ubaa9\ubc1b\uc544\uc654\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \uc8fc\uc694\ud55c \uac70\ub798\uc18c\ub85c\ub294 \ubc14\uc774\ub0b8\uc2a4, \ucf54\uc778\ubca0\uc774\uc2a4, Kraken \ub4f1\uc774 \uc788\uc73c\uba70, \uc774\ub4e4 \ud50c\ub7ab\ud3fc\uc5d0\uc11c XRP\ub294 \ud65c\ubc1c\ud788 \uac70\ub798\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ub9ac\ud50c\uc0ac\ub294 \uc5ec\ub7ec \uae08\uc735 \uae30\uad00\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \uccb4\uacb0\ud558\uc5ec \uc0ac\uc6a9 \uc0ac\ub840\ub97c \ud655\ub300\ud558\ub294 \ub370 \ud798\uc4f0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub9ac\ud50c\uc758 \uc8fc\uc694 \ud22c\uc790\uc790\ub4e4\uc740 \ubca4\ucc98 \uce90\ud53c\ud0c8 \uae30\uc5c5\ub4e4\uc774\uba70, \uc544\uadf8\ub808\uac8c \uc774\ud6c4 \uc9c4\ud589\ub41c \uc5ec\ub7ec \ucc28\ub840\uc758 \ud380\ub529 \ub77c\uc6b4\ub4dc\ub97c \ud1b5\ud574 \ub9c9\ub300\ud55c \uc790\uae08\uc744 \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uc790\ub294 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc758 \uae30\uc220 \uac1c\uc120\uacfc \uae00\ub85c\ubc8c \ud655\uc7a5\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ucd5c\uadfc\uc5d0\ub294 \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc640\uc758 \uc18c\uc1a1 \uc774\uc288\ub85c \uc778\ud574 XRP\uc758 \uc2dc\uc138\uac00 \ud070 \uc601\ud5a5\uc744 \ubc1b\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774 \uc18c\uc1a1\uc774 \uc885\ub8cc\ub41c \ud6c4 XRP\uc758 \uac70\ub798\uc18c \uc0c1\uc7a5\uc740 \ub354\uc6b1 \ud65c\ubc1c\ud574\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uac70\ub798\uc18c\uc5d0\uc11c\uc758 \uc0c1\uc7a5\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc5d0\uac8c \ub354 \ub9ce\uc740 \uc811\uadfc\uc131\uacfc \uac70\ub798 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\uacb0\ub860\uc801\uc73c\ub85c, \ub9ac\ud50c\uc740 \uc9c0\uc18d\uc801\uc778 \ud22c\uc790 \uc720\uce58 \ubc0f \uc0c8\ub85c\uc6b4 \uac70\ub798\uc18c \uc0c1\uc7a5\uc744 \ud1b5\ud574 \uc2e0\ub8b0\uc131\uc744 \ub192\uc774\uace0 \uc788\uc73c\uba70, \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \ub354\uc6b1 \uad73\uac74\ud788 \ud558\uace0\uc790 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(XRP)\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \ub514\uc9c0\ud138 \uc790\uc0b0\uc774\uba70, \uad6d\uc81c \uc1a1\uae08 \ubc0f \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud601\uc2e0\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc740 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)\uc758 \ubc1c\uc804\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ucc38\uc5ec\ud558\uace0 \uc788\uc73c\uba70, \uc5ec\ub7ec \uc911\uc559\uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec CBDC\uc758 \ub3c4\uc785 \ubc0f \uc6b4\uc601 \ubc29\uc548\uc5d0 \ub300\ud574 \uc5f0\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uc911\uc559\uc740\ud589\ub4e4\uc774 CBDC\ub97c \uac1c\ubc1c\ud568\uc5d0 \ub530\ub77c, \ub9ac\ud50c\uc740 \uc774\ub4e4 \uc911\uc559\uc740\ud589\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uac00 CBDC\uc758 \uc720\ud1b5 \ubc0f \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uae30\uc220\uc740 \ube60\ub978 \uac70\ub798 \uc18d\ub3c4\uc640 \ub0ae\uc740 \uc218\uc218\ub8cc\ub85c \uc720\uba85\ud558\uba70, \uc774\ub7ec\ud55c \uc7a5\uc810\uc740 \uc911\uc559\uc740\ud589\uc774 CBDC\ub97c \ud1b5\ud574 \uc81c\uacf5\ud558\uace0\uc790 \ud558\ub294 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ub370 \uae30\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9ac\ud50c\uacfc CBDC \uac04\uc758 \uad00\uacc4\ub294 \ubbf8\ub798\uc758 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc911\uc694\ud55c \ud611\ub825 \ubaa8\ub378\ub85c \ubc1c\uc804\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n
\ucd5c\uadfc \ub9ac\ud50c(Ripple)\uc758 \uaddc\uc81c \ud658\uacbd\uc774 \uae09\uaca9\ud788 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc640\uc758 \ubc95\uc801 \ub2e4\ud23c\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \ud310\uacb0\uc774 \uc787\ub530\ub974\uba74\uc11c, \ub9ac\ud50c\uc740 \uc55e\uc73c\ub85c\uc758 \ube44\uc988\ub2c8\uc2a4 \ud655\uc7a5\uc5d0 \ud76c\ub9dd\uc801\uc778 \uc18c\uc2dd\uc744 \uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. SEC\ub294 \ub9ac\ud50c\uc758 XRP\uac00 \uc99d\uad8c\uc73c\ub85c \ubd84\ub958\ub41c\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc73c\ub098, \ubc95\uc6d0\uc740 \uc77c\ubd80 \ud310\ub2e8\uc5d0\uc11c XRP\uac00 \uc77c\ubc18 \uac70\ub798\uc18c\uc5d0\uc11c\uc758 \ud310\ub9e4\ub294 \uc99d\uad8c\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \uacb0\ub860\uc9c0\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacb0\uc815\uc740 \ub9ac\ud50c\uc744 \uc0ac\uc6a9\ud558\ub294 \uae30\uc5c5\uacfc \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ud070 \uc548\ub3c4\uac10\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ub610\ud55c, \uc720\ub7fd \ubc0f \uc544\uc2dc\uc544 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc554\ud638\ud654\ud3d0 \uaddc\uc81c\uc758 \ud2c0\uc774 \uc131\uc219\ud574\uc9c0\uace0 \uc788\uc73c\uba70, \ub9ac\ud50c\uc740 \uae30\uc874 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569\uc744 \ud1b5\ud574 \ub354 \ub9ce\uc740 \uc0ac\uc6a9\ucc98\ub97c \ud655\ubcf4\ud558\ub824\ub294 \ub178\ub825\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uae30\uc220\uc774 \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00\uc5d0 \uc758\ud574 \ucc44\ud0dd\ub420 \uacbd\uc6b0, \uadf8 \uc2dc\uc7a5 \uac00\uce58\ub294 \ub354\uc6b1 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ud55c\ud3b8, \uaddc\uc81c \ud658\uacbd\uc774 \uae0d\uc815\uc801\uc73c\ub85c \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c, \ub2e4\ub978 \uc554\ud638\ud654\ud3d0\ub4e4\ub3c4 \ubcf4\ub2e4 \ud22c\uba85\ud55c \uc6b4\uc601\uc744 \uc704\ud55c \uaddc\uc81c \uc900\uc218\uc5d0 \ud798\uc4f0\uac8c \ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uba70, \uc774\ub294 \uc804\uccb4 \uc554\ud638\ud654\ud3d0 \uc2dc\uc7a5\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(Ripple)\uc740 \ub514\uc9c0\ud138 \uc790\uc0b0\uc778 XRP\uc640 \ud568\uaed8 \uc791\ub3d9\ud558\ub294 \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uc8fc\uc694 \ubaa9\ud45c\ub294 \uae08\uc735 \uae30\uad00 \uac04\uc758 \uc2e4\uc2dc\uac04, \uc800\ub834\ud55c \uad6d\uc81c \uc1a1\uae08\uc744 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub9ac\ud50c \ucee4\ubba4\ub2c8\ud2f0\ub294 \uac1c\ubc1c\uc790, \ud22c\uc790\uc790, \uc5d4\uc9c0\ub2c8\uc5b4, \uae08\uc735 \uae30\uad00 \ub4f1\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \uc774\ub4e4\uc740 \ub9ac\ud50c\uc758 \uae30\uc220\uacfc \uc0dd\ud0dc\uacc4\ub97c \ubc1c\uc804\uc2dc\ud0a4\uae30 \uc704\ud574 \ud611\ub825\ud569\ub2c8\ub2e4.\ub9ac\ud50c \uc0dd\ud0dc\uacc4\ub294 \uc5ec\ub7ec \uad6c\uc131 \uc694\uc18c\ub85c \uc774\ub8e8\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub294 XRP Ledger\ub85c, \uc774\ub294 \ub9ac\ud50c\uc758 \ubd84\uc0b0 \uc6d0\uc7a5 \uae30\uc220\uc744 \uae30\ubc18\uc73c\ub85c \ud558\uba70, \uac70\ub798\uc758 \uc2e0\uc18d\ud55c \ucc98\ub9ac\uc640 \ubcf4\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub450 \ubc88\uc9f8\ub294 \ub9ac\ud50cNet\uc73c\ub85c, \uae08\uc735 \uae30\uad00\ub4e4\uc774 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c\uc11c, \ub2e4\uc591\ud55c \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c, \ub9ac\ud50c\uc740 ODL(On-Demand Liquidity) \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574, \uac70\ub798\uc18c\ub97c \ud1b5\ud574\uc11c \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc778 \uc790\ubcf8 \uc774\ub3d9\uc744 \uac00\ub2a5\ud558\uac8c \ud574\uc90d\ub2c8\ub2e4.\ub9ac\ud50c\uc758 \ucee4\ubba4\ub2c8\ud2f0\ub294 \uae30\uc220\uc801 \ubc1c\uc804\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uaddc\uc81c \ubb38\uc81c, \uad50\uc721, \uadf8\ub9ac\uace0 \uc0dd\ud0dc\uacc4\uc758 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc5d0 \ub300\ud55c \ub17c\uc758\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucee4\ubba4\ub2c8\ud2f0\uc758 \ud65c\ub3d9\uc740 \ub9ac\ud50c\uc758 \uc131\uc7a5\uacfc \uc778\ud504\ub77c \ud655\ub9bd\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c(Ripple)\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \ub514\uc9c0\ud138 \uc790\uc0b0\uc73c\ub85c, \uc8fc\ub85c \uc740\ud589\uacfc \uae08\uc735 \uae30\uad00 \uac04\uc758 \ube60\ub974\uace0 \uc800\ub834\ud55c \uad6d\uc81c \uc1a1\uae08\uc744 \uc704\ud55c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ub9ac\ud50c\uc740 \uc5ec\ub7ec \uc8fc\uc694 \uae08\uc735 \uae30\uad00\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uadf8 \uac00\ub2a5\uc131\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc740 \ub9ac\ud50c\uc758 \uae30\uc220\uc774 \ub110\ub9ac \ubc1b\uc544\ub4e4\uc5ec\uc9c8 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\ub9ac\ud50c\uc740 XRP\ub77c\ub294 \uc554\ud638\ud654\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc1a1\uae08\uc758 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uac70\ub798 \uc18d\ub3c4\uc640 \ube44\uc6a9 \uce21\uba74\uc5d0\uc11c \uae30\uc874\uc758 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ube44\ud574 \ub9ce\uc740 \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ube44\ud2b8\ucf54\uc778\uacfc \uac19\uc740 \ub2e4\ub978 \uc554\ud638\ud654\ud3d0\uc5d0 \ube44\ud574 \uac70\ub798 \ucc98\ub9ac \uc18d\ub3c4\uac00 \ube60\ub974\uace0, \uc218\uc218\ub8cc\uac00 \uc801\uc740 \uac83\uc774 \ud070 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.\uadf8\ub7ec\ub098 \ub9ac\ud50c\uc740 SEC(\uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c)\uc640\uc758 \ubc95\uc801 \ubd84\uc7c1\uc73c\ub85c \uc778\ud574 \uc77c\uc815 \ubd80\ubd84 \ubd88\ud655\uc2e4\uc131\uc744 \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4. SEC\ub294 XRP\uac00 \uc99d\uad8c\uc73c\ub85c \ubd84\ub958\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ub9ac\ud50c\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uacfc \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uaddc\uc81c \ubb38\uc81c\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc6b0\ub824\ub97c \uc548\uaca8\uc8fc\uace0 \uc788\uc9c0\ub9cc, \uacb0\uacfc\uc5d0 \ub530\ub77c \ub9ac\ud50c\uc758 \uc2dc\uc7a5 \uac00\uce58\uac00 \ud06c\uac8c \ubcc0\ub3d9\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.\uc804\ubc18\uc801\uc73c\ub85c \ub9ac\ud50c\uc758 \ubbf8\ub798\ub294 \uc774\ub7ec\ud55c \ubc95\uc801 \ubb38\uc81c\uc758 \ud574\uacb0 \uc5ec\ubd80\uc5d0 \ub2ec\ub824 \uc788\uc73c\uba70, \ub9cc\uc57d \uae0d\uc815\uc801\uc778 \uacb0\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4\uba74, \ub9ac\ud50c\uc740 \ub354\uc6b1 \ub9ce\uc740 \uae08\uc735 \uae30\uad00\uc5d0 \ucc44\ud0dd\ub420 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac00\uc9c8 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \ub514\uc9c0\ud138 \uc790\uc0b0\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \uc218\uc694 \uc99d\uac00\uc640 \ud568\uaed8 \ub9ac\ud50c\uc758 \uae30\uc220\uc740 \uad6d\uc81c \uc1a1\uae08 \uc2dc\uc7a5\uc5d0\uc11c \ub354\uc6b1 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9ac\ud50c\uc758 \uc804\ub9dd\uc740 \uae0d\uc815\uc801\uc77c \uc218 \uc788\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \ubd88\ud655\uc2e4\uc131 \ub610\ud55c \uc874\uc7ac\ud55c\ub2e4\ub294 \uc810\uc744 \uba85\uc2ec\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c<\/p>\n
\ub9ac\ud50c(XRP)\uc740 \ube60\ub974\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uad6d\uc81c \uc1a1\uae08\uc744 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0\uc785\ub2c8\ub2e4. 2012\ub144\uc5d0 \uc124\ub9bd\ub41c \ub9ac\ud50c\ub7a9\uc2a4(Ripple Labs)\ub294 \ub9ac\ud50c \ud504\ub85c\ud1a0\ucf5c\uc744 \ud1b5\ud574 \uae08\uc735 \uae30\uad00\ub4e4\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc790\uc0b0\uc744 \uc804\uc1a1\ud558\uace0 \uc815\uc0b0\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uc8fc\uc694 \ud2b9\uc9d5 \uc911 \ud558\ub098\ub294 \ub2e4\ub978 \uc554\ud638\ud654\ud3d0\uc5d0 \ube44\ud574 \uac70\ub798 \uc18d\ub3c4\uac00 \ube60\ub974\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud3c9\uade0\uc801\uc73c\ub85c \uac70\ub798 \uc644\ub8cc\uae4c\uc9c0 \uac78\ub9ac\ub294 \uc2dc\uac04\uc740 \uc57d 4\ucd08\ub85c, \ube44\ud2b8\ucf54\uc778\uc774\ub098 \uc774\ub354\ub9ac\uc6c0\ubcf4\ub2e4 \ube60\ub985\ub2c8\ub2e4. \ub610\ud55c, \ub9ac\ud50c\uc740 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569\uc744 \ubaa9\ud45c\ub85c \ud558\uc5ec, \uc5ec\ub7ec \uc740\ud589\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9ac\ud50c\uc740 \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc640\uc758 \ubc95\uc801 \ubd84\uc7c1\uc73c\ub85c \uc778\ud574 \ub17c\ub780\uc758 \uc911\uc2ec\uc5d0 \uc788\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc288\ub4e4\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ac\ud50c\uc740 \uc5ec\uc804\ud788 \uc804 \uc138\uacc4 \uc5ec\ub7ec \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0\uc11c \uc774\uc6a9\ub418\uace0 \uc788\ub294 \uc911\uc694\ud55c \uc554\ud638\ud654\ud3d0 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c \uc124\uba85: \ub9ac\ud50c\uc740 \uae00\ub85c\ubc8c \uae08\uc735 \uae30\uad00\uacfc \uc740\ud589 \uac04\uc758 \uc2e4\uc2dc\uac04 \uc790\uc0b0 \uc804\uc1a1\uc744 \uc704\ud55c \ud504\ub85c\ud1a0\ucf5c\uc744 \uac1c\ubc1c\ud55c \ud68c\uc0ac\ub85c, \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc778 \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uc874\uc758 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \ud6e8\uc52c \ube60\ub974\uace0 \uc800\ub834\ud55c \ubc29\ubc95\uc744 \uc81c\uacf5\ud558\uc5ec \uad6d\uac00 \uac04 \uac70\ub798\uc758 \ubcf5\uc7a1\uc131\uc744 \uc904\uc774\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n
XRP \uc124\uba85: XRP\ub294 \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uc554\ud638\ud654\ud3d0\ub85c, \uc1a1\uae08\uc744 \ubcf4\ub2e4 \uc2e0\uc18d\ud558\uace0 \uc800\ub834\ud558\uac8c \ub9cc\ub4e4\uc5b4 \uc8fc\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. XRP\ub294 \uc911\uc559 \uc9d1\uc911\ud615\uc774 \uc544\ub2cc \ubd84\uc0b0\ud615\uc73c\ub85c \uc6b4\uc601\ub418\uba70, \uac70\ub798\uac00 \ucd08\uace0\uc18d\uc73c\ub85c \uc218\ud589\ub420 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ud1a0\ud070\uc740 \uc8fc\ub85c \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \uae30\uad00 \ud22c\uc790\uc790\ub4e4\uc5d0 \uc758\ud574 \uc0ac\uc6a9\ub418\uc5b4, \uc804 \uc138\uacc4\uc801\uc778 \uc1a1\uae08\uacfc \uacb0\uc81c \uc194\ub8e8\uc158\uc5d0\uc11c \uc911\uc694\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ac\ud50c\uacfc XRP\ub294 \ub2e8\uc21c\ud55c \uc554\ud638\ud654\ud3d0\ub97c \ub118\uc5b4, \uc804 \uc138\uacc4 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ud601\uc2e0\uc744 \uc774\ub04c\uace0 \uc788\ub294 \uc911\uc694\ud55c \uc694\uc18c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube60\ub974\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc740 \uad6d\uc81c \uac70\ub798\uc758 \ubb38\ud131\uc744 \ub0ae\ucd94\uace0, \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uae00\ub85c\ubc8c \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ube44\ub85d \ub9ac\ud50c\uc740 \uc5ec\ub7ec \ub3c4\uc804\uacfc \ub17c\ub780\uc5d0 \uc9c1\uba74\ud574 \uc788\uc9c0\ub9cc, \uadf8 \uc7a0\uc7ac\ub825\uc740 \uc5ec\uc804\ud788 \uc8fc\ubaa9\ud560 \ub9cc\ud569\ub2c8\ub2e4. \uc55e\uc73c\ub85c \ub9ac\ud50c\uacfc XRP\uac00 \uc5b4\ub5bb\uac8c \ubc1c\uc804\ud558\uace0, \uae00\ub85c\ubc8c \uae08\uc735 \ud658\uacbd\uc5d0 \uc5b4\ub5a0\ud55c \ubcc0\ud654\ub97c \uac00\uc838\uc62c\uc9c0 \uadc0\ucd94\uac00 \uc8fc\ubaa9\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"
\ub9ac\ud50c(XRP) \uac1c\uc694 \ub9ac\ud50c(XRP)\uc740 2012\ub144\uc5d0 \ucd9c\uc2dc\ub41c \ub514\uc9c0\ud138 \uc790\uc0b0\uc73c\ub85c, \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\uc758 \uc8fc\uc694 \uad6c\uc131 \uc694\uc18c\uc774\uba70, \ube60\ub974\uace0 \uc800\ub834\ud55c \uc1a1\uae08\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c \ub124\ud2b8\uc6cc\ud06c\ub294 \uc911\uc559\uc740\ud589\uc774\ub098 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc \ud611\ub825\ud558\uc5ec \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uac04\uc18c\ud654\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. XRP\ub294 \uad6d\uc81c \uac70\ub798\ub97c \ucc98\ub9ac\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ud0c8\uc911\uc559\ud654\ub41c \ub9ac\ud50c \ud504\ub85c\ud1a0\ucf5c\uc744 \ud1b5\ud574 \uc911\uac1c \uc5ed\ud560\uc744 \ud558\uba70, \uc774\ub294 \uac70\ub798 \uc2dc\uac04\uc774 \uc218\ucd08\ub85c \ub2e8\ucd95\ub418\uace0 \uc218\uc218\ub8cc\uac00 \ub300\ud3ed \uc808\uac10\ub418\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc635\ub2c8\ub2e4.\ub9ac\ud50c\uc758 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/2508"}],"collection":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2508"}],"version-history":[{"count":0,"href":"https:\/\/dohokin.com\/index.php?rest_route=\/wp\/v2\/posts\/2508\/revisions"}],"wp:attachment":[{"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dohokin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}